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# Duplex Chick The #1 Resource For Duplex Ownership

Your best resource for buying, selling, owning and investing in duplexes and duplex homes in Minneapolis and St. Paul.

## Sitemaps

- [XML Sitemap](https://duplexchick.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://duplexchick.com/blog/) - Here are contents to guide you in buying, owning, investing in, or selling duplexes and duplex homes in Minneapolis and St. Paul.
- [Twin Cities Duplex Sellers Still In Charge](https://duplexchick.com/2023/06/12/twin-cities-duplex-sellers-still-in-charge/)
- [How To Save On Your Taxes With Cost Segregation](https://duplexchick.com/2023/06/14/how-to-save-on-your-taxes-with-cost-segregation/)
- [You're Not Buying a Minneapolis Duplex. You're Buying a Payment](https://duplexchick.com/2026/08/06/youre-not-buying-a-minneapolis-duplex-youre-buying-a-payment/)
- [Can A Master Lease Really Help You Defer Capital Gains and Depreciation Recapture?](https://duplexchick.com/2026/08/05/can-a-master-lease-really-help-you-defer-capital-gains-and-depreciation-recapture/)
- [The Suburb With the Most Duplexes? June Data Reveals a Twin Cities Surprise](https://duplexchick.com/2026/08/03/the-suburb-with-the-most-duplexes-june-data-reveals-a-twin-cities-surprise/)
- [Do Minneapolis Duplexes Really Appreciate Slower Than Houses?](https://duplexchick.com/2026/07/31/do-minneapolis-duplexes-really-appreciate-slower-than-houses/)
- [The Four Phases of the Real Estate Cycle And Where Minneapolis Duplexes Actually Sit](https://duplexchick.com/2026/07/28/the-four-phases-of-the-real-estate-cycle-and-where-minneapolis-duplexes-actually-sit/)
- [St. Paul's 147 Active Listings Signal Shift for Duplex & Triplex Buyers](https://duplexchick.com/2026/07/27/st-pauls-147-active-listings-signal-shift-for-duplex-triplex-buyers/)
- [How a Federal Housing Bill Could Finally Push Minnesota's Duplex-Friendly Act Over the Finish Line](https://duplexchick.com/2026/07/24/how-a-federal-housing-bill-could-finally-push-minnesotas-duplex-friendly-act-over-the-finish-line/)
- [How Hiring An Inexperienced Minneapolis Duplex Realtor Can Keep You From Moving In](https://duplexchick.com/2026/07/24/how-hiring-an-inexperienced-minneapolis-duplex-realtor-can-keep-you-from-moving-in/)
- [Minneapolis Duplex Market Sees Buyers Gain Leverage](https://duplexchick.com/2026/07/22/10996/)
- [In a Soft Minneapolis Duplex Market, Your Rent Roll Helps Your Price Tag](https://duplexchick.com/2026/07/17/in-a-soft-minneapolis-duplex-market-your-rent-roll-helps-your-price-tag/)
- [Buy a Minneapolis Duplex Now and Fix Your Cost of Living for the Rest of Your Life](https://duplexchick.com/2026/07/17/buy-a-minneapolis-duplex-now-and-fix-your-cost-of-living-for-the-rest-of-your-life/)
- [Twin Cities Duplex Sales Hit A Three-Year High, But Sellers Have Company](https://duplexchick.com/2026/07/13/twin-cities-duplex-sales-hit-a-three-year-high-but-sellers-have-company/)
- [What Minneapolis Duplex Owners Need to Know Before Buying Their First Apartment Building](https://duplexchick.com/2026/07/08/what-minneapolis-duplex-owners-need-to-know-before-buying-their-first-apartment-building/)
- [Minneapolis Vacancy Rates Just Topped 5%: Here's How to Keep Your Units Full](https://duplexchick.com/2026/07/07/minneapolis-vacancy-rates-just-topped-5-heres-how-to-keep-your-units-full/)
- [Minneapolis Rents Remain Unchanged](https://duplexchick.com/2026/07/06/minneapolis-rents-remain-unchanged/)
- [Do Tenants Have to Leave During Showings and Inspections?](https://duplexchick.com/2026/07/01/do-tenants-have-to-leave-during-showings-and-inspections/)
- [Why You Can't Raise Rent or Change Lease Terms After Buying a Minneapolis Duplex](https://duplexchick.com/2026/06/30/why-you-cant-raise-rent-or-change-lease-terms-after-buying-a-minneapolis-duplex/)
- [Suburban Twin Cities Duplexes Are Having a Moment](https://duplexchick.com/2026/06/29/suburban-twin-cities-duplexes-are-having-a-moment/)
- [How To Stop Fearing the Midnight Minneapolis Duplex Tenant Call](https://duplexchick.com/2026/06/26/how-to-stop-fearing-the-midnight-minneapolis-duplex-tenant-call/)
- [The President Stalled This Housing Bill: Here's What It Means for Your Duplex Anyway](https://duplexchick.com/2026/06/24/the-president-stalled-this-housing-bill-heres-what-it-means-for-your-duplex-anyway/)
- [By One Point: St. Paul's Duplex Market Hits a Decade High in Listings — But Who's Really Winning?](https://duplexchick.com/2026/06/24/by-one-point-st-pauls-duplex-market-hits-a-decade-high-in-listings-but-whos-really-winning/)
- [You Live in Your Minneapolis Duplex. The IRS Wants to Reward You for It](https://duplexchick.com/2026/06/17/you-live-in-your-minneapolis-duplex-the-irs-wants-to-reward-you-for-it/)
- [Thank a Streetcar: The Forgotten History Behind Minneapolis' Classic Craftsman Duplexes](https://duplexchick.com/2026/06/16/thank-a-streetcar-the-forgotten-history-behind-minneapolis-classic-craftsman-duplexes/)
- [Yes, It's a Softer Market — But Minneapolis Duplex Sellers Are Still Closing at 98.8% of List Price](https://duplexchick.com/2026/06/15/yes-its-a-softer-market-but-minneapolis-duplex-sellers-are-still-closing-at-98-8-of-list-price/)
- [Big or Small High School? How Rising Inventory Is Reshaping the Twin Cities Duplex Market](https://duplexchick.com/2026/06/11/big-or-small-high-school-how-rising-inventory-is-reshaping-the-twin-cities-duplex-market/)
- [Twin Cities Rental Market Update: What the Spring 2026 Numbers Mean for Duplex Owners and Investors](https://duplexchick.com/2026/06/10/twin-cities-rental-market-update-what-the-spring-2026-numbers-mean-for-duplex-owners-and-investors/)
- [How to Raise Rent Without Losing Good Tenants](https://duplexchick.com/2026/06/08/how-to-raise-rent-without-losing-good-tenants/)
- [5 Reasons Your Tenants Probably Won't Buy Your Minneapolis Duplex](https://duplexchick.com/2026/06/03/5-reasons-your-tenants-probably-wont-buy-your-minneapolis-duplex/)
- [What Is Stagflation? And Why Should Duplex Investors Pay Attention?](https://duplexchick.com/2026/06/02/what-is-stagflation-and-why-should-duplex-investors-pay-attention/)
- [Twin Cities Suburban Duplex Sellers Are Winning (But Expiring Listings Signal a Warning)](https://duplexchick.com/2026/06/01/twin-cities-suburban-duplex-sellers-are-winning-but-expiring-listings-signal-a-warning/)
- [Is Now a Good Time to Buy or Sell a Minneapolis Duplex? The Answer Might Surprise You](https://duplexchick.com/2026/05/28/is-now-a-good-time-to-buy-or-sell-a-minneapolis-duplex-the-answer-might-surprise-you/)
- [St Paul Duplex Market Report: One Surprising Data Point, and Why It May Not Mean What You Think](https://duplexchick.com/2026/05/27/st-paul-duplex-market-report-one-surprising-data-point-and-why-it-may-not-mean-what-you-think/)
- [8 Ways to Sell Your Minneapolis Duplex Today Without A Tax Bill](https://duplexchick.com/2026/05/27/8-ways-to-sell-your-minneapolis-duplex-today-without-a-tax-bill/)
- [Minnesota Gave Landlords One More Tool for Dangerous Situations](https://duplexchick.com/2026/05/19/minnesota-just-gave-landlords-one-more-tool-for-dangerous-situations/)
- [The Lease Follows the Minneapolis Duplex, Not the Owner — What Every New Landlord Must Know](https://duplexchick.com/2026/05/20/the-lease-follows-the-minneapolis-duplex-not-the-owner-what-every-new-landlord-must-know/)
- [Minneapolis Duplex Sellers: The Market Just Shifted in Your Favor (With One Catch)](https://duplexchick.com/2026/05/19/minneapolis-duplex-sellers-the-market-just-shifted-in-your-favor-with-one-catch/)
- [The Smarter Downsize: Why Minneapolis Empty-Nesters Are Buying Duplexes and Moving Their Kids In](https://duplexchick.com/2026/05/15/the-smarter-downsize-why-minneapolis-empty-nesters-are-buying-duplexes-and-moving-their-kids-in/)
- [The Hidden Costs of Buying a Duplex Without a Buyer's Agent in Minneapolis](https://duplexchick.com/2026/05/14/the-hidden-costs-of-buying-a-duplex-without-a-buyers-agent-in-minneapolis/)
- [Is the Twin Cities Duplex Market Becoming a Seller's Market Again?](https://duplexchick.com/2026/05/12/is-the-twin-cities-duplex-market-becoming-a-sellers-market-again/)
- [Is There Rent Control in Minneapolis? No — And Here's Why Investors Keep Getting It Wrong](https://duplexchick.com/2026/05/06/is-there-rent-control-in-minneapolis-no-and-heres-why-investors-keep-getting-it-wrong/)
- [What Minneapolis Landlords Must Give Every Tenant Before They Sign (Or Face the Consequences)](https://duplexchick.com/2026/05/05/what-minneapolis-landlords-must-give-every-tenant-before-they-sign-or-face-the-consequences/)
- [Suburban Duplex Market Heats Up: Inventory Jumps 31% as Spring Buying Season Kicks Off](https://duplexchick.com/2026/05/04/suburban-duplex-market-heats-up-inventory-jumps-31-as-spring-buying-season-kicks-off/)
- [What the 1970s Oil Crisis Tells Minneapolis Duplex Investors About What's Coming Next](https://duplexchick.com/2026/04/29/what-the-1970s-oil-crisis-tells-minneapolis-duplex-investors-about-whats-coming-next/)
- [Evicting a Tenant in Minneapolis or St. Paul? Here's What You Need to Know Before You File](https://duplexchick.com/2026/04/28/evicting-a-tenant-in-minneapolis-or-st-paul-heres-what-you-need-to-know-before-you-file/)
- [St. Paul Duplex Market Update: 66% More Inventory Means Big Opportunities for Buyers in 2026](https://duplexchick.com/2026/04/27/st-paul-duplex-market-update-66-more-inventory-means-big-opportunities-for-buyers-in-2026/)
- [Class A, B, and C Properties: What They Are and Why It Matters to You as a Minneapolis Investor](https://duplexchick.com/2026/04/22/class-a-b-and-c-properties-what-they-are-and-why-it-matters-to-you-as-a-minneapolis-investor/)
- [Why the Cheapest Duplex on the Minneapolis Market Probably Isn't the Best Deal](https://duplexchick.com/2026/04/22/why-the-cheapest-duplex-on-the-minneapolis-market-probably-isnt-the-best-deal/)
- [The Minneapolis Duplex Market Isn't What You Think: March 2026 Numbers Explained](https://duplexchick.com/2026/04/20/the-minneapolis-duplex-market-isnt-what-you-think-march-2026-numbers-explained/)
- [Are Minneapolis & St. Paul City Councils Targeting Landlords? Join This Free Zoom to Find Out](https://duplexchick.com/2026/04/15/are-minneapolis-st-paul-city-councils-targeting-landlords-join-this-free-zoom-to-find-out/)
- [$3 Million in Emergency Rental Assistance Now Available for Minneapolis Housing Providers Affected by Operation Metro Surge](https://duplexchick.com/2026/04/15/3-million-in-emergency-rental-assistance-now-available-for-minneapolis-housing-providers-affected-by-operation-metro-surge/)
- [What Old Corner Stores Can Teach Us About Buying a Duplex in the Twin Cities Right Now](https://duplexchick.com/2026/04/15/what-old-corner-stores-can-teach-us-about-buying-a-duplex-in-the-twin-cities-right-now/)
- [Foreclosures Are Rising: What Twin Cities Duplex and Small Property Owners Need to Know in 2026](https://duplexchick.com/2026/04/09/foreclosures-are-rising-what-twin-cities-duplex-and-small-property-owners-need-to-know-in-2026/)
- [Down Payment Assistance Programs That Work for Minneapolis Duplex Buyers](https://duplexchick.com/2026/04/08/down-payment-assistance-programs-that-work-for-minneapolis-duplex-buyers/)
- [National Rents Hit Biggest Drop Since 2017 — Here's Why the Twin Cities Is Different](https://duplexchick.com/2026/04/06/national-rents-hit-biggest-drop-since-2017-heres-why-the-twin-cities-is-different/)
- [St. Paul Extends Pre-Eviction Notice to 60 Days: What Landlords and Renters Need to Know Before May 14](https://duplexchick.com/2026/04/02/st-paul-extends-pre-eviction-notice-to-60-days-what-landlords-and-renters-need-to-know-before-may-14/)
- [Twin Cities Suburban Duplex Market Update: Strong Demand Meets Rising Inventory in February 2026](https://duplexchick.com/2026/04/02/twin-cities-suburban-duplex-market-update-strong-demand-meets-rising-inventory-in-february-2026/)
- [How To Feel Lighter on Derby Day](https://duplexchick.com/2026/04/02/how-to-feel-lighter-on-derby-day/)
- [St. Paul Duplex Market Defies Rent Control: Prices Nearly Double in 9 Years](https://duplexchick.com/2026/03/25/st-paul-duplex-market-defies-rent-control-prices-nearly-double-in-9-years/)
- [Minneapolis Duplex & Triplex Investors: Don't Wait for a Foreclosure Wave That May Never Come](https://duplexchick.com/2026/03/24/minneapolis-duplex-triplex-investors-dont-wait-for-a-foreclosure-wave-that-may-never-come/)
- [Investor, Cash Buyer, or Owner-Occupant: Who Should You Try To Sell Your Minneapolis Duplex To?](https://duplexchick.com/2026/03/24/investor-cash-buyer-or-owner-occupant-who-should-you-try-to-sell-your-minneapolis-duplex-to/)
- [Rent Now, Pay Later: What Minneapolis Landlords Need to Know About Tenant Payment Plans](https://duplexchick.com/2026/03/18/rent-now-pay-later-what-minneapolis-landlords-need-to-know-about-tenant-payment-plans/)
- [Should Minneapolis Duplex Sellers Go Off-Market? Here's What It Really Costs You"](https://duplexchick.com/2026/03/17/should-minneapolis-duplex-sellers-go-off-market-heres-what-it-really-costs-you/)
- [The Minneapolis Real Estate Opportunity You're About to Miss (Again)](https://duplexchick.com/2026/03/16/the-minneapolis-real-estate-opportunity-youre-about-to-miss-again/)
- [Minneapolis Mayor Vetoes 60-Day Eviction Notice Extension Amid Immigration Crackdown and Looming Tenant Crisis](https://duplexchick.com/2026/03/11/minneapolis-mayor-vetoes-60-day-eviction-notice-extension-amid-immigration-crackdown-and-looming-tenant-crisis/)
- [Does Rent Control Hurt Tenants? Minneapolis vs St Paul Rent Data Says Yes](https://duplexchick.com/2026/03/11/does-rent-control-hurt-tenants-minneapolis-vs-st-paul-rent-data-says-yes/)
- [Twin Cities Duplex Market 2026: Why Right Now May Be the Best Time to Buy](https://duplexchick.com/2026/03/11/twin-cities-duplex-market-2026-why-right-now-may-be-the-best-time-to-buy/)
- [Why Institutional Investors Own Far Less Than You Think](https://duplexchick.com/2026/03/05/why-institutional-investors-own-far-less-than-you-think/)
- [Twin Cities Rent Strike Fails](https://duplexchick.com/2026/03/03/twin-cities-rent-strike-fails/)
- [Twin Cities Suburbs Offer More Opportunities](https://duplexchick.com/2026/03/03/twin-cities-suburbs-offer-more-opportunities/)
- [5 Tips On Being A Duplex Landlord When You Live Next Door](https://duplexchick.com/2026/02/24/5-tips-on-being-a-duplex-landlord-when-you-live-next-door/)
- [The High Cost of Waiting To Buy A Minneapolis Duplex](https://duplexchick.com/2026/02/24/the-high-cost-of-waiting-to-buy-a-minneapolis-duplex-2/)
- [St Paul Duplex Sales Go Their Own Way](https://duplexchick.com/2026/02/23/st-paul-duplex-sales-go-their-own-way/)
- [10 Ways To Finance Your Minneapolis Duplex](https://duplexchick.com/2026/02/18/10-ways-to-finance-your-minneapolis-duplex/)
- [How Pets Can Slow Minneapolis Duplex Turnovers](https://duplexchick.com/2026/02/17/how-pets-can-slow-minneapolis-duplex-turnovers/)
- [Do Extraordinary Events Impact The Minneapolis Duplex Market?](https://duplexchick.com/2026/02/16/do-extraordinary-events-impact-the-minneapolis-duplex-market/)
- [Twin Cities Duplex Buyers See Signs of Spring](https://duplexchick.com/2026/02/10/twin-cities-duplex-buyers-see-signs-of-spring/)
- [When Should You Repair Your Minneapolis Duplex Yourself?](https://duplexchick.com/2026/02/11/when-should-you-repair-your-minneapolis-duplex-yourself/)
- [Minneapolis Earmarks $1 Million to Help Prevent Evictions](https://duplexchick.com/2026/02/09/minneapolis-earmarks-1-million-to-help-prevent-evictions/)
- [10 Ways To Help Your Minneapolis Duplex Sell After The Super Bowl](https://duplexchick.com/2026/02/04/10-ways-to-help-your-minneapolis-duplex-sell-after-the-super-bowl/)
- [December's Suburban Duplex Sales Look Like A Horse](https://duplexchick.com/2026/02/03/decembers-suburban-duplex-sales-look-like-a-horse/)
- [Twin Cities Suburbs Duplex Sales Not What They Seem](https://duplexchick.com/2026/02/02/twin-cities-suburbs-duplex-sales-not-what-they-seem/)
- [A Bit Of Sunshine For The St Paul Duplex Market](https://duplexchick.com/2026/01/28/a-bit-of-sunshine-for-the-st-paul-duplex-market/)
- [Minnesota Organizations Offering And Accepting Donations For Rent Relief](https://duplexchick.com/2026/01/27/minnesota-organizations-offering-and-accepting-donations-for-rent-relief/)
- [St Paul Duplex Market Fails To Differentiate Itself](https://duplexchick.com/2026/01/27/st-paul-duplex-market-fails-to-differentiate-itself/)
- [Minneapolis Duplex Sales Lead To Slower 2025](https://duplexchick.com/2026/01/19/minneapolis-duplex-sales-lead-slower-2025/)
- [December Minneapolis Duplex Market Sends Mixed Message](https://duplexchick.com/2026/01/20/december-minneapolis-duplex-market-sends-mixed-message/)
- [Why Duplex Investment Is a Good Hedge in Times of Uncertainty](https://duplexchick.com/2026/01/21/why-duplex-investment-is-a-good-hedge-in-times-of-uncertainty/)
- [If You're A Minnesota Housing Provider It's CRP Time Again](https://duplexchick.com/2026/01/14/if-youre-a-minnesota-housing-provider-its-crp-time-again/)
- [Decembers Twin Cities Duplex Market Depends How You Look At It](https://duplexchick.com/2026/01/13/decembers-twin-cities-duplex-market-depends-how-you-look-at-it/)
- [What We Learned About The Twin Cities Duplex Market In 2025](https://duplexchick.com/2026/01/13/what-we-learned-about-the-twin-cities-duplex-market-in-2025/)
- [If ICE Asks About Your Tenants, Should You Answer?](https://duplexchick.com/2026/01/08/if-ice-asks-about-your-tenants-should-you-answer/)
- [How To Be A Great Twin Cities Housing Provider](https://duplexchick.com/2026/01/07/how-to-be-a-great-twin-cities-housing-provider/)
- [Minneapolis Rents Fall, While St Paul Rents Rise](https://duplexchick.com/2026/01/05/minneapolis-rents-fall-while-st-paul-rents-rise/)
- [Wishing You Happy Holidays](https://duplexchick.com/2025/12/23/wishing-you-happy-holidays/)
- [Rare Suburban Duplexes Continue To Shine Bright](https://duplexchick.com/2025/12/23/rare-suburban-duplexes-continue-to-shine-bright/)
- [St Paul Duplex Buyers Gain Upper Hand](https://duplexchick.com/2025/12/22/st-paul-duplex-buyers-gain-upper-hand/)
- [How to Legally Avoid Capital Gains (and Minimize Depreciation Recapture) by Living in Your Minneapolis Duplex](https://duplexchick.com/2025/12/20/how-to-legally-avoid-capital-gains-and-minimize-depreciation-recapture-by-living-in-your-minneapolis-duplex/)
- [When Sellers “Pay” Minneapolis Duplex Buyer Closing Costs… They Really Don’t](https://duplexchick.com/2025/12/17/when-sellers-pay-minneapolis-duplex-buyer-closing-costs-they-really-dont/)
- [Minneapolis Duplex Numbers Grow](https://duplexchick.com/2025/12/16/minneapolis-duplex-numbers-grow/)
- [Watch Appreciation To Predict Twin Cities Duplex Sales](https://duplexchick.com/2025/12/10/watch-appreciation-to-predict-twin-cities-duplex-sales/)
- [Interest Rates Only Drop When the Economy Slows — And That’s the Part Nobody Wants to Say Out Loud](https://duplexchick.com/2025/12/09/interest-rates-only-drop-when-the-economy-slows-and-thats-the-part-nobody-wants-to-say-out-loud/)
- [What Will And Won't Get You Paid When You Sell Your Duplex](https://duplexchick.com/2025/12/08/what-will-and-wont-get-you-paid-when-you-sell-your-duplex/)
- [Minneapolis Buyer Urgently Needs 1031 Exchange Property](https://duplexchick.com/2025/12/05/minneapolis-buyer-urgently-needs-1031-exchange-property/)
- [Twin Cities Suburbs Continue to Be Duplex Bright Spot](https://duplexchick.com/2025/12/02/twin-cities-suburbs-continue-to-be-duplex-bright-spot/)
- [6 Hidden Perils Of Tenants Shoveling](https://duplexchick.com/2025/12/03/6-hidden-perils-of-tenants-shoveling/)
- [6 Reasons the Price of a Minneapolis Duplex Doesn’t Determine Whether It’s a Good Investment](https://duplexchick.com/2025/11/26/6-reasons-the-price-of-a-minneapolis-duplex-doesnt-determine-whether-its-a-good-investment/)
- [The Receivador: The 1920s Smart Delivery Box Hidden in Minneapolis Duplexes](https://duplexchick.com/2025/11/25/the-receivador-the-1920s-smart-delivery-box-hidden-in-minneapolis-duplexes/)
- [Boring St Paul Duplex Market Makes For A Happy Day](https://duplexchick.com/2025/11/24/boring-st-paul-duplex-market-makes-for-a-happy-day/)
- [How Planning Ahead Can Save You From Ominous Duplex Property Tax Notices](https://duplexchick.com/2025/11/13/how-planning-ahead-can-save-you-from-ominous-duplex-property-tax-notices/)
- [Why Consumer Confidence Matters for First-Time Minneapolis Duplex Buyers](https://duplexchick.com/2025/11/20/why-consumer-confidence-matters-for-first-time-minneapolis-duplex-buyers/)
- [Why You Should Never Count Future Appreciation When Evaluating a Duplex](https://duplexchick.com/2025/11/19/why-you-should-never-count-future-appreciation-when-evaluating-a-duplex/)
- [Minneapolis Duplex Sales Focus on Four](https://duplexchick.com/2025/11/19/minneapolis-duplex-sales-focus-on-four/)
- [Twin Cities Duplex Sales Pancake](https://duplexchick.com/2025/11/13/twin-cities-duplex-sales-pancake/)
- [Why Minneapolis Duplexes Beat Single-Family Homes for Building Wealth](https://duplexchick.com/2025/11/10/why-minneapolis-duplexes-beat-single-family-homes-for-building-wealth/)
- [How a Minneapolis Architect Helped Minnesotans Fall in Love with Duplexes](https://duplexchick.com/2025/11/06/how-a-minneapolis-architect-helped-minnesotans-fall-in-love-with-duplexes/)
- [The Housing Problem Is In The Math We Aren't Doing](https://duplexchick.com/2025/11/06/the-housing-problem-is-in-the-math-we-arent-doing/)
- [Twin Cities Suburbs See Duplex Inventory Grow](https://duplexchick.com/2025/11/04/twin-cities-suburbs-see-duplex-inventory-grow/)
- [Do Minneapolis Duplex Buyers Have To Pay A Consultation Fee?](https://duplexchick.com/2025/10/30/do-minneapolis-duplex-buyers-have-to-pay-a-consultation-fee/)
- [What's At Stake For Minneapolis Housing Providers in Tuesday's Election](https://duplexchick.com/2025/10/30/whats-at-stake-for-minneapolis-housing-providers-in-tuesdays-election/)
- [Is Now The Time To Buy In St Paul?](https://duplexchick.com/2025/10/28/is-now-the-time-to-buy-in-st-paul/)
- [Minneapolis Mayoral Election Could Decide Rent Control](https://duplexchick.com/2025/10/23/minneapolis-mayoral-election-could-decide-rent-control/)
- [Rent Control, Rent Stabilization & the 2025 Minneapolis Election: What Duplex Owners Need to Know](https://duplexchick.com/2025/10/23/rent-control-rent-stabilization-the-2025-minneapolis-election-what-duplex-owners-need-to-know/)
- [Things Looking Up In Minneapolis Duplex Market](https://duplexchick.com/2025/10/21/things-looking-up-in-minneapolis-duplex-market/)
- [Twin Cities Duplex Buyers Have More Choices](https://duplexchick.com/2025/10/13/twin-cities-duplex-buyers-have-more-choices/)
- [The Return of the Minneapolis TOPA Zombie](https://duplexchick.com/2025/10/10/the-return-of-the-minneapolis-topa-zombie/)
- [Is the Housing Market Flashing Yellow? What the Fed and Foreclosure Data Are Telling Us](https://duplexchick.com/2025/10/09/is-the-housing-market-flashing-yellow-what-the-fed-and-foreclosure-data-are-telling-us/)
- ["A Precarious State": A Must Watch For Twin Cities Housing Providers](https://duplexchick.com/2025/10/06/a-precarious-state-a-must-watch-for-twin-cities-housing-providers/)
- [Rent Control Pushes St Paul Rents Higher](https://duplexchick.com/2025/10/08/rent-control-pushes-st-paul-rents-higher/)
- [The Top 7 Mistakes New Duplex Owners Make (And How to Avoid Them)](https://duplexchick.com/2025/10/02/the-top-7-mistakes-new-duplex-owners-make-and-how-to-avoid-them/)
- [It's Election Season: Which Candidates Support Housing Providers?](https://duplexchick.com/2025/09/30/its-election-season-which-candidates-support-housing-providers/)
- [Suburban Duplex Sales Act Like A Sponge](https://duplexchick.com/2025/09/30/suburban-duplex-sales-act-like-a-sponge/)
- [How Buying A Minneapolis Duplex Can Save Families](https://duplexchick.com/2025/09/29/how-buying-a-minneapolis-duplex-can-save-families/)
- [Minneapolis Rent Control Part Of November Election](https://duplexchick.com/2025/09/25/minneapolis-rent-control-part-of-november-election/)
- [What Parents Should Consider When Leaving A Minneapolis Duplex To Their Kids](https://duplexchick.com/2025/09/24/what-parents-should-consider-when-leaving-a-minneapolis-duplex-to-their-kids/)
- [St Paul Duplex Sales Do Their Own Thing](https://duplexchick.com/2025/09/22/st-paul-duplex-sales-do-their-own-thing/)
- [Minneapolis Duplex Market Relatively Unchanged](https://duplexchick.com/2025/09/19/minneapolis-duplex-market-relatively-unchanged/)
- [5 Benefits To Minneapolis Duplex Hacking When Things Get Tough](https://duplexchick.com/2025/09/19/5-benefits-to-minneapolis-duplex-hacking-when-things-get-tough/)
- [6 Moves For Real Estate Investors To Make Now](https://duplexchick.com/2025/09/18/6-moves-for-real-estate-investors-to-make-now/)
- [Minneapolis Duplexes: The Sweet Spot Between Single-Family Homes and Big Apartments](https://duplexchick.com/2025/09/11/minneapolis-duplexes-the-sweet-spot-between-single-family-homes-and-big-apartments/)
- [Consistency Wins Twin Cities Duplex Market](https://duplexchick.com/2025/09/10/consistency-wins-twin-cities-duplex-market/)
- [Why Homesteading Is The Perfect Way To Finance A Minneapolis Duplex](https://duplexchick.com/2025/09/10/why-homesteading-is-the-perfect-way-to-finance-a-minneapolis-duplex/)
- [St Paul Proves Rent Control Causes Higher Rent](https://duplexchick.com/2025/09/04/st-paul-proves-rent-control-causes-higher-rent/)
- [Twin Cities Suburbs Still Belongs To Sellers](https://duplexchick.com/2025/09/03/twin-cities-suburbs-still-belongs-to-sellers/)
- [10 Things Minneapolis Duplex Buyers Should Look For In A Realtor](https://duplexchick.com/2025/09/01/10-things-minneapolis-duplex-buyers-should-look-for-in-a-realtor/)
- [What Happens If the Government Takes Over Monetary Policy? A Warning for Minneapolis Duplex Investors](https://duplexchick.com/2025/08/27/what-happens-if-the-government-takes-over-monetary-policy-a-warning-for-minneapolis-duplex-investors/)
- [Why An Extra Unit May Not Add Value to Your Minneapolis Duplex](https://duplexchick.com/2025/08/26/why-an-extra-unit-may-not-add-value-to-your-minneapolis-duplex/)
- [St Paul Duplex Sales Lean Toward Buyers](https://duplexchick.com/2025/08/25/st-paul-duplex-sales-lean-toward-buyers/)
- [Minneapolis Duplex Sales Prove Boring Can Be Good](https://duplexchick.com/2025/08/20/minneapolis-duplex-sales-prove-boring-can-be-good/)
- [The Myth Of Off-Market Minneapolis Duplex Sales](https://duplexchick.com/2025/08/19/the-myth-of-off-market-minneapolis-duplex-sales/)
- [Where Does Minneapolis Duplex Rent Go?](https://duplexchick.com/2025/08/17/where-does-minneapolis-duplex-rent-go/)
- [Like Taylor Swift, Duplexes Have Eras](https://duplexchick.com/2025/08/12/like-taylor-swift-duplexes-have-eras/)
- [Twin Cities Duplex Shoppers Have Choices](https://duplexchick.com/2025/08/11/twin-cities-duplex-shoppers-have-choices/)
- [Why A 1031 Isn't Something To Decide After Your Duplex Sale](https://duplexchick.com/2025/08/07/why-a-1031-isnt-something-to-decide-after-your-duplex-sale/)
- [Duplex Mortgage Rates Drop To Lowest Point This Year](https://duplexchick.com/2025/08/06/duplex-mortgage-rates-drop-to-lowest-point-this-year/)
- [Twin Cities Sees Improving Vacancy Rates](https://duplexchick.com/2025/08/04/twin-cities-sees-improving-vacancy-rates/)
- [Twin Cities Suburbs Set Record High Price](https://duplexchick.com/2025/08/04/twin-cities-suburbs-set-record-high-price/)
- [What Are Rent Concessions Anyway?](https://duplexchick.com/2025/07/29/what-are-rent-concessions-anyway/)
- [As Home Market Slows, Minneapolis Landlords Face More Competition](https://duplexchick.com/2025/07/28/as-home-market-slows-minneapolis-landlords-face-more-competition/)
- [St Paul Duplex Market Keeps Beating](https://duplexchick.com/2025/07/28/st-paul-duplex-market-keeps-beating/) - The St Paul duplex market stayed strong in June with rising sales, steady prices, and the highest active listings since 2015 despite fewer new listings.
- [Twin Cities Landlords Make The Top Ten](https://duplexchick.com/2025/07/17/twin-cities-landlords-make-the-top-ten/) - Minneapolis–St. Paul ranks 7th in U.S. rent growth, making it a strong year for Twin Cities landlords, according to Rentometer’s 2025 report.
- [Minneapolis Duplex Market Once Again Favors Sellers](https://duplexchick.com/2025/07/22/minneapolis-duplex-market-once-again-favors-sellers/)
- [Rent Control Back In Minneapolis Mayoral Race](https://duplexchick.com/2025/07/21/rent-control-back-in-minneapolis-mayoral-race/)
- [How To Be Ready To Buy A Minneapolis Duplex During Economic Uncertainty](https://duplexchick.com/2025/07/15/how-to-be-ready-to-buy-a-minneapolis-duplex-during-economic-uncertainty/) - Thinking of buying a Minneapolis duplex? Learn how a HELOC can help you stay ready to invest during economic uncertainty without paying interest upfront.
- [Good News For Twin Cities Duplex Buyers And Sellers](https://duplexchick.com/2025/07/14/good-news-for-twin-cities-duplex-buyers-and-sellers/) - Twin Cities duplex prices hit a record high in June. See what this means for real estate investors, buyers, and sellers in Minneapolis and St. Paul.
- [Real Estate Investors Expand Market Share in 2025](https://duplexchick.com/2025/07/10/real-estate-investors-expand-market-share-in-2025/) - Real estate investors bought 27% of U.S. homes in early 2025, the highest in 5 years. Discover what’s driving this trend and what it means for the market.
- [10 Signs of a Smart Minneapolis Duplex Investment](https://duplexchick.com/2025/07/07/10-signs-of-a-samrt-minneapolis-duplex-investment/) - Looking to invest in a Minneapolis duplex? Discover the 10 key traits of a solid real estate deal from cash flow and location to long-term strategy and...
- [Is Your Minneapolis Duplex In A Flood Zone?](https://duplexchick.com/2025/07/09/is-your-minneapolis-duplex-in-a-flood-zone/) - Is your Minneapolis duplex in a flood zone? Learn how flood risk impacts insurance, rental income, and what options you have to protect your investment.
- [How The Deficit Could Make Mortgage Interest Like Payday Loans](https://duplexchick.com/2025/07/03/how-the-deficit-could-make-mortgage-interest-like-payday-loans/)
- [Is That A Minneapolis Duplex or Double Bungalow?](https://duplexchick.com/2025/07/01/is-that-a-minneapolis-duplex-or-double-bungalow/)
- [How Explaining Could Save You Money](https://duplexchick.com/2025/07/01/how-explaining-could-save-you-money/)
- [Twin Cities Suburb Continue Their Hot Streak](https://duplexchick.com/2025/06/26/twin-cities-suburb-continue-their-hot-streak/)
- [The High Cost Of Waiting To Buy A Minneapolis Duplex](https://duplexchick.com/2025/06/24/the-high-cost-of-waiting-to-buy-a-minneapolis-duplex/)
- [History Comes To Life In Your Minneapolis Duplex](https://duplexchick.com/2025/06/23/history-comes-to-life-in-your-minneapolis-duplex/)
- [St Paul Duplex Sales Win Sibling Rivalry](https://duplexchick.com/2025/06/23/st-paul-duplex-sales-win-sibling-rivalry/)
- [How To Help Minneapolis Duplex Residents Build Credit](https://duplexchick.com/2025/06/18/how-to-help-minneapolis-duplex-residents-build-credit/)
- [Minneapolis Duplex Buyers Take The Wheel](https://duplexchick.com/2025/06/16/minneapolis-duplex-buyers-take-the-wheel/)
- [Investors Selling More Properties Nationwide](https://duplexchick.com/2025/06/13/investors-selling-more-properties-nationwide/)
- [Signs Of Change In Twin Cities Duplex Market](https://duplexchick.com/2025/06/10/signs-of-change-in-twin-cities-duplex-market/)
- [Report Makes Affordable Housing Crisis Clear](https://duplexchick.com/2025/06/05/report-makes-affordable-housing-crisis-clear/)
- [Multifamily Delinquencies Up Slightly](https://duplexchick.com/2025/06/06/multifamily-delinquencies-up-slightly/)
- [How Doing Tenants A Favor Before Selling Can Cost You](https://duplexchick.com/2025/06/03/how-doing-tenants-a-favor-before-selling-can-cost-you/)
- [Do Minneapolis Duplex Owners Have To Allow Pets?](https://duplexchick.com/2025/06/03/do-minneapolis-duplex-owners-have-to-allow-pets/)
- [Suburban Duplex Sales Show Signs of Change](https://duplexchick.com/2025/05/30/suburban-duplex-sales-show-signs-of-change/)
- [The Cost Of A Minneapolis Duplex Vacancy](https://duplexchick.com/2025/05/27/the-cost-of-a-minneapolis-duplex-vacancy/)
- [Can Your Minneapolis Duplex Tenant Have Guns and Ammo?](https://duplexchick.com/2025/05/27/can-your-minneapolis-duplex-tenant-have-guns-and-ammo/)
- [St Paul Has A Hopeful April](https://duplexchick.com/2025/05/26/st-paul-has-a-hopeful-april/)
- [It's Nearly Impossible To Rent An Apartment If You Make Minimum Wage](https://duplexchick.com/2025/05/21/its-nearly-impossible-to-rent-an-apartment-if-you-make-minimum-wage/)
- [Why Your Minneapolis Duplex Doesn't Sell](https://duplexchick.com/2025/05/20/why-your-minneapolis-duplex-doesnt-sell/)
- [Pillsbury House Tops Minneapolis Duplex Market](https://duplexchick.com/2025/05/16/pillsbury-house-tops-minneapolis-duplex-market/)
- [Powell Touts Possibility of Higher Duplex Interest Rates](https://duplexchick.com/2025/05/15/powell-touts-possibility-of-higher-duplex-interest-rates/)
- [St Paul Waters Down Rent Control](https://duplexchick.com/2025/05/14/st-paul-waters-down-rent-control/)
- [Buyers Find More Choices In Twin Cities Duplexes](https://duplexchick.com/2025/05/13/buyers-find-more-choices-in-twin-cities-duplexes/)
- [What To Do When ICE Knocks On Your Investment Property Door?](https://duplexchick.com/2025/05/07/what-to-do-when-ice-knocks-on-your-investment-property-door/)
- [St Paul Council to Vote On Rent Control Changes - Again](https://duplexchick.com/2025/05/06/st-paul-council-to-vote-on-rent-control-changes-again/)
- [Twin Cities Suburbs Offer Math Excercise](https://duplexchick.com/2025/05/05/twin-cities-suburbs-offer-math-excercise/)
- [Twin Cities Vacancy Rates Decline](https://duplexchick.com/2025/04/28/twin-cities-vacancy-rates-decline/)
- [How Insurance Rates May Change Minneapolis Duplex Values](https://duplexchick.com/2025/04/25/how-insurance-rates-may-change-minneapolis-duplex-values/)
- [St Paul Duplex Market Shows Signs of Change](https://duplexchick.com/2025/04/24/st-paul-duplex-market-shows-signs-of-change/)
- [One of The Most Important Lessons As A New Landlord](https://duplexchick.com/2025/04/22/one-of-the-most-important-lessons-as-a-new-landlord/)
- [Minneapolis Duplex Market Counts Change](https://duplexchick.com/2025/04/17/minneapolis-duplex-market-counts-change/)
- [White House Wants To Dump Rental Assistance](https://duplexchick.com/2025/04/21/white-house-wants-to-dump-rental-assistance/)
- [9 Steps To Becoming A Landlord](https://duplexchick.com/2025/04/16/9-steps-to-becoming-a-landlord/)
- [How To Make A Non-Conforming Minneapolis Duplex Unit Legal](https://duplexchick.com/2025/03/31/how-to-make-a-non-conforming-minneapolis-duplex-unit-legal/) - Every now and then I run into a duplex in Minneapolis with a really nice non-conforming unit in the basement or attic. They always inspire buyers to...
- [Twin Cities Suburban Duplex Sales Still On A Roll](https://duplexchick.com/2025/04/08/twin-cities-suburban-duplex-sales-still-on-a-roll/) - The past several years it's seemed as if duplex, triplex and fourplex sales in the suburban 7-county metro area were in a league of their own.
- [Why You Buy The Lease When You Buy The Minneapolis Duplex](https://duplexchick.com/2025/04/08/why-you-buy-the-lease-when-you-buy-the-minneapolis-duplex/) - When you purchase a Minneapolis or St Paul duplex, triplex and fourplex, you not only buy a building, for better or worse, you also inherit the tenants...
- [Stop Rent Control In Minneapolis: Caucus Tonight](https://duplexchick.com/2025/04/08/stop-rent-control-in-minneapolis-caucus-tonight/) - If you're like me, you may be so distracted with all the national and international news that you completely forgot about our old friend..
- [Twin Cities Duplex Sales Show Signs of Change](https://duplexchick.com/2025/04/10/twin-cities-duplex-sales-show-signs-of-change/) - The 53 duplex, triplex and fourplex sales in the Twin Cities in March were the lowest total in any March since 2015.
- [The Bright Side Of Owning A Minneapolis Duplex](https://duplexchick.com/2025/04/14/the-bright-side-of-owning-a-minneapolis-duplex/) - Recent stock market volatility has made me grateful for the duplexes and triplexes I own. There are many reasons for this. The main one is I have some control.
- [St Paul Duplex Numbers Show New Changes](https://duplexchick.com/2025/03/27/st-paul-duplex-numbers-show-new-changes/)
- [What Goes Into Your Duplex Property Taxes?](https://duplexchick.com/2025/03/26/what-goes-into-your-duplex-property-taxes/)
- [What Your Minneapolis Duplex Tenant Doesn't Know](https://duplexchick.com/2025/03/25/what-your-minneapolis-duplex-tenant-doesnt-know/)
- [Minneapolis Duplexes Dominate The Market](https://duplexchick.com/2025/03/24/minneapolis-duplexes-dominate-the-market/)
- [Why Selling Your Minneapolis Duplex To Your Family May Not Help](https://duplexchick.com/2025/03/21/why-selling-your-minneapolis-duplex-to-your-family-may-not-help/)
- [Unique Duplex Development Proposed In Rochester](https://duplexchick.com/2025/03/14/unique-duplex-development-proposed-in-rochester/)
- [What Happens To The Minneapolis Duplex Market In Tough Economies?](https://duplexchick.com/2025/03/13/what-happens-to-the-minneapolis-duplex-market-in-tough-economies/)
- [Twin Cities Duplex Market Makes First Change In A Decade](https://duplexchick.com/2025/03/11/twin-cities-duplex-market-makes-first-change-in-a-decade/)
- [How A Contract For Deed Can Help You Buy A Minneapolis Duplex](https://duplexchick.com/2025/03/10/how-a-contract-for-deed-can-help-you-buy-a-minneapolis-duplex/)
- [Twin Cities Suburban Duplexes Remain Rare](https://duplexchick.com/2025/03/07/twin-cities-suburban-duplexes-remain-rare/)
- [How To Sell Your Minneapolis Duplex Tax Free](https://duplexchick.com/2025/03/06/how-to-sell-your-minneapolis-duplex-tax-free/)
- [Is A Triple Net Commerical Property A Minneapolis Duplex Exit Strategy?](https://duplexchick.com/2025/03/03/is-a-triple-net-commerical-property-a-minneapolis-duplex-exit-strategy/)
- [Will HUD Cuts Include Section 8?](https://duplexchick.com/2025/03/03/will-hud-cuts-include-section-8/)
- [St Paul Duplex Sales A Fraternal Twin](https://duplexchick.com/2025/03/04/st-paul-duplex-sales-a-fraternal-twin/)
- [Eight Ways to Paint Your Minneapolis Duplex Green](https://duplexchick.com/2009/08/03/eight-ways-to-paint-your-minneapolis-duplex-green/) - It's not easy going green. Oh, we all know there's a push to do it. But let's face it. It's downright expensive. Where are you going to get the money? Well, thanks to a salad bar full of recently passed and pending green legislation, it will soon be easier to finance these projects than ever.
- [Are Twin Cities Suburbs A Better Place To Buy A Duplex?](https://duplexchick.com/2025/02/24/are-twin-cities-suburbs-a-better-place-to-buy-a-duplex/)
- [Was Your Minneapolis Duplex Born That Way?](https://duplexchick.com/2025/02/21/was-your-minneapolis-duplex-born-that-way/)
- [Minneapolis Duplex Listings May Be A Sign Of Things To Come](https://duplexchick.com/2025/02/20/minneapolis-duplex-listings-may-be-a-sign-of-things-to-come/)
- [Why An FHA Mortgage May Make Your Minneapolis Duplex Worth More](https://duplexchick.com/2025/02/18/why-an-fha-mortgage-may-make-your-minneapolis-duplex-worth-more/)
- [Should Your Minneapolis Duplex Be Vacant When You Sell?](https://duplexchick.com/2025/02/17/should-your-minneapolis-duplex-be-vacant-when-you-sell/)
- [Twin Cities Duplex Market Repeats Itself](https://duplexchick.com/2025/02/12/twin-cities-duplex-market-repeats-itself/)
- [5 Myths About Selling A Minneapolis Duplex On A Contract For Deed](https://duplexchick.com/2025/02/11/5-myths-about-selling-a-minneapolis-duplex-on-a-contract-for-deed/)
- [Do Your Minneapolis Duplex Tenants Have Insurance?](https://duplexchick.com/2025/02/08/do-your-minneapolis-duplex-tenants-have-insurance/)
- [Twin Cities Suburban Duplexes Set A Record. For Buyers, That's Bad News.](https://duplexchick.com/2025/02/05/twin-cities-suburban-duplexes-set-a-record-for-buyers-thats-bad-news/)
- [There Just Aren't Enough Minneapolis Duplexes or Houses](https://duplexchick.com/2025/02/04/there-just-arent-enough-minneapolis-duplexes-or-houses/)
- [Minneapolis Changes Eviction Notice Requirements](https://duplexchick.com/2025/01/31/minneapolis-changes-eviction-notice-requirements/)
- [St Paul Duplex Market Does Its Own Thing](https://duplexchick.com/2025/01/30/st-paul-duplex-market-does-its-own-thing-3/)
- [When Will Minneapolis Duplex Mortgage Rates Drop?](https://duplexchick.com/2025/01/24/when-will-minneapolis-duplex-mortgage-rates-drop/)
- [How Twin Cities Duplexes Can Solve Buyer Housing Affordabiltiy](https://duplexchick.com/2025/01/23/how-twin-cities-duplexes-can-solve-buyer-housing-affordabiltiy/)
- [Minneapolis Duplexes For Sale Are Rare](https://duplexchick.com/2025/01/21/minneapolis-duplexes-for-sale-are-rare/)
- [Here's Your Chance To Ask Someone From The Federal Reserve Questions!](https://duplexchick.com/2025/01/16/heres-your-chance-to-ask-someone-from-the-federal-reserve-questions/)
- [It's January: Have You Completed Your CRPs?](https://duplexchick.com/2025/01/14/its-january-have-you-completed-your-crps/)
- [Twin Cites Duplex Sales Resist Holiday Slowdown](https://duplexchick.com/2025/01/13/twin-cites-duplex-sales-resist-holiday-slowdown/)
- [Does Your Minneapolis Duplex Have Asbestos?](https://duplexchick.com/2025/01/13/does-your-minneapolis-duplex-have-asbestos/)
- [Twin Cities Suburban Duplex Sales Remain Strong](https://duplexchick.com/2025/01/11/twin-cities-suburban-duplex-sales-remain-strong/)
- [Does A Minneapolis Duplex Bedroom Need A Door?](https://duplexchick.com/2025/01/10/does-a-minneapolis-duplex-bedroom-need-a-door/)
- [How Many Inspections Does Your Minneapolis Duplex Need Anyway?](https://duplexchick.com/2025/01/06/how-many-inspections-does-your-minneapolis-duplex-need-anyway/)
- [How Selling Your Minneapolis Duplex Is Like Buying A Winter Hat](https://duplexchick.com/2024/12/31/how-selling-your-minneapolis-duplex-is-like-buying-a-winter-hat/)
- [St Paul Duplex Market Once Again Favors Sellers](https://duplexchick.com/2024/12/30/st-paul-duplex-market-once-again-favors-sellers/)
- [Senior Analyst For Minneapolis Federal Reserve to Join January Duplex Chick Zoom Meeting](https://duplexchick.com/2024/12/18/senior-analyst-for-minneapolis-federal-reserve-to-join-january-duplex-chick-zoom-meeting/)
- [Net Worth For Property Owners 38 Times Greater Than Tenants](https://duplexchick.com/2024/12/16/net-worth-for-property-owners-38-times-greater-than-tenants/)
- [Where Have All the Minneapolis Duplex Sellers Gone?](https://duplexchick.com/2024/12/13/where-have-all-the-minneapolis-duplex-sellers-gone/)
- [Are You Getting All You Can Out Of Your Minneapolis Duplex Investment?](https://duplexchick.com/2024/12/11/are-you-getting-all-you-can-out-of-your-minneapolis-duplex-investment/)
- [Twin Cities Duplex Market Once Again Favors Sellers](https://duplexchick.com/2024/12/10/twin-cities-duplex-market-once-again-favors-sellers/)
- [Minneapolis Duplex Loan Limits Increase](https://duplexchick.com/2024/12/09/9742/) - Good news for Minneapolis and St Paul duplex buyers and sellers: FHA's recently announced 2025 lending limits should help the Twin Cities duplex market keep pace.
- [Minnesota's Cold Weather Rule Means You Have to Heat Your Duplex](https://duplexchick.com/2024/12/04/minnesotas-cold-weather-rule-means-you-have-to-heat-your-duplex/)
- [Time Flies For Twin Cities Suburban Duplex Market](https://duplexchick.com/2024/12/03/time-flies-for-twin-cities-suburban-duplex-market/)
- [Minneapolis Rent Control Is Back](https://duplexchick.com/2023/06/05/minneapolis-rent-control-is-back/)
- [Minneapolis Council Member Jeremiah Ellison Will Not Seek Re-Election](https://duplexchick.com/2024/12/02/minneapolis-council-member-jeremiah-ellison-will-not-seek-re-election/)
- [When Minneapolis Duplex Tenants Have To Let You In](https://duplexchick.com/2024/11/26/when-minneapolis-duplex-tenants-have-to-let-you-in/)
- [Experts Change Their Minds On Duplex Mortgage Rates](https://duplexchick.com/2024/11/25/experts-change-their-minds-on-duplex-mortgage-rates/)
- [St Paul Duplex Market Balances Buyers And Sellers](https://duplexchick.com/2024/11/22/st-paul-duplex-market-balances-buyers-and-sellers/)
- [Election Results: What Minneapolis Housing Providers Need To Know](https://duplexchick.com/2024/11/15/election-results-what-minneapolis-housing-providers-need-to-know/)
- [Building Slowdown May Help Minneapolis Duplex Rents Rise in 2025](https://duplexchick.com/2024/11/18/building-slowdown-may-help-minneapolis-duplex-rents-rise-in-2025/)
- [Trying To Make Sense of the Minneapolis Duplex Market](https://duplexchick.com/2024/11/14/trying-to-make-sense-of-the-minneapolis-duplex-market/)
- [Twin Cities Duplex Market Changes Again](https://duplexchick.com/2024/11/13/twin-cities-duplex-market-changes-again/)
- [How Your Duplex LLC Could Cost You A Fortune](https://duplexchick.com/2024/11/12/if-you-own-a-duplex-in-an-llc-dont-forget-your-paperwork/)
- [Rent Control Largely Unpopular In Local Elections](https://duplexchick.com/2024/11/11/rent-control-largely-unpopular-in-local-elections/)
- [Mayor Frey Last Hope To Stop Housing Provider Sale Delays](https://duplexchick.com/2024/11/05/mayor-frey-last-hope-to-stop-housing-provider-sale-delays/)
- [What A Soft Landing May Mean for Mortgage Interest Rates](https://duplexchick.com/2024/11/04/what-a-soft-landing-may-mean-for-mortgage-interest-rates/)
- [Twin Cities Duplex Inventory Skinny For A Decade](https://duplexchick.com/2024/10/28/minneapolis-duplex-inventory-skinny-for-a-decade/)
- [Why Waiting For Rates To Fall Could Be A Bad Idea](https://duplexchick.com/2024/10/29/why-waiting-for-rates-to-fall-could-be-a-bad-idea/)
- [How To Fix The Housing Crisis With Your Vote](https://duplexchick.com/2024/10/24/how-to-fix-the-housing-crisis-with-your-vote/)
- [St Paul Duplex Market Does Its Own Thing](https://duplexchick.com/2024/10/24/st-paul-duplex-market-does-its-own-thing-2/)
- [The Money You Never Had](https://duplexchick.com/2024/10/23/the-money-you-never-had/)
- [What Kind Of Minneapolis Duplex Buyer Are You?](https://duplexchick.com/2024/10/22/what-kind-of-minneapolis-duplex-buyer-are-you/)
- [Minneapolis Duplex Market Yet To Make News](https://duplexchick.com/2024/10/16/minneapolis-duplex-market-yet-to-make-news/)
- [Is a High Risk High Reward Minneapolis Duplex Right for You?](https://duplexchick.com/2024/10/14/is-a-high-risk-high-reward-minneapolis-duplex-right-for-you/)
- [Twin Cities Duplex Market Moves Toward Buyers](https://duplexchick.com/2024/10/10/twin-cities-duplex-market-moves-toward-buyers/)
- [How Will Climate Change Impact Your Minneapolis Duplex?](https://duplexchick.com/2024/10/07/how-will-climate-change-impact-your-minneapolis-duplex/)
- [Where's The Next Hot Minneapolis Duplex Neighborhood?](https://duplexchick.com/2024/10/04/wheres-the-next-hot-minneapolis-duplex-neighborhood/)
- [What Phase Are Minneapolis Duplex Sales In?](https://duplexchick.com/2024/10/03/what-phase-are-minneapolis-duplex-sales-in/)
- [Cooling Inflation Stirs Hope For Better Interest Rates](https://duplexchick.com/2024/10/01/cooling-inflation-stirs-hope-for-better-interest-rates/)
- [Is Your Minneapolis Duplex Insured For A Flood?](https://duplexchick.com/2024/10/01/is-your-minneapolis-duplex-insured-for-a-flood/)
- [Twin Cities Suburbs Stay Strong](https://duplexchick.com/2024/09/30/twin-cities-suburbs-stay-strong/)
- [St Paul Gives Duplex Buyers A Chance](https://duplexchick.com/2024/09/25/st-paul-gives-duplex-buyers-a-chance/)
- [The Fallacy of Waiting Until Spring](https://duplexchick.com/2024/09/24/the-fallacy-of-waiting-until-spring/)
- [What's True About Minneapolis Duplex Sales?](https://duplexchick.com/2024/09/23/whats-true-about-minneapolis-duplex-sales/)
- [Do Presidential Elections Slow Minneapolis Duplex Sales?](https://duplexchick.com/2024/09/20/do-presidential-elections-slow-minneapolis-duplex-sales/)
- [Will Fed Rate Cut Help The Minneapolis Duplex Market?](https://duplexchick.com/2024/09/19/will-fed-rate-cut-help-the-minneapolis-duplex-market/)
- [What Can The Listing Agent Tell You About A Minneapolis Duplex?](https://duplexchick.com/2024/09/17/what-can-the-listing-agent-tell-you-about-a-minneapolis-duplex/)
- [Is The Twin Cities Duplex Market Changing?](https://duplexchick.com/2024/09/16/is-the-twin-cities-duplex-market-changing/)
- [Learn About Proposed Housing Provider Legislation](https://duplexchick.com/2024/09/16/learn-about-proposed-housing-provider-legislation/)
- [Why To Buy A Minneapolis Duplex In The Next Two Weeks](https://duplexchick.com/2024/09/05/why-to-buy-a-minneapolis-duplex-in-the-next-two-weeks/)
- [If You Lose Money On The Sale of Your Minneapolis Duplex Do You Still Owe Taxes?](https://duplexchick.com/2024/09/03/if-you-lose-money-on-the-sale-of-your-minneapolis-duplex-do-you-still-owe-taxes/)
- [Twin Cities Suburbs Continue To Shine](https://duplexchick.com/2024/09/04/twin-cities-suburbs-continue-to-shine/)
- [What the NAR Settlement Means to Minneapolis Duplex Sellers](https://duplexchick.com/2024/08/29/what-the-nar-settlement-means-to-minneapolis-duplex-sellers/)
- [What Minneapolis Real Estate Investors Should Remember About Politics](https://duplexchick.com/2024/08/27/what-minneapolis-real-estate-investors-should-remember-about-politics/)
- [St Paul Duplex Market Cools](https://duplexchick.com/2024/08/26/st-paul-duplex-market-cools/)
- [Minneapolis City Council Wants Housing Providers To Lose More Money](https://duplexchick.com/2024/08/23/minneapolis-city-council-wants-housing-providers-to-lose-more-money/)
- [What Are The New Rules For Minneapolis Duplex Buyers?](https://duplexchick.com/2024/08/21/what-are-the-new-rules-for-minneapolis-duplex-buyers/)
- [Minneapolis Duplex Sales Changes Minor](https://duplexchick.com/2024/08/20/minneapolis-duplex-sales-changes-minor/)
- [St Paul Mayor Wants To Modify Rent Control](https://duplexchick.com/2024/08/15/st-paul-mayor-wants-to-modify-rent-control/)
- [Know the New Minneapolis Duplex Contract For Deed Rules](https://duplexchick.com/2024/08/16/know-the-new-minneapolis-duplex-contract-for-deed-rules/)
- [More Of The Same for Twin Cities Duplex Market](https://duplexchick.com/2024/08/14/more-of-the-same-for-twin-cities-duplex-market/)
- [6 Rent Boosting Strategies to Try Before Fall](https://duplexchick.com/2024/08/13/9475/)
- [Why Including A Buyer's Agent's Commission Matters To Minneapolis Duplex Sellers](https://duplexchick.com/2024/08/12/why-including-a-buyers-agents-commission-matters-to-minneapolis-duplex-sellers/)
- [Do Elections Have An Impact On Fed Rates?](https://duplexchick.com/2024/08/12/do-elections-have-an-impact-on-fed-rates/)
- [What Does A Stock Market Crash Mean For The Minneapolis Duplex Market?](https://duplexchick.com/2024/08/06/what-does-a-stock-market-crash-mean-for-the-minneapolis-duplex-market/)
- [Minneapolis Leads The Way in State's ADU Construction](https://duplexchick.com/2024/08/05/minneapolis-leads-the-way-in-states-adu-construction/)
- [Twin Cities Suburban Duplexes Still Hot](https://duplexchick.com/2024/08/05/twin-cities-suburban-duplexes-still-hot/)
- [How To Find The Lot Lines On Your Minneapolis Duplex For Free](https://duplexchick.com/2024/07/31/how-to-find-the-lot-lines-on-your-minneapolis-duplex-for-free/)
- [Why You May Not Want To Bundle Minneapolis Duplex Insurance](https://duplexchick.com/2024/07/30/why-you-may-not-want-to-bundle-minneapolis-duplex-insurance/)
- [St Paul Duplex Market Hits Midnight](https://duplexchick.com/2024/07/23/st-paul-duplex-market-hits-midnight/)
- [Minneapolis Sets Record Duplex Sales Price](https://duplexchick.com/2024/07/22/minneapolis-sets-record-duplex-sales-price/)
- [How 2024's Election Could Impact Minneapolis Housing Providers - Part 1](https://duplexchick.com/2024/07/18/how-2024s-election-could-impact-minneapolis-housing-providers-part-1/)
- [How 2024’s Election Could Impact Minneapolis Housing Providers – Part 2](https://duplexchick.com/2024/07/19/how-2024s-election-could-impact-minneapolis-housing-providers-part-2/)
- [What Does "Missing Middle" Housing Mean Anyway?](https://duplexchick.com/2024/07/16/what-does-missing-middle-housing-mean-anyway/)
- [Who Does A Property Manager Represent?](https://duplexchick.com/2024/07/12/who-does-a-property-manager-represent/)
- [June Sets Average Minneapolis Duplex Sales Price Record](https://duplexchick.com/2024/07/11/june-sets-average-duplex-sales-price-record/)
- [Minneapolis Duplex Market Shows Signs Of Change](https://duplexchick.com/2024/06/17/minneapolis-duplex-market-shows-signs-of-change/)
- [Beware TV Experts When Trying To Time The Duplex Market](https://duplexchick.com/2024/06/20/beware-tv-experts-when-trying-to-time-the-duplex-market/)
- [How To Avoid A Fine If Your Duplex Is Owned By An LLC](https://duplexchick.com/2024/06/21/how-to-avoid-a-fine-if-your-duplex-is-owned-by-an-llc/)
- [St Paul Duplex Market Does Its Own Thing](https://duplexchick.com/2024/06/25/st-paul-duplex-market-does-its-own-thing/)
- [Pay Now For Minneapolis Duplex Repairs or Pay Later](https://duplexchick.com/2024/06/26/pay-now-for-minneapolis-duplex-repairs-or-pay-later/)
- [Does A Minneapolis Duplex Need A Kitchen?](https://duplexchick.com/2024/07/01/does-a-minneapolis-duplex-need-a-kitchen/)
- [Twin Cities Suburban Duplex Market Still Hot](https://duplexchick.com/2024/07/02/twin-cities-suburban-duplex-market-still-hot/)
- [How To Draft or Amend Your Minneapolis Duplex's No Smoking Policy](https://duplexchick.com/2024/07/03/how-to-draft-or-amend-your-minneapolis-duplexs-no-smoking-policy/)
- [Soon You May Not Be Able to Just Call The Realtor On A Minneapolis Duplex For Sale Sign](https://duplexchick.com/2024/07/09/soon-you-may-not-be-able-to-just-call-the-realtor-on-a-minneapolis-duplex-for-sale-sign/)
- [Should You Add A Unit to Your Minneapolis Investment Property?](https://duplexchick.com/2024/05/23/should-you-add-a-unit-to-your-minneapolis-investment-property/)
- [Twin Cites Suburbs Duplex Market Remains Hot](https://duplexchick.com/2024/05/28/twin-cites-suburbs-duplex-market-remains-hot/) - With just a one-month supply of inventory, the Twin Cities suburbs have been and continue to be the very definition of a duplex seller's market.
- [Why Now Is A Good Time To Buy A Minneapolis Duplex](https://duplexchick.com/2024/05/29/why-now-is-a-good-time-to-buy-a-minneapolis-duplex/)
- [Minneapolis Duplex Construction Grows Under 2040 Plan](https://duplexchick.com/2024/05/31/minneapolis-duplex-construction-grows-under-2040-plan/)
- [Minneapolis Rents Lower Than 7-County Metro](https://duplexchick.com/2024/06/04/minneapolis-rents-lower-than-7-county-metro/)
- [What's A DSCR Anyway?](https://duplexchick.com/2024/06/06/whats-a-dscr-anyway/)
- [How To Buy Grandma's Minneapolis Duplex And Not Empty Your Savings Account](https://duplexchick.com/2024/06/10/how-to-buy-grandmas-minneapolis-duplex-and-not-empty-your-savings-account/)
- [Twin Cities Duplex Inventory Grows](https://duplexchick.com/2024/06/11/twin-cities-duplex-inventory-grows/)
- [Is Minneapolis Duplex Insurance Killing Your Cash Flow?](https://duplexchick.com/2024/06/13/is-minneapolis-duplex-insurance-killing-your-cash-flow/)
- [9 Green Ideas To Help Improve Your Minneapolis Duplex's Cash Flow](https://duplexchick.com/2024/06/14/9-green-ideas-to-help-improve-your-minneapolis-duplexs-cash-flow/)
- [Why Zillow Is Still Wrong On Minneapolis Duplex Values](https://duplexchick.com/2024/04/29/why-zillow-is-still-wrong-on-minneapolis-duplex-values/)
- [Twin Cities Suburbs Rock Duplex Sales](https://duplexchick.com/2024/04/30/twin-cities-suburbs-rock-duplex-sales/)
- [Do Minneapolis Duplex Owners Have To Allow Cannabis?](https://duplexchick.com/2024/05/02/do-minneapolis-duplex-owners-have-to-allow-cannabis/)
- [How Much Should Your Minneapolis Duplex Rent For?](https://duplexchick.com/2024/05/03/how-much-should-your-minneapolis-duplex-rent-for/)
- [What Are Average Rents In The Twin Cities?](https://duplexchick.com/2024/05/07/what-are-average-rents-in-the-twin-cities/)
- [Will You Lose Your Duplex Tenants Due To A Storm?](https://duplexchick.com/2024/05/09/will-you-lose-your-duplex-tenants-due-to-a-storm/)
- [Twin Cities Average Duplex Sales Price Hits Record](https://duplexchick.com/2024/05/10/twin-cities-average-duplex-sales-price-hits-record/) - The spring Twin Cities duplex market burst with color in April, finishing the month with an average sales price of $444,069; the highest on record.
- [Minnesota Helps First Generation Duplex Buyers](https://duplexchick.com/2024/05/14/minnesota-helps-first-generation-duplex-buyers/)
- [Minneapolis Fails To Set Duplex Record](https://duplexchick.com/2024/05/15/minneapolis-fails-to-set-duplex-record/) - Minneapolis has more duplexes, triplexes, and fourplexes than any other city in the metro.
- [Duplex Mortgage Rates Fall Below 7](https://duplexchick.com/2024/05/16/duplex-mortgage-rates-fall-below-7/) - Did you know mortgage interest rates are below 7%?
- [St Paul Duplex Sales Get Repetitive](https://duplexchick.com/2024/05/21/st-paul-duplex-sales-get-repetitive/)
- [How To Avoid Accidental Tenants](https://duplexchick.com/2024/05/24/how-to-avoid-accidental-tenants/) - It turns out Minnesota law defines a tenant as someone who is "occupying a dwelling in a residential building under a lease or contract...
- [What Kind Of Offer Wins In The Minneapolis Duplex Market?](https://duplexchick.com/2024/04/19/what-kind-of-offer-wins-in-the-minneapolis-duplex-market/)
- [St Paul Market Duplex Sales Jump 53%](https://duplexchick.com/2024/04/23/st-paul-market-duplex-sales-jump-53/)
- [Minneapolis City Council Receives Tenant Protection Study](https://duplexchick.com/2024/04/25/minneapolis-city-council-receives-tenant-protection-study/)
- [Why A Duplex Is A Ticket To That Great Neighborhood](https://duplexchick.com/2008/05/11/why-a-duplex-is-a-ticket-to-that-great-neighborhood/) - Over the years I've met countless first time home buyers. More often than not, they in a popular area (near a lake, river, shopping or great architecture) and understandably have decided they would like to put down roots there.
- [Increase Your Duplex Sales Price Without Spending A Dime](https://duplexchick.com/2008/05/12/increase-your-sales-price-without-spending-a-dime/) - During the recent real estate boom, selling small small multi-family housing (duplexes, triplexes and fourplexes) was almost as easy as simply sticking a "For Sale" sign in the ground and getting the property on the MLS. But the rules have changed for everybody.
- [Steal That House!](https://duplexchick.com/2008/05/13/steal-that-house/) - OK, so I mean duplex. But house sounded better in the headline. At this point, we've all been absolutely inundated with media reports about declining property values and the present buyer's market. And, on many levels, those reports are right. There are countless properties on the market right now at prices well under what someone paid for them two, three, or even five years ago.
- [Flip This Duplex? Or Not?](https://duplexchick.com/2008/05/14/flip-this-duplex-or-not/) - Over the last several years, it seems as if almost everyone I meet is, on some level, addicted to HG-TV. We've all watched those shows and now dream of finding a fixer upper at a steal of a price. We think, "with just some paint, carpet and of course, stainless appliances...I could turn a $20,000 profit for just a weekend of sweat equity."
- [The 24 Hour Myth](https://duplexchick.com/2008/05/16/the-24-hour-myth/) - It's commonly believed tenants must receive a 24 hour notice before the landlord enters their unit. There's just one problem with that: it's not true. In Minnesota, a landlord must make a good faith effort to notify the tenant he/she will be entering. Reasonable notice may be a knock on the door, 24 hours, 48 hours -- the definition of reasonable notice is open for interpretation.
- [Free Is Good](https://duplexchick.com/2008/05/18/free-is-good-2/) - Once upon a time, well, not that long ago, most of the landlords I knew used a couple of tried and true ways of filling a vacant unit: print ads and yard signs. In college, I worked part time in the classified ads department of a major metropolitan newspaper. There was no such thing as taking Friday night off, because that was the last opportunity for people to get their Sunday ads in before the deadline. We were there until 9 and the phones never stopped. After all, didn't everybody consult the Sunday classifieds when the were looking for apartments? Cars? A used drum set?
- [The Up Side Of A Down Market](https://duplexchick.com/2008/05/19/the-up-side-of-a-down-market/) - At the start of the decade, vacancy rates for rental units in the Twin Cities hovered near an almost incomprehensible two percent. Demand for places to rent came probably about as close at it could statistically to 100 percent. As a result, landlords didn't have to offer very much in the way of perks, upgrades or property improvements. Rent went up every year. And owners could almost do as little as stick a sign in the front yard and have the new tenant move in the front door while the old loaded things out the back.
- [How To Get A Great Deal](https://duplexchick.com/2008/05/21/how-to-get-a-great-deal/) - A recent scan of the pending and closed duplex transactions in the Twin Cities since the start of the year stunned me. Now, nothing scientific here, just some observations. I haven't done the math, but the majority of the pending small multi-family sales right now have an average number of days on market (DOM) in the double digits. Less than 100 days. Less than three months! Granted, there's no way to know which of these were cancelled and re-listed at a lower price, but nonetheless, it's encouraging.
- [Fruit As Self Defense](https://duplexchick.com/2008/05/22/fruit-as-self-defense/) - I read a Reurters article the other day about a gentleman in California who since the year 2000, purchased nine single family homes. All of them are now being foreclosed upon. The article blamed negative amortization loans for his demise. What the article doesn't say is just exactly what this man's investment strategy had been. Had he intended to simply ride the appreciation? Was he renting the homes out? I've had my California real estate license. And I know, at least in the Los Angeles area, that investors use a little tool called the gross rent multiplier or GRM. In fact, it is so prevalent that it's even calculated and displayed on the MLS.
- [Next to the Apples and Oranges](https://duplexchick.com/2008/05/23/next-to-the-apples-and-oranges/) - OK, since I mentioned it yesterday, I suppose I should explain what the cap rate is. More formally called the capitalization rate, like the gross rent multiplier, it is used as a tool to compare one property to another. The cap rate is a ratio between the cash flow produced by a property and its original purchase cost. To find the number, you must first subtract all of the expenses from the amount of rent a property generated in a year. Do not factor in the mortgage payments. The remaining balance is called the net operating income or NOI. You then divide this amount by the original purchase price of the building. More simply stated: annual cash flow/cost.
- [How to Make Money Using Irene's Rule of Real Estate](https://duplexchick.com/2008/05/26/how-to-make-money-using-irenes-rule-of-real-estate/) - Since it's Memorial Day, a time when we remember people we've loved and lost, I thought it would be nice to write about Irene and her Rule of Real Estate. Have you heard of her? My clients have. And she's earned them more money than Carleton Sheets ever has. Irene was my grandmother. Irene Balle. She would want you to know that.
- [Stay Off the Expired List!](https://duplexchick.com/2008/05/27/stay-off-the-expired-list/) - OK, no. I don't mean those pages in the back of the newspaper with all the obituaries. I mean the MLS' expired list. One of the biggest mistakes I see most residential Realtors make when pricing a duplex is measuring all of the finished spaces in both units, adding it up, then multiplying it by the average price per square foot other properties in the area have sold for.
- [One, Two, Three or Four Units: What's the Right Fit?](https://duplexchick.com/2008/05/29/one-two-three-or-four-units-whats-the-right-fit/) - A lot of people don't understand that investing in rental real estate can be tailored to your goals, risk tolerance and lifestyle. There are several advantages of owning rental homes. First, leases for these properties typically require the tenant to pay all the utility bills, mow the lawn, and shovel the walk. The owner, or landlord, has fewer ongoing responsibilities. What's more, in the event you want to sell the property and move on, there is a large pool of potential buyers in the marketplace. Some people believe this makes owning single family home rentals a more flexible investment.
- [Good News in Twin Cities House and Duplex Sales (Believe It or Not)](https://duplexchick.com/2008/05/28/good-news-in-house-and-duplex-sales-believe-it-or-not/) - The Minneapolis Area Association of Realtors (MAAR) released its weekly market activity report yesterday. And, incredibly, there was some good news. Seven hundred and fourteen (714) purchase agreements were signed the week ending May 17. This figure is 1.7 percent above the number of pending sales during the same period last year. This is only the first time in the last ten months, and just the second time in the last two years that this has happened.
- [Trade Your Way Out of Capital Gains Tax](https://duplexchick.com/2008/06/01/trade-your-way-out-of-capital-gains-tax/) - You may have heard of a 1031 Exchange. Sometimes it's called a Starker or a Like Kind Exchange. And, you may also have heard a lot of things about it that aren't true. Let me explain what it is as simply as I can. Pretend you purchased an income property in 2000 for $100,000. Even in today's market, it's now worth $175,000, and you have a full price offer. After the expenses of selling it and the cost of improving it over the last eight years, you are set to realize a profit of $50,000. If you choose to pocket this money at closing, you will pay capital gains taxes on it.
- [Twin Cities Duplex Sales Up Again](https://duplexchick.com/2008/06/03/twin-cities-duplex-sales-up-again/) - The Minneapolis Area Association of Realtors (MAAR) just released it's weekly activity report for the week ending May 24. For the second straight week, pending sales are relatively flat; down just 1.4 percent from the same week last year. Over the same time period, new listings declined 6.4%. The total listing supply declined too, which is an oddity for the spring housing market. In other words, it kind of looks like things might be stabilizing. Of course, MAAR doesn't keep track of the same kind of data for duplexes. So, we're left with me and my abacus.
- [Find Me A Deal on a Twin Cities Duplex!](https://duplexchick.com/2008/06/04/find-me-a-deal-on-a-twin-cities-duplex/) - During the peak of the market (which was the valley for investors who stopped to a the numbers), they'd hear from me once every 4-6 months. And, that property was usually gone within a day. Now it seems I get to contact people once every couple of weeks. And the property I call about is usually gone in a day or, every now and then, a week.
- [Know the Duplex Next Door](https://duplexchick.com/2008/06/05/know-the-duplex-next-door/) - I had a unique experience the other day while showing properties in one of my favorite "secret" neighborhoods. Well, I don't know if it's a secret exactly, but I do think it's under-appreciated: the Riverview/Cherokee area of St Paul. The neighborhood is a quiet little strip across the river from downtown. It has many of the amenities people look for in other, more well-known areas, including walking/biking trails along the river, parks, big old trees and most relevant to this blog, a beautiful and diverse selection of early 20th century architecture (woodwork!) . The prices, however, tend to be comparatively
- [Twin Cities Duplex Sales Continue At Healthy Pace](https://duplexchick.com/2008/06/17/twin-cities-duplex-sales-continue-at-healthy-pace/) - This week's market activity update from MAR is encouraging, but not quite the cry for celebration that last week's was. In the single family home arena, new listings for the week ending June 7 continued their leisurely jog, declining 13.9 percent from a year ago. Pending sales also declined by 5.3 percent when compared to the same time last year.
- [FHA Suspends "Anti-Flipping" Rules on Twin Cities Foreclosure Duplexes](https://duplexchick.com/2008/06/27/fha-suspends-anti-flipping-rules-on-twin-cities-foreclosure-duplexes/) - Back in the olden days -- when gas was cheap and property went up in value...as long as 18 months ago...the federal government's department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) implemented "anti-flipping" rules to help stem fraud during the housing boom. Under these rules, neither agency would insure mortgages on properties that had been owned by the seller for less than three months.
- [How to Buy A $450,000 Property With Just 3% Down](https://duplexchick.com/2008/05/08/how-to-buy-a-450000-property-with-just-3-down/) - I showed a gorgeous duplex in southwest Minneapolis to some first time home buyers last weekend. It was one of those big, sweeping properties many of us have often driven by and wondered whether the inside was beautiful as the outside.
- [Buy A Duplex With No Money Down](https://duplexchick.com/2008/05/08/buy-a-duplex-with-no-money-down/) - Most home buyers are familiar with FHA loans, which historically have been one of the best ways to purchase a home with as little as a three percent down payment. With these loans, the seller typically contributes up to three percent of the sales price toward the buyer's closing costs and prepaids (such as insurance reserves), saving the buyer these costs. These contributions are capped by the lenders at three percent. What most buyers don't know, however, is that through what are called FHA Preferred Programs, the seller may gift an additional three percent to a non-profit agency that assists buyers in obtaining the necessary three percent down payment for an FHA loan. The most familiar of these agencies are Genesis, Ameridream, and Nehemiah.
- [Why Isn't Anyone Talking About Duplex Foreclosures?](https://duplexchick.com/2008/05/08/why-isnt-anyone-talking-about-duplex-foreclosures/) - We've all heard the reasons for the rash of foreclosures on the real estate market; bad loans, fraud, unethical loan officers-- on and on. But I never hear anyone in the media mention the fact that some people just made really bad real estate investments. Nowhere is this more true than in the small multi-family market (duplexes, triplexes and fourplexes). In the halcyon days of 2005-2006, I ran into countless buyers who wanted to leverage some of the equity in their homes to buy an investment property. After all, we all had been told real estate was a great investment, right?
- [Why Throw Money Out The Window?](https://duplexchick.com/2008/05/08/why-throw-money-out-the-window/) - Whenever I first sit down with someone thinking about buying an income property (either to live in or as an investment), I ask them a question: What, besides mortgage and taxes, do you think is the most expensive thing for a landlord to pay for? I get all kinds of interesting answers...things like water, mowing the lawn, painting. All of which are wrong.
- [What About The Toilet?](https://duplexchick.com/2008/05/09/what-about-the-toilet/) - One of the questions I am most frequently asked by people considering purchasing their first multi-family property has to do with plumbing. More specifically, the toilet. It seems the biggest fear about becoming a landlord is there will be a phone call in the middle of the night that a tenant's toilet has backed up. And it will be up to the landlord to fix it.
- [Protect Your Twin Cities Duplex Through An LLC](https://duplexchick.com/2008/06/08/protect-your-twin-cities-duplex-through-an-llc/) - One of the concerns multi-family property investors often have is how to protect themselves in the event a tenant suffers an injury on one of their properties. Namely, how can he or she protect their real estate portfolio? A relatively easy way to do this is to form a Limited Liability Company or LLC, and either take title or, via a quit claim deed, change the ownership of the property to the LLC.
- [Stock Up Now on Twin Cities Duplexes](https://duplexchick.com/2008/06/09/stock-up-now-on-twin-cities-duplexes/) - If you're planning on loading up on 1-4 unit investment properties during the down market, you'd better do it now. In May, Freddie Mac made changes in its lending guidelines. As of August 1, 2008, a borrower may no longer have more than four financed 1-4 unit properties, including the one being purchased. What's more, in order to refinance, the borrower must have owned the property for at least six months prior to getting a new loan.
- [More Good News in the Twin Cities Duplex Market](https://duplexchick.com/2008/06/10/more-good-news-in-the-twin-cities-duplex-market/) - The weekly MAAR activity report came out and there appears to be a bit of good news in the single family and multi-family home markets. New listings of single family homes continued to drop, being 23 percent behind the same week in 2007. Meanwhile, pending sales increased 4.9 percent over last year; a number that represents the biggest year-over-year increase in 117 weeks (29.25 months!) This is only the third increase in that time. The second happened just two weeks ago.
- [Fishing For Twin Cities Duplex Deals](https://duplexchick.com/2008/06/11/fishing-for-twin-cities-duplex-deals/) - I recently had a first time home buyer submit an offer on a foreclosed property within three days of it going on the market. To the bank's credit, they got back to my buyer with a counter two days later, which is roughly equivalent to the speed of light in foreclosure land. My client accepted every facet of their counter, except one. At his agent's insistence (ah-hem), he held out for the seller to purchase a home warranty for the property. After all, nobody really knew anything about this house. None of the bank's employees had lived there and the homeowner who lost the property was long gone. A warranty was a great way for my buyer to be covered in the event of any surprises.
- [It's Easy to Accidentally Commit Mortgage Fraud](https://duplexchick.com/2008/06/13/its-easy-to-accidentally-commit-mortgage-fraud/) - We've all read the headlines about real estate scams in the recent boom years resulting in many of the foreclosures in the marketplace today. And, we've all heard about mortgage fraud. The extent of the problem has become so vast that, according to Bloomberg News, the FBI has ordered many field offices to stop investigating other financial crimes so agents can spend their energies on the sub prime mortgage crisis.
- [Start Out Ahead When You Buy Your Twin Cities Duplex](https://duplexchick.com/2008/06/16/start-out-ahead-when-you-buy-your-twin-cities-duplex/) - There are many differences between the purchase or sale of an owner-occupied single family home and a multi-family property. One of the most important is the time of the month that you close the deal. When you purchase your own home, it's a good idea to try to schedule a closing date toward the end of the month. That way, you save on the amount of interest you pay.
- [Seven Reasons to Sell Your Minneapolis/St Paul Duplex on a Contract for Deed](https://duplexchick.com/2008/06/18/seven-reasons-to-sell-your-minneapolisst-paul-duplex-on-a-contract-for-deed/) - First it was the end of stated income programs. Then it was word that as of August 8, Freddie Mac will restrict lending for investors who own more than four properties. And there's the looming threat of the end of gift programs for seller down payments like Ameridream, Nehemiah and Genesis.
- [Five Benefits of Buying A Twin Cities Duplex on a Contract for Deed](https://duplexchick.com/2008/06/19/five-benefits-of-buying-a-twin-cities-duplex-on-a-contract-for-deed/) - A contract for deed is a type of owner financing. It usually requires the buyer to make payments over time, with interest on the unpaid balance; just like a bank. After the loan iis paid in full, the owner gives the buyer a deed to the property.
- [Mary Tyler Moore Did Not Walk Past Every Minneapolis Duplex](https://duplexchick.com/2008/06/20/mary-tyler-moore-did-not-walk-past-every-minneapolis-duplex/) - A bit of a rant... Sometimes I get frustrated with neighborhood "reputations". There's a lot of crap on the market right now. It's hard to believe, but finding a decent property at a good value is, even in this market, challenging.
- [Is A Third Floor Fire Escape Required in a Twin Cities Duplex?](https://duplexchick.com/2008/06/23/is-a-third-floor-fire-escape-required-in-a-twin-cities-duplex/) - I showed a three story duplex in southwest Minneapolis featuring a deck on every floor. There were stairs leading from the second story deck to the ground, but none from the third to the second or the ground for that matter. And the question came up: would the owner be required to add stairs to comply with the fire code?
- [Twin Cities Duplex Sales Jump Again](https://duplexchick.com/2008/06/24/twin-cities-duplex-sales-jump-again/) - MAAR released its report of market activity for the week ending June 14 this morning. The study included some encouraging news: namely that the number of pending single family home sales increased by 3.8 percent over the same week last year. In the last six weeks, sales are down just 30 transactions over their pace from the same period in 2007.
- [When You Buy Your Twin Cities Duplex, Watch Out for Minnesota Nice](https://duplexchick.com/2008/06/25/when-you-buy-your-twin-cities-duplex-look-out-for-minnesota-nice/) - Over the years, I've been lucky to be able to help a number of people relocating from other states find homes in Minnesota. Some grew up here and after sojourns on the east or west coasts, were returning to start or be near families. Others grew up elsewhere and moved due to a job transfer or to attend school.
- [Summer's A Great Time to Think About Carbon Monoxide in Your Twin Cities Duplex](https://duplexchick.com/2008/06/26/summers-a-great-time-to-think-about-carbon-monoxide-in-your-twin-cities-duplex/) - It's easy to forget about carbon monoxide (CO) After all, who thinks about turning on the furnace in the heat of summer? Well, the state of Minnesota does. With good reason.
- [What Will the Seller Take for That Minneapolis Duplex?](https://duplexchick.com/2008/06/30/what-will-the-seller-take-for-that-minneapolis-duplex/) - I'm often asked what a seller's bottom price is for his or her property. This seems to happen most often in open houses. Here's the deal...even if I know, I can't tell you. Not only is it against the law, it wouldn't be fair to the seller.
- [Twin Cities Duplex Sales Continue Healthy Pace](https://duplexchick.com/2008/07/01/twin-cities-duplex-sales-continue-healthy-pace/) - As it does every Monday, the Minneapolis Area Association of Realtors (MAAR) released its weekly activity report last night for the week ending June 21. New listings continued their decline from last year, dropping 10.6 percent when compared to the same week last summer. This has been the trend for the last 16 weeks. In all, the total number of homes for sale in the metro area is down 2.6 percent from the same time last year.
- [How Much Did That Minneapolis Duplex Sell For?](https://duplexchick.com/2008/07/02/how-much-did-that-minneapolis-duplex-sell-for/) - There are several questions I get asked repeatedly in my job. One of the most common is, "What did it sell for?" I usually hear this when a client was interested in and missed out on a property that just went from "Active" status on the MLS to "Pending".
- [How to Find Hidden Cash When You Buy A Twin Cities Duplex](https://duplexchick.com/2008/07/03/how-to-find-hidden-cash-when-you-buy-a-twin-cities-duplex/) - I do a lot of math in my job. Which is funny, considering my history with high school algebra. Whenever I find a duplex I think may be of interest to a client, I quickly do an investment property analysis worksheet before I send it on.
- [Change the Numbers When You Rent Your Twin Cities Duplex](https://duplexchick.com/2008/07/07/change-the-numbers-when-you-rent-your-twin-cities-duplex/) - One of the most valuable lessons I've learned as a landlord is to make sure that the amount I charge for a security or damage deposit is a different amount than the monthly rent. This helps tenants understand that it is, in fact, for something other than the rent. I can't even count the number of times tenants have given me proper notice, then not paid the last month's rent. When I approach them for it, the answer is always the same, "just take it out of my security deposit."
- [Buy A Twin Cities Duplex for A Bigger Home](https://duplexchick.com/2008/07/09/buy-a-twin-cities-duplex-for-a-bigger-home/) - Over the last year, I've started to see different kinds of buyer walking through the duplexes I hold open on Sundays. I like to think of them as genius'. Completely independent of one another, several have had an idea I'd never considered: reconverting a duplex into a single family home. Primarily in the Victorian era, many Twin Cities homes were built which, even by today's standards, are mansions. In the century or more since their construction, countless property owners who couldn't fill the homes with their own families divided the home into more than one unit.
- [Not Every Realtor Is Qualified to Help You Buy or Sell Your Twin Cities Duplex](https://duplexchick.com/2008/07/10/not-every-realtor-is-qualified-to-help-you-buy-or-sell-your-twin-cities-duplex/) - Over the past few weeks, I have been reminded that just because someone holds a real estate license, they are not necessarily qualified when it comes to buying or selling multi-family housing. I saw evidence of this over and over during the boom years. Countless Realtors sold their clients over-priced properties that didn't cash flow.
- [Sorry for My Absence](https://duplexchick.com/2008/07/14/sorry-for-my-absence/)
- [Twin Cities House and Duplex Sales Improve](https://duplexchick.com/2008/07/15/house-and-duplex-sales-improve/) - Last night MAAR released it's weekly activity report for sales ending the week of July 5. The number of duplexes that received accepted purchase agreements last week was double those from the same time last year.
- [How To Buy A Twin Cities Duplex and Finance the Repairs in a Tough Lending Market](https://duplexchick.com/2008/07/16/how-to-buy-a-twin-cities-duplex-and-finance-the-repairs-in-a-tough-lending-market/) - One of the biggest hurdles buyers face when considering a foreclosure property is the amount of repairs many require simply to be inhabitable. After making the down payment, where does the cash come from to replace the blown radiators or copper pipes, or even to simply paint? It's hard to believe, but the FHA is coming to the rescue with what has been christened a 203K Streamline Renovation loan.
- [Eight Ways To Screen Prospective Tenants for Your Minneapolis/St Paul Duplex](https://duplexchick.com/2008/07/18/eight-ways-to-screen-prospective-tenants-for-your-minneapolisst-paul-duplex/) - One of the biggest challenges landlords face is finding great tenants who not only pay their rent on time, but also take care of your property, communicate with you and are generally respectful. Most landlords run a credit and criminal background check on any prospective tenant through companies like the locally based ASP Screening. The applicant must give you written permission to gather this information; which can be achieved by using MHA's standard application.
- [Media Reports "Twin Cities Duplex Prices to Fall Until 2009!"](https://duplexchick.com/2008/07/21/media-reports-twin-cities-duplex-prices-to-fall-through-2009/) - Gasp! 2009? Why, that's a whole year! Or is it? It's almost August. Let's see: August, September, October, November. Count 'em. Four months. FOUR MONTHS! I'm just having a little fun with the media. In this time of constant reports of doom and gloom, it helps.
- [Twin Cities Home Sales Hold: Duplex Market Still Sizzling](https://duplexchick.com/2008/07/22/twin-cities-home-sales-hold-duplex-market-still-sizzling/) - Several of the trends spotted in last week's MAAR Market Activity Report continued for the week ending July 12. New listings of single family homes were down 11.5 percent from their mark during the same period last year. In all, over the last three months about 4000 fewer homes have come onto the market than the number that did in the same window a year ago. Overall, the total number of properties for sale is down 4.7 percent from this time last year.
- [How to Determine Rent and Vacancy Rates for Your Twin Cities Duplex](https://duplexchick.com/2008/07/23/how-to-determine-rent-and-vacancy-rates-for-your-twin-cities-duplex/)
- [Should You Hire A Management Company for Your Twin Cities Duplex?](https://duplexchick.com/2008/07/24/should-you-hire-a-management-company-for-your-twin-cities-duplex/) - First time investors often ask whether I can recommend a good management company for their first duplex, triplex or fourplex. While I can certainly make suggestions, it usually doesn't make sense to hire someone. Why?
- [Twin Cities Duplex Sales Remain Strong](https://duplexchick.com/2008/07/29/twin-cities-duplex-sales-remain-strong/) - Time once again for MAAR's weekly activity report. Pending single family home sales for the week ending July 19 were, believe it or not, ahead of the same week last year by 3.9 percent. At the same time, new listings dropped 13 percent. Are these the signs of a changing market? Too soon to tell.
- [Is Foreclosure Relief on the Way for Your Twin Cities Duplex?](https://duplexchick.com/2008/07/31/is-foreclosure-relief-on-the-way-for-your-twin-cities-duplex/) - President George W Bush signed into the law The Housing Stimulus Bill yesterday. Within five minutes, I received countless emails and phone calls inquiring as to what it all means. I'll address as many as I can over the next several days.
- [Twin Cities Duplex Buyers Impacted by Housing Bill](https://duplexchick.com/2008/08/01/twin-cities-duplex-buyers-impacted-by-housing-bill/) - The Housing and Economic Recovery Act passed by Congress and signed into law by President Bush on Wednesday is a mixed bag for first time home and duplex buyers. The most dramatic and immediate impact will be felt by those who needed to avail themselves to down payment assistance programs like Ameridream, Nehemiah and Futures. These programs allowed sellers to make contributions toward a buyer's down payment, with that contribution folded into the buyer's loan. Essentially, it was an FHA version of a no money down loan which helped millions of first time home buyers.
- [The Mortgage Relief Tax Credit: How It Helps The First Time Duplex Buyer](https://duplexchick.com/2008/08/04/the-mortgage-relief-tax-credit-how-it-helps-the-first-time-duplex-buyer/) - The Housing and Economic Recovery Act passed by Congress and signed into law by President Bush , contains a provision for a $7500 tax credit for first-time home buyers. The law defines a first-time home buyer as someone who has not owned a home in the past three years. As always, this law applies to any owner-occupied property up to four units in size.
- [Twin Cities Duplex Market Continues Mighty Swim](https://duplexchick.com/2008/08/05/twin-cities-duplex-market-continues-mighty-swim/) - The Minneapolis Area Association of Realtors released its weekly Market Activity Report last night. And once again, there are encouraging signs in the Twin Cities single family home market. The inventory of available single family homes is down 5.5 percent from the same time last year. There are presently 32,978 homes available on the market, which is about 2000 less than there were at this time last year.
- [Minneapolis Duplex Short Sales: Can You Wait For A Great Deal?](https://duplexchick.com/2008/08/07/minneapolis-duplex-short-sales-can-you-wait-for-a-great-deal/) - One of the most frustrating transactions in today's real estate market for buyers, sellers and Realtors is the short sale. As discussed here before, a short sale is when a property is being sold for less than the amount owed to the bank. The seller may or may not be behind in payments. Due to the decline in market values over the last year, he or she simply can't sell the house for what he bought it for.
- [Housing Bill Changes Taxable Capital Gains on Twin Cities Duplexes](https://duplexchick.com/2008/08/11/housing-bill-changes-taxable-capital-gains-on-twin-cities-duplexes/) - In the past, one of the most lucrative tax loopholes for real estate investors was the provision that allowed an owner to move into a rental or investment property, and after living there for two years, realize and capital gains tax free, up to the individual $250,000 or married couple $500,000 limits.
- [Mortgage Fraud: The Forgotten Clue in the Minneapolis Duplex Market](https://duplexchick.com/2008/11/03/mortgage-fraud-the-forgotten-clue-in-the-minneapolis-duplex-market/)
- [Twin Cities Duplex Sales Up Again](https://duplexchick.com/2008/07/08/twin-cities-duplex-sales-up-again-2/) - MAAR offered an interesting insight in today's weekly activity report. At least I thought so. For 10 of the last 12 weeks, pending sales of single family homes have been within five percent of where they were at this time last year; either above or below. While I certainly noticed the market slowing last year, I don't recall there being quite the same sense of gloom.
- [Hopeful Signs in Twin Cities Duplex Market](https://duplexchick.com/2008/08/12/hopeful-signs-in-twin-cities-duplex-market/) - Last night MAAR released its weekly activity report for the week ending August 2. While it may be too soon for outright optimism, there are a few less reasons for despair in Twin Cities real estate market.
- [Twin Cities Foreclosure Statistics Reveal Surprising Trends](https://duplexchick.com/2008/08/14/twin-cities-foreclosure-statistics-reveal-surprising-trends/) - One of the challenges in the current market for the Twin Cities Realtor's associations has been spotting trends in terms of trends with lender-involved properties, vs. those being sold by a traditional seller. Until recently, it was impossible to discern what percentage of properties on the market involved lender-owned properties or short sales. Consequently, it was also virtually impossible to determine how traditional sellers were fairing.
- [The Twin Cities Duplex Market Actually Receives Good News](https://duplexchick.com/2008/08/15/the-twin-cities-duplex-market-actually-receives-good-news/) - OK, I've cleaned my ears, then hit "rewind" and "play" about six times now. And I could swear that Realty Times is reporting that the recently released Standard & Poor's Case-Shiller housing index indicates home prices were up in the Twin Cities. Nationally, only seven markets reported an increase. Click on the Real Estate Outlook: Prices Up in Certain Cities and see if you hear it too.
- [Pending Sales Increase Across the Nation: How Will It Effect Twin Cities Duplex Sales?](https://duplexchick.com/2008/08/18/pending-sales-increase-across-the-nation-how-will-it-effect-twin-cities-duplex-sales/) - Last week, the National Association of Realtors reported the Pending Home Sales Index (PHSI), which is an indicator based on purchase agreements signed in June, rose 5.3 percent nationally over their May mark. While an improvement, this number is still 12.3 percent below the June 2007 mark.
- [Twin Cities Duplexes Continue Strong Performance: Home Sales Gaining](https://duplexchick.com/2008/08/19/twin-cities-duplexes-continue-strong-performance-home-sales-gaining/) - Around August 1 of last year, lending standards tightened. That action played a large part in many buyers staying put. I know what you're saying. Well, that's nothing compared to this year, right?
- [First Time Landlord of A Twin Cities Duplex? Don't Forget the Paperwork](https://duplexchick.com/2008/08/21/first-time-landlord-of-a-twin-cities-duplex-dont-forget-the-paperwork/) - With the change in the current housing market, many would-be sellers are turning to renting their homes in lieu of a sale. And, they often forget one thing that many first-time landlords do: the government. No, I don't mean the IRS. Rather, the city government; places like Minneapolis and St Paul. Both require landlords to have either a valid rental license or a certificate of occupancy before a property can be leased.
- [12 Ways To Save Money By Selling Your Twin Cities Duplex With A Realtor](https://duplexchick.com/2008/08/25/twelve-ways-to-save-money-by-selling-your-twin-cities-duplex-with-a-realtor/) - In this tough housing market, many property owners are attempting to save money by selling their duplexes themselves. On the surface, this line of thinking appears to make sense. Most Realtors in the Twin Cities market charge anywhere from 5-7 percent to list and sell a property. Why not save this money? After all, if you've already lost equity in the changing market.
- [Twin Cities Duplex and Home Sales Show Signs of Light](https://duplexchick.com/2008/08/26/twin-cities-duplex-and-home-sales-show-signs-of-light/) - Has the housing market bottomed out yet? I don't know. Nobody else does either. It's one of those things you realize only after you've driven past and notice it in the rear view mirror. And, statistically speaking, MAAR's recently released Weekly Activity Report for the week ending August 16, suggests there may be some sunlight in addition to the dark clouds.
- [Does REO Mean That Twin Cities Duplex Comes With A Time/Life Music Collection?](https://duplexchick.com/2008/08/28/does-reo-mean-that-twin-cities-duplex-comes-with-a-timelife-music-collection/) - Sometimes talking with a Realtor can be like a conversation with your doctor. The shift in the housing market has resulted in a new language; one that leaves many people either saying, "Huh?" or scrambling for a dictionary.
- [Timing Is Everything When You Want to See A Twin Cities Duplex](https://duplexchick.com/2008/09/02/timing-is-everything-when-you-want-to-see-a-twin-cities-duplex/) - Realtors do a big portion of their work behind the scenes. We don't always think to stop and explain each piece of it, and sometimes assume our clients psychically know what we're talking about. Take showings for example. I had a client call me over the weekend wanting to see a house on Labor Day. I was a little abrupt with her; which she didn't understand. So I had to stop and explain.
- [Did You Hear About the Clearance Sale on Minneapolis/St Paul Duplexes?](https://duplexchick.com/2008/09/03/did-you-hear-about-the-clearance-sale-on-minneapolisst-paul-duplexes/) - I guess everybody realized there's a clearance sale down at the duplex and house mall,s as MAAR reports another big leap in pending sales activity over last year. Sales jumped 26.8 percent from the same week last year. This data was for the week ending August 23, which was the third week in a row with an increase in pending sales over last year.
- [Simple Repairs Can Improve Duplex's Cash Flow](https://duplexchick.com/2008/09/04/simple-repairs-can-improve-duplexs-cash-flow/) - As we head into fall and winter, it's easy to remember that heat is one of the biggest expenses any Twin Cities landlord faces. That is, of course, if a property has a single boiler or furnace. Another expense, however, which can inexplicably jump and cause diminished cash flow, however, is water.
- [Twin Cities Housing and Duplex Sales Soar](https://duplexchick.com/2008/09/09/twin-cities-housing-and-duplex-sales-soar/) - Wow! MAAR released its weekly activity report for the week ending August 30, and sales are up exponentially over the same period last year. Duplex sales were up an almost unbelievable 714.29 percent over the same week last year. Of the 50 duplexes that received offers last week, 94 percent involved a lender-owned or short sale property. This stands in stark contrast to last year's figure, where five of the seven sales were not bank owned.
- [Bank Foreclosures and Short Sales: The Best Thing to Ever Happen to Minneapolis Duplex Owners](https://duplexchick.com/2008/09/10/bank-foreclosures-and-short-sales-the-best-thing-to-ever-happen-to-minneapolis-duplex-owners/) - It's not news that there are a rash of foreclosures and short sales in the real estate market. Some of this is due to fraud. Some due to spikes in interest rates in adjustable mortgages forcing monthly payments into the stratosphere.
- [Is There Light at the End of the Tunnel for Seller Funded Down Payments?](https://duplexchick.com/2008/09/12/is-there-light-at-the-end-of-the-tunnel-for-seller-funded-down-payments/) - There's reason for a bit of cautious optimism in Washington. On Tuesday, the House Financial Services Committee, which is chaired by Rep. Barney Frank, will review HR 6694. The bill would allow the Federal Housing Administration to continue to allow the use of seller-funded down-payment assistance on FHA-backed loans through non-profit agencies like Genesis, Ameridream and Nehemiah.
- [Minneapolis Duplex Sales: Are We Happy Yet?](https://duplexchick.com/2008/09/16/minneapolis-duplex-sales-are-we-happy-yet/) - I don't know about you, but after Wall Street's news yesterday, I'm watching my economic mood ring, looking for any change in color. Is it turning red? As it does every Tuesday, MAAR released its weekly market activity report today. And, just like last week, this week's report shows a substantial leap in pending single family home sales over the same period from last year.
- [It's Wait And See for the Duplex Market](https://duplexchick.com/2008/09/19/its-wait-and-see-for-the-duplex-market/) - I'm neither an economist nor a psychic. As a result, I can't tell you what I think this morning's proposed government intervention in the nation's financial crisis will mean to the real estate market.
- [First Aid for the Accidental Landlord](https://duplexchick.com/2008/09/22/first-aid-for-the-accidental-landlord/) - Many sellers in today's slower real estate market find themselves hemorrhaging severely as a result of either an unsold home after they've relocated, or the deep wound of covering two mortgages. In an effort to stop the bleeding, many sellers find themselves unintentionally becoming landlords. While it is perfectly sensible to rent a vacant property, as I've often detailed here, there is more to being a landlord than simply sticking a "For Rent" sign in the yard. And the costs of being uninformed can often be even greater than even the initial wound.
- [Shop Now to Save Money On A Minneapolis Duplex](https://duplexchick.com/2008/10/16/shop-now-to-save-money-on-a-minneapolis-duplex/) - Lost in the commotion last week was a comment by former Federal Reserve Chairman Alan Greenspan. Remember him? Once upon a time we waited on and measured his every word. According to an article he wrote for "Emerging Markets" magazine, Greenspan believes the U.S. housing market will start to recover in the first half of 2009.
- [Twin Cities Duplex Market Hangs On](https://duplexchick.com/2008/09/23/twin-cities-duplex-market-hangs-on/) - While the nail-biting news continues over on Wall Street, the Twin Cities real estate market continues to hang on by its strong fingertips. MAAR released its weekly report of buyer activity last night, and the trend of the previous five reports continued into a sixth. In the week ending September 13, pending sales rose 23.3 percent over the same week in 2007. In fact, in the last six weeks, 1269 more purchase agreements were signed than in the same span last year.
- [Four Reasons to Evict Your Minneapolis Duplex Tenant](https://duplexchick.com/2008/09/25/four-reasons-to-evict-your-minneapolis-duplex-tenant/) - The single biggest concern I hear when someone is considering whether or not to purchase their first income property is, "Yeah but, what if I get a bad tenant?" Granted, "bad tenant" means different things to different people. To most, however, it is someone who either doesn't pay rent, or is damaging a property.
- [Will the Bailout Help You With Your Minneapolis Duplex?](https://duplexchick.com/2008/09/29/will-the-bailout-help-you-with-your-minneapolis-duplex/) - While I planned to talk about the process of filing an eviction action today, more pressing matters came up over the weekend in Congress. Consequently, I'll pick up that discussion later in the week. One of provisions Congress insisted on being in the Emergency Economic Stabilization Act of 2008, or the bailout bill, was a provision requiring Secretary of the Treasury Hank Paulson, to implement a plan for the mortgages and mortgage-backed securities the government acquires that encourages mortgage servicers to modify the terms of the loans through programs like Hope for Homeowners.
- [Minneapolis/St Paul Duplex Sales Provide Ray of Light on Dark Day](https://duplexchick.com/2008/09/30/minneapolisst-paul-duplex-sales-provide-ray-of-light-on-dark-day/) - A bit of good news would be nice today, wouldn't it? Well, in spite of all of the doom and gloom about the economy and the real estate market in the media, the Twin Cities housing market continues to push rays of sunlight through the clouds.
- [Why The Wall Street Bailout Is Really A Main Street Bailout Explained: And How It Could Effect Your Minneapolis Duplex](https://duplexchick.com/2008/10/01/why-the-wall-street-bailout-is-really-a-main-street-bailout-explained-and-how-it-could-effect-your-minneapolis-duplex/) - I'm mad at President Bush. It isn't the first time. But never before have I actually agreed with the guy and been mad at him. I think this time he's telling the truth. So why am I mad? Because he didn't explain to all of us exactly what's going on in our economy. I've spent the last week answering people's questions, listening to all the talking media heads, reading and cobbling together any piece of information I can decipher to help me understand. And I think I get it. So I'm going to try to explain.
- [Get 'Em Out! The How To of a Twin Cities Duplex Eviction](https://duplexchick.com/2008/10/06/get-em-out-the-how-to-of-a-twin-cities-duplex-eviction/) - Last week, we talked about the reasons a landlord can file an eviction action; nonpayment of rent, lease violations, illegal activities or a holdover tenant. Once that's established, what comes next? If the property is in Hennepin County, the property owner, his or her attorney, representative or designated agency with Power-of-Attorney may file the complaint at the Public Service Level of the Hennepin County Government Center.
- [Minneapolis Duplex Sales Show No Signs Of Slowing](https://duplexchick.com/2008/10/07/minneapolis-duplex-sales-show-no-signs-of-slowing/) - The duplex sales engine kept rolling at a healthy clip for the week ending September 27, as pending sales of property were again up 144 percent over the same time last year. The trend toward most of these transactions involving a lender-negotiated sale jumped as well. A full 92.3 percent of those multi-family units which received accepted purchase agreements involved either a short sale or foreclosure. This is an increase of 300 percent over the amount of lender involvement during the same period last year.
- [Grab A Paper Bag: FHA Changes Rental Income Rules for Loans](https://duplexchick.com/2008/10/09/grab-a-paper-bag-fha-changes-rental-income-rules-for-loans/) - I had a panic attack the other day when a co-worker informed me she just had clients get turned down for a loan because "FHA is no longer letting you count 75 percent of a property's rental income toward qualifying for the loan". Gulp. That would nearly destroy the owner-occupied duplex market. So I did some digging.
- [Dash for Cash: Hurry and Save Money Buying Your Minneapolis Duplex](https://duplexchick.com/2008/10/13/dash-for-cash-hurry-and-save-money-buying-your-minneapolis-duplex/) - If you're a real estate investor looking for a property, you might want to hustle a little in order to save some cash. Yes, there are some incredible deals available right now; interest rates are dropping, and there's a lot of inventory. But that's not necessarily why you should hustle. It seems our friends Fannie Mae and Freddie Mac (who purchase most loans from lenders) are offering one more. Due to market conditions, they're about to increase their lender financing fees. For Freddie, these fees take effect November 7. For Fannie, it's December 1.
- [Seller-Assisted Down Payments in Minneapolis Duplexes Fall From the Charts](https://duplexchick.com/2008/10/15/seller-assisted-down-payments-in-minneapolis-duplexes-fall-from-the-charts/) - Well, after weeks at the top of the charts, seller-assisted down payments fell completely out of the top 40 last week. And it appears the Minneapolis/St Paul housing market isn't humming along the way it had as a result. While the impact of the disappearance of the FHA down payment program is only a theory, statistics released by MAAR yesterday do reflect a drop in pending sales. Yes, sales were still ahead of the same week last year; to the tune of 3.5 percent. However, this figure is 15 percent below the increases marked in the last four weeks.
- [Bailout Bill Helps Minneapolis Duplex Owners Go Green](https://duplexchick.com/2008/10/20/bailout-bill-helps-minneapolis-duplex-owners-go-green/) - While it hasn't received a great deal of media coverage, The Emergency Economic Stabilization Act of 2008, also known as the $700 billion bailout bill included several incentives for investors to go green. For the next eight years, anyone who builds or renovates a multi-family, commercial or retail property and includes alternative energy features, particularly solar panels will receive a 30 percent tax credit.
- [Minneapolis/St Paul Duplex Sales Blow Up](https://duplexchick.com/2008/10/21/minneapolisst-paul-duplex-sales-blow-up/) - Holy cow Batman! The banks are taking a beating! This morning, MAAR released its weekly sales report for the week ending October 11. Get this: of all the pending home sales posted in the metro that week, 47.3 percent, or almost half of them, involved a lender-mediated foreclosure or short sale. The good news? Pending sales blew up - logging a 21.1 percent increase over the same week last year.
- [C'mon! It's A Minneapolis Duplex! What If the Tenant Doesn't Pay the Heat?](https://duplexchick.com/2008/10/22/cmon-its-a-minneapolis-duplex-what-if-the-tenant-doesnt-pay-the-heat/) - A relatively new landlord contacted me earlier in the week and asked some terrific questions. In an effort to have the other side of her unit occupied before the first mortgage payment came due, she rented to someone with less than perfect credit. Just five months into the lease, the tenant was already late on one month's rent. While the gas, phone and electric are in her tenants names, she's certain they are also behind in some of these bills.
- [Scream Queens Use Minneapolis Duplexes to Outsmart Wall Street's Psychotic Killers](https://duplexchick.com/2008/10/24/scream-queens-use-minneapolis-duplexes-to-outsmart-wall-streets-psychotic-killers/) - These days, it seems Wall Street might as well be the name of the latest Wes Craven horror movie. It's been a financial bloodbath featuring screams in the night, followed each morning by another casualty and the utter inability of police or government to track down the villain. More often than not, it's the potential victims; the scream queens in these nightmares who save themselves. And around my office, I have witnessed more and more of them doing just that.
- [Half-Price Sale of Minneapolis Duplexes Continues](https://duplexchick.com/2008/10/28/half-price-sale-of-minneapolis-duplexes-continues/) - Well, it's Tuesday; meaning it's time once again for the Minneapolis Area Association of Realtors weekly market update. Just as in September, the upward movement continued, posting gains over last year's numbers. In all, the single family home market posted 618 pending sales (signed purchase agreements), which represents an increase of 9.6 percent over the same time in 2007. This was the fourth month to show those kinds of gains.
- [Why  "As Is" Isn't Code For "Surprise" On Your New Minneapolis Duplex](https://duplexchick.com/2008/10/29/why-as-is-isnt-code-for-surprise-on-your-new-minneapolis-duplex/) - In today's real estate market, many buyers are alarmed when they see the words "as is" in an MLS listing, or are asked to sign a corresponding addendum as part of the purchase agreement. In their minds, "as is" translates to a Pandora's Box of problems and surprises that they have no right to know about until they own the property. But they're wrong.
- [The Psychology of Hope: What Effect Will the Election Have On The Minneapolis Duplex Market?](https://duplexchick.com/2008/10/31/the-psychology-of-hope-what-effect-will-the-election-have-on-the-minneapolis-duplex-market/) - I think it's fair to say that as a nation, we are collectively in a bit of a bad mood. Every day, the media tells us how bad things are. Wall Street is down. Wall Street is up. The $700 billion government bailout bill will solve the banking crisis. The buyout wasn't enough. Foreclosures are on the rise. Interest rates too. And we still haven't dragged Bin Laden out of his cave. We've begun to believe things are bad and getting worse. We've pulled in the tentacles of our lives. We've stopped buying houses and cars, stopped buying things we didn't need. We've heard and talked more about the Great Depression than we have since reading The Grapes of Wrath in high school.
- [Minneapolis Duplex Sales: A Vote for Optimism](https://duplexchick.com/2008/11/04/minneapolis-duplex-sales-a-vote-for-optimism/) - There's a lot of hope in the air today. And it isn't limited to the voting booth. In addition to the election, there is some encouraging news in the housing market. Last week, real estate headlines shouted that in September, new home sales unexpectedly rose 2.7 percent and existing home sales jumped 5.5 percent.
- [Money, Money, Everywhere to Buy Your Minneapolis Duplex](https://duplexchick.com/2008/11/06/money-money-everywhere-to-buy-your-minneapolis-duplex/) - I swear on my dog, I found money for loans! No. Not in the couch. And not at the pawn shop either. See, it seems there are a lot of frustrated loan officers in the Twin Cities these days. And they have nothing to do but call and or/write to every real estate agent they've ever met.
- [We've Got A Guy: When You Need Help on a Minneapolis Duplex Repair](https://duplexchick.com/2008/11/07/weve-got-a-guy-when-you-need-help-on-a-minneapolis-duplex-repair/) - One of the greatest challenges for any first time investor or homeowner is finding reliable handymen and contractors for repairs or home improvements. And while I am always happy to pass along names and numbers of service people either I or my clients have been happy with, sometimes I don't have the right person for the job. While Angie's List is always a viable option, a client called this morning with what may be a wonderful alternative; Service Magic.
- [How The Fear Monster Ate Your Minneapolis Duplex](https://duplexchick.com/2008/11/10/how-the-fear-monster-ate-your-minneapolis-duplex/) - I'm a good Realtor. I make sure that I never sell a property that has monsters hiding in the closets or under the beds. I'm very brave. I lead the way into dark musty basements and sometimes, guided by only the light of my cell phone, fumble around attics for lights.
- [Is There A Reversal of Fortune Coming in the Minneapolis Duplex Market?](https://duplexchick.com/2008/11/11/is-there-a-reversal-of-fortune-coming-in-the-minneapolis-duplex-market/) - There are some interesting trends starting to emerge in the housing market as evidenced by MAAR's just released weekly activity report for the week ending November 1. First, the average number of days a single family home sits on the market before selling was down .8 percent to 141. This is the first drop in average market time in the last two years.
- [Why Realtors and Real Estate Agents Are Not Equal](https://duplexchick.com/2008/11/17/why-realtors-and-real-estate-agents-are-not-equal/) - I took a Code of Ethics class last week which is required of all members of the National Association of Realtors (NAR). While suffering through three hours of dry material, I was reminded of a pet peeve. I'm a REAL-TOR. Not a Real-I-Tor. Yeah, yeah. I know. Everybody says "Real-I-Tor"; not just folks with Minnesota accents as thick as Marge Gunderson's. I don't know where it came from, I only know we don't all say "Doc-I-Tor", so it must not be a result of a consonant followed by "tor".
- [The Good News and the Bad News in the Minneapolis Duplex Market](https://duplexchick.com/2008/11/18/the-good-news-and-the-bad-news-in-the-minneapolis-duplex-market/) - MAAR s released its weekly report of market activity this morning, and in spite of all the doom and gloom in the media, pending home sales for the week ending were nonetheless 16.9 percent higher than they were over the same period in 2007. This has been a trend for some time. In fact, over the last three months, sales have been 26.6 percent higher than the same time in 2007 .'
- [How Does My Realtor Get Paid When I Buy A Minneapolis Duplex?](https://duplexchick.com/2008/11/19/how-does-my-realtor-get-paid-when-i-buy-a-minneapolis-duplex/) - Most Minnesotans understand when they sell their property using a Realtor, the seller is charged a commission by the agent's broker (usually the parent company, such as Coldwell Banker Burnet) and the agent gets a percentage of that commission when the property sells. However, many people aren't sure how an agent gets paid when he or she helps someone purchase a duplex. In fact, some buyers are convinced they'll have to dig into their pocket to pay an agent for his or her help, and as a result, try to avoid using an agent altogether.
- [Wait On That Dumpster for Your Minneapolis Duplex!](https://duplexchick.com/2008/11/21/wait-on-that-dumpster-for-your-minneapolis-duplex/) - Imagine this. You go to pick up a rent check from your tenants and after repeated attempts, discover they've abandoned the unit, leaving what appears to be a mound of trash and personal property behind. Or, you were successful in an eviction action, and the same scenario unfolds. What do you do? Call for a dumpster, right? Aw c'mon. We know nothing could be that easy.
- [Does the Stuff Left in My New Minneapolis Duplex Really Have to Be Stored?](https://duplexchick.com/2008/11/24/does-the-stuff-left-in-my-new-minneapolis-duplex-really-have-to-be-stored/) - Last week I explained what you can and can't do with all the things tenants leave behind, and how Minnesota State Law requires you to store it for 60 days. What about the stuff that's left in the basement when you buy a duplex? Do you have to store that too? The news is more encouraging on this front. Unless you've negotiated for otherwise with the seller, anything left behind in the property after closing is considered "debris". You can do with this what you wish; whether it be selling it on Craigslist or tossing it in the dumpster.
- [Let's Ask the Magic Eight Ball to Interpret Minneapolis Duplex Sales](https://duplexchick.com/2008/11/25/lets-ask-the-magic-eight-ball-to-interpret-minneapolis-duplex-sales-2/) - Are we at the bottom of the market? We could look at MAAR's weekly activity report this morning for hints. Then again, these numbers are confusing. We might have more fun asking the Magic Eight Ball and getting the side of the floating triangle that says, "Who Knows?" According to MAAR, the trend of pending sales being significantly above those from the same time a year ago continued. In fact, sales were up a whopping 19.1 percent.
- [Ask Santa to Help Eliminate Vacancies in Your Minneapolis Duplex](https://duplexchick.com/2008/11/26/ask-santa-to-help-eliminate-vacancies-in-your-minneapolis-duplex/) - Although sometimes it seems Halloween marks the start of the holiday season, most of us still think of the Thanksgiving holiday as the big kickoff. It must be something about seeing Santa at the end of the Macy's Thanksgiving Day Parade that awakens the urge to sing carols and go shopping. While most of us think and worry about taking care of the family and friends on our holiday gift-giving lists, I've found also including tenants can be an easy and inexpensive way to help reduce my turnover rate.
- [The Tenants Will Leave If They Know My Minneapolis Duplex Is For Sale!](https://duplexchick.com/2008/12/01/the-tenants-will-leave-if-they-know-my-minneapolis-duplex-is-for-sale/) - Sellers often worry tenants will leave if they become aware a property is on the market. However, not only does the existing lease protect the tenant, it is also a means of ensuring he stays. A lease follows a property when it is sold. What does that mean?
- [Even With A Squeegee, There's Just No Way To See The Minneapolis Duplex Market Clearly](https://duplexchick.com/2008/12/02/even-with-a-squeegee-theres-just-no-way-to-see-the-minneapolis-duplex-market-clearly/) - While Tuesday's are generally the day MAAR likes to look at the market in the rear view mirror, the statistics available this week and next will look more like a reflection in a smudged fun house mirror. Why? Thanksgiving was a week earlier last year, meaning people were celebrating, travelling or spending time with family; not shopping for houses. Needless to say, any sort of numerical comparison from one year to the next won't reflect anything accurately. So let's look at the week ending November 22 on its own.
- [And Then We Could Buy A Minneapolis Duplex at 4.5 Percent!](https://duplexchick.com/2008/12/04/and-then-we-could-buy-a-minneapolis-duplex-at-45-percent/) - I'm beginning to think the economists charged with leading out of this economic abyss are like a bunch of little kids. Every day, they have a new idea; almost as if they're making it up as they go along. This morning, nearly every media outlet carried the news of a rumoured Treasury Department plan that would decrease mortgage rates on 30 year fixed loans for home buyers to as low as 4.5 percent.
- [Baby Boomers Consider Minneapolis Duplexes In Order to Down Size](https://duplexchick.com/2008/12/05/baby-boomers-consider-minneapolis-duplexes-in-order-to-down-size/)
- [How Much Is Too Much For A Security Deposit in My Minneapolis Duplex?](https://duplexchick.com/2008/12/08/how-much-is-too-much-for-a-security-deposit-in-my-minneapolis-duplex/) - When I lived in California, moving into a rental unit required almost as much in a down payment as buying a house. Landlords often asked for not only the first month's rent, but the last and an additional security deposit. In Minnesota, however, it seems to be the rule rather than the exception for landlords to ask for a security deposit equal in amount to one month of rent. To a tenant, this figure represents their last month of rent; creating the misperception that he or she doesn't owe anything for his last month of tenancy.
- [Why this Week's Minneapolis Duplex Numbers Don't Sync Like An iPod](https://duplexchick.com/2008/12/09/why-this-weeks-minneapolis-duplex-numbers-dont-sync-like-an-ipod/) - Oh how I wish I could just plug my calculator into my laptop and, in seconds, be able to know how the Twin Cities duplex market is doing! But it's week two of the market anomaly; comparing 2008's Twin Cities duplex sales figures from the week of Thanksgiving, to the comparable week from 2007, which was the week after the holiday. If we did a side by side comparison, we wouldn't necessarily get an accurate read. Because this year we were all eating turkey.
- [How to Write Off Half of Your House When You Buy A Minneapolis Duplex](https://duplexchick.com/2008/12/11/how-to-write-off-half-of-your-house-when-you-buy-a-minneapolis-duplex/) - While most home buyers don't consider it, there are countless reasons buying a duplex as your primary residence can can be a better finanical decision than buying a single family home. The obvious reasons include higher mortgage interest deductions, depreciation and the rental income that helps for the mortgage.
- [Oops! Fannie and Freddie Reconsidering Limits on Numbers of Minneapolis Duplexes](https://duplexchick.com/2008/12/15/oops-fannie-and-freddie-reconsidering-limits-on-numbers-of-minneapolis-duplexes/) - One phrase we seem to be hearing a great deal in the media as of late is "the emperor has no clothes." It's funny to me that we're not hearing "the sky is falling" with equal frequency. According to Realty Times, the illogical restrictions imposed in late summer by Fannie Mae and Freddie Mac to limit the number of rental properties an investor can own on order to obtain new financing may be on their way out.
- [Minneapolis Duplex Market Warm Spot In Winter Chill](https://duplexchick.com/2008/12/16/minneapolis-duplex-market-warm-spot-in-winter-chill/) - It's been difficult to tell how the Twin Cities duplex and single family home markets have been performing the last couple of weeks due to the Thanksgiving holidays in 2007 and 2008 falling during different weeks. That changes with this week's MAR activity report. Of course, we Minnesotans like hunker down inside during the cold, dark winter months and we are distracted in the weeks ramping up to the holidays. Historically, housing activity reflects that. Overall in the single family home market, all the numbers were down in new listings, sales and total inventory.
- [Aren't There Any Good Deals on Minneapolis Apartment Buildings?](https://duplexchick.com/2008/12/18/arent-there-any-good-deals-on-minneapolis-apartment-buildings/) - The other day I sent a listing for a four-plex to a client. While he's not actively looking, and this one wasn't an especially good deal, it reminded me in both appearance and location of one of the ones he already owns. My client has invested and occupied income properties for many years. And he asked whether he was correct in not seeing the precipitous price drops in the four unit buildings that are occurring in the duplex market. Yes and no.
- [News Flash: Interest Rates Drop!](https://duplexchick.com/2008/12/18/news-flash-interest-rates-drop/) - Today's interest rates on a 30-year, fixed rate, conventional mortgage are 4.75 percent. My understanding is by buyinig points, the loan can be reduced to 4.25 percent. FHA stands at 5 percent interest, fixed, for 30 years. Of course, you need to have a downpayment or equity, a job and good credit. But this is the best rates have been in years.
- [Five Red Flags to FHA Financing Your Minneapolis Duplex](https://duplexchick.com/2009/01/09/five-red-flags-to-fha-financing-your-minneapolis-duplex/) - There was a time not long ago that a property had to be nearly perfect upon purchase in order to pass the strict inspection involved in an FHA First, let me explain: the inspection during the appraisal process should not be confused with a home inspection. The FHA simply has its appraisers make certain a property meets certain minimum criteria before it will agree to back the loan.
- [Wait A Second: My Home Equity Line on My Duplex Is What?](https://duplexchick.com/2009/01/16/wait-a-second-my-home-equity-line-on-my-duplex-is-what/) - One of the challenges facing owners who occupy their duplexes is a common misconception about their home equity line. While a home equity line was a terrific tool useful when it came time to making large repairs or improvements, what most people don't realize is "home equity loan" is a pleasant term for a second mortgage.
- [How to Rent That Minneapolis Duplex Fast!](https://duplexchick.com/2008/12/19/how-to-rent-that-minneapolis-duplex-fast/) - It seems new investors and first-time home buyers have two big concerns about their first duplex: vacancies and the toilet. Vacancies are a concern of any landlord. The longer a unit sits empty, the more significant the loss in revenue, and the more it costs you, the landlord. So, how do you reduce vacancies?
- [NAR Proposes Investors Get Access to FHA Loans for Minneapolis Duplexes](https://duplexchick.com/2008/12/22/nar-proposes-investors-get-access-to-fha-loans-for-minneapolis-duplexes/) - Realty Times reports today that President Charles McMillon of the National Association of Realtors has written a letter to HUD Secretary Steve Preston asking that FHA's 203(k) rehabilitation loan be made available to investors. The 203(k) loan program is one in which the FHA issues a mortgage and rehabilitation loan at the same time, in an amount for up to 110 percent of the properties rehabilitated value.
- [Whoops! Minneapolis Duplex Sale Prices Drop](https://duplexchick.com/2008/12/29/whoops-minneapolis-duplex-sale-prices-drop/) - Shame on me. When I didn't receive notice from MAR of the sales activity for the week ending December 13, I assumed they'd gone on vacation. Well, we all know what happens when we assume anything... Pending sales of single family homes were up 36.3 percent and new listings up 2.2 percent over the same week in 2007. Forty-eight percent of the new listings involve lender mediation, while 60 percent of the sales did.
- [Minneapolis Duplex Buyers Still Love to Shop](https://duplexchick.com/2008/12/30/minneapolis-duplex-buyers-still-love-to-shop/) - While consumers reportedly stayed away from the malls before Christmas, lower interest rates seemed to put Minneapolis duplex and single family home buyers in a festive mood. For the week ending December 20, duplex and small multi-family properties saw an increase of signed purchase agreements of 200 percent over last year's mark. Of the 36 that entered pending status, all but one involved lender mediation. This represents a 25 percent increase over bank negotiated sales in the same week in 2007.
- [Let Oprah Help You Become A Better Landlord](https://duplexchick.com/2009/01/05/let-oprah-help-you-become-a-better-landlord/) - When Oprah Winfrey retires, pundits will cite the countless ways in which she influenced American culture and expanded our lexicon. One of the words sure to be mentioned in reviews is sure to be "boundaries". So how does this apply to owning a Twin Cities duplex? Well, one of the questions new landlords most often ask is my opinion on renting to friends. And frankly, Oprah is as close as I can come to offering a scientific answer.
- [Minneapolis Holiday Duplex Sales Beat 2007 Mark](https://duplexchick.com/2009/01/06/minneapolis-holiday-duplex-sales-beat-2007-mark/) - Shoppers may have avoided the malls during the 2008 Christmas season; perhaps because low interest rates and bargain basement prices lured them away to shop for Twin Cities duplexes. For the week ending December 27, 14 properties received acceptable purchase agreements. Not a whopping total, to be certain, but it represents a 27% increase over last year's figure. Of those sales, 93 percent involved lender-mediated properties. Last year, 91 percent of the sales for the comparable week involved lenders in the negotiations.
- [Minneapolis Duplex Evictions Are Weatherproof](https://duplexchick.com/2009/01/08/minneapolis-duplex-evictions-are-weatherproof/) - The other day I was reminded of one of my favorite Minnesota eviction myths. This one in particular always makes me laugh. Many tenants believe if they fail to pay rent over the winter months, the landlord can't begin or execute an eviction. Why? Because it's cold outside. In other words, the property owner is simply supposed to continue to pay all the bills associated with the property, and let the tenant stay simply because it's cold.
- [Find Money in the Bedrooms of Your Minneapolis Duplex](https://duplexchick.com/2009/01/12/find-money-in-the-bedrooms-of-your-minneapolis-duplex/) - I spent much of the weekend showing duplexes. Nothing unusual in that really. But what was noteworthy about these excursions is I was once again reminded of the importance of bedrooms. Bedrooms?
- [Twin Cities Duplex Sales Pick Up Pace](https://duplexchick.com/2009/01/13/twin-cities-duplex-sales-pick-up-pace/) - While the Minneapolis/St Paul real estate market may have spent much of 2008 in the doldrums, the duplex market finished the year with a small bounce in its step. In the week ending January 3, 2009, 31 multi-family properties received purchase agreements. Ninety-seven percent of these transactions were lender mediated, with an average off market price of just $88,500.
- [FHA Loans Give Twin Cities Duplex Owner Occupants An Edge](https://duplexchick.com/2009/01/15/fha-loans-give-twin-cities-duplex-owner-occupants-an-edge/) - One of the many advantages for home buyers in today's tumultuous housing market are the generous FHA loan caps for multi-family properties in the Twin Cities metro area. Wait? You can get an FHA loan for an income property? You betcha (as they say around here).
- [Stimulus Package Needs To Help Minneapolis Duplexes](https://duplexchick.com/2009/01/19/stimulus-package-needs-to-help-minneapolis-duplexes/) - The stimulus package introduced by the U.S. House of Representatives and guided by president elect Obama's administration proved somewhat disappointing for the real estate sector. Both the National Association of Realtors (NAR) and the National Association of Home Builders (NAHB) have lobbied for a broad expansion of tax credits to stimulate the housing market.
- [Minneapolis Duplex Market Thinks About Getting Trendy](https://duplexchick.com/2009/01/20/minneapolis-duplex-market-thinks-about-getting-trendy/) - Well, the folks at MAAR seem to be celebrating both MLK Day and the presidential inauguration, so we're left with taking a look at the small multi-family market activity for the week ending January 10, 2009. The good news is there were some interesting shifts; not enough to label anything a trend, mind you, but interesting nonetheless. First, 39 properties received and accepted purchase agreements in the week. Of these, 92 percent involved a lender-mediated transaction. For the same week last year, 78 percent of the properties that sold involved negotiations with a bank.
- [Twin Cities Real Estate Market Has A Little Good News](https://duplexchick.com/2009/01/22/twin-cities-real-estate-market-has-a-little-good-news/) - MAAR released their weekly market activity report the other day, and while I've already shared the encouraging data from the Minneapolis duplex market, the single family home sector warranted some minor celebrating as well. While the number of newly listed homes for the week ending January 10 jumped, as they always do after the holidays, they still trailed last years figure by 7.6 percent. In fact, over the last three months new listings are down 9 percent from the mark set in the same period the year before.
- [Twin Cities Duplex Owners - Time For Your CRPs](https://duplexchick.com/2009/01/23/twin-cities-duplex-owners-time-for-your-crps/) - It's January. In Minnesota, that means bitter cold, cabin fever and dashed Super Bowl hopes. And for Minnesota landlords, it also means it's time for the annual ritual of filling out the Certificate of Rent Paid (CRP) for tenants. The CRP is a means of giving tenants partial credit for the property tax they helped the Twin Cities duplex owner pay. Any landlord with a rental unit where there was property tax payable in 2008 is required to fill out the required state CRP form for each adult who lived in the rental unit, regardless of who made the actual rent payment. Married couples may receive a single CRP.
- [Twin Cites Duplex Market Fares Well In Risk Survey](https://duplexchick.com/2009/01/26/twin-cites-duplex-market-fares-well-in-risk-survey/) - Last week two new national indexes that measure real estate risk came out last week, offering geographical clues as to where the market may well continue to topple. The title insurance company PMI Group issues quarterly metropolitan area risk lists. The report covers 381 markets and ranks them according to the likelihood that real estate values will continue to decline in the next two years.
- [Mixed News In Minneapolis Duplex Market](https://duplexchick.com/2009/02/03/mixed-news-in-minneapolis-duplex-market/) - It's Tuesday, which means MAAR released its weekly market activity report. And there continues good news in the single family home market. New listings for the week ending January 24 were not only down 10.3 percent from the mark set in the same week the year before, pending sales were up 8.1 percent. Overall, the number of listings on the market in 2009 is down about 11 percent from the same period in 2008.
- [Minneapolis Duplex Buyers Need to Become Lobbyists](https://duplexchick.com/2009/02/10/minneapolis-duplex-buyers-need-to-become-lobbyists/) - I don't usually write two blog posts in a day, today's events in Washington DC compel me to do so. The Senate just passed the stimulus bill. Now it's up to negotiating committees from the House and Senate to settle the differences in their versions of the bill. And when it comes to housing, it's important to note there are some very big differences.
- [Drum Roll Please...Prices Up In Minneapolis Duplex Market](https://duplexchick.com/2009/02/17/drum-roll-pleaseprices-up-in-minneapolis-duplex-market/) - In the 8 or so months that I've been compiling statistics for the Twin Cities duplex market, I have a first. Drum roll... The average off market price of small multi-family properties that accepted purchase agreements during the week ending February 7 was higher than the sales price of properties during the same period in 2008.
- [Trinkets of Hope In Minneapolis Duplex Market](https://duplexchick.com/2009/01/27/trinkets-of-hope-in-minneapolis-duplex-market/) - Well, if you're a silver lining kind of person, there continues to be a necklace or two of the stuff in MAR's activity report for the week ending January 17. In the duplex sector, there were 62 new listings; down just one from the same period last year. Of the 2009 entries, 74 percent are lender mediated. This is an increase of bank involvement of almost 25 percent over the comparable week in January in 2008.
- [Let Uncle Sam Pay You to Buy A Minneapolis Duplex](https://duplexchick.com/2009/01/29/let-uncle-sam-pay-you-to-buy-a-minneapolis-duplex/) - If Uncle Sam offered you up to $7500 to buy a house, would you take it? The U.S. House of Representatives thinks you might. The $819 billion economic stimulus bill passed by the House yesterday essentially changes the terms of the $7500 tax credit that was part of the Housing Recovery Act passed by Congress last summer. That bill was, for all intents and purposes, a no-interest loan in the form of a tax credit that had to be repaid over 15 years.
- [Use FHA to Buy A Minneapolis Duplex With A Friend](https://duplexchick.com/2009/01/30/use-fha-to-buy-a-minneapolis-duplex-with-a-friend/) - One of the things I like most about my job is that I learn something every day. Case in point? A client recently posed a question I hadn't previously considered: is it possible to buy a duplex with a friend and use an FHA loan? The answer is yes, which may seem obvious. But, doing so does have its own unique challenges.
- [Letter Offers Great Ideas to Unlock Minneapolis Duplex Market](https://duplexchick.com/2009/02/02/letter-offers-great-ideas-to-unlock-minneapolis-duplex-market/) - I'm feeling a little giddy this morning. There's a reason. See, I read a report on the Realty Times web site about a letter sent to the Senate Finance Committee last week. And it made me want to skip like a little kid. The story detailed how four trade groups had sent a joint letter to the committee, which is responsible for deciding all tax aspects of the stimulus package before it's put before the entire Senate for a vote.
- [Here's Johnny! How A Georgia Senator May Rock the Minneapolis Duplex Market](https://duplexchick.com/2009/02/05/heres-johnny-how-a-georgia-senator-may-rock-the-minneapolis-duplex-market/) - Well, somebody in government gets it. So much so that I think Republican Senator Johnny Isakson of Georgia should be made oh, I dunno - the winner on American Idol. I don't even care if he can sing. The guy's a rock star. See, the senator introduced an amendment to the big economic stimulus package being cobbled together in the Senate. And it was such a great idea that they voted unanimously to approve it. What? Bipartisan support?
- [Congress Done With Magic Lamp For Minneapolis Duplex Market](https://duplexchick.com/2009/02/06/congress-done-with-magic-lamp-for-minneapolis-duplex-market/) - We kept rubbing, but it looks like we're not going to get three wishes after all. The plan submitted to the Senate by Nevada Republican John Ensign that would have encouraged banks to lend at interest rates between 4 and 4.5 percent was defeated yesterday by a resounding margin. I think it would have helped, but most senate Democrats felt it would ultimately prove too expensive to taxpayers.
- [Eight Reasons To Owner Occupy A Minneapolis Duplex -- Now!](https://duplexchick.com/2009/02/09/eight-reasons-to-owner-occupy-a-minneapolis-duplex-now/) - Even though being a Realtor is, in actuality, having a career in sales, I have to confess to being a terrible sales person. It must be a result of growing up in the Midwest. I just can't sell something I don't believe in. Having said that, I have no reservations saying the window of opportunityis wide open for someone to purchase and owner occupy a Minneapolis duplex right now.
- [Minneapolis Duplex Sales Continue Reporting Good News](https://duplexchick.com/2009/02/10/minneapolis-duplex-sales-continue-reporting-good-news/) - Last week's good news in MAAR's Weekly Activity Report continued for single family home sales for the week ending January 31. Want proof? New listings are down 15.3 percent from this time last year.
- [Congress Forces Rush to Buy First Minneapolis Duplex](https://duplexchick.com/2009/02/12/congress-forces-rush-to-buy-first-minneapolis-duplex/) - According to the Los Angeles Times, yesterday's compromise between the House and Senate versions of the stimulus package now features a $8000 first time home buyer tax credit. While details have yet to emerge, and this has yet to be signed into law, this credit is significantly lower than the proposed $15,000 credit featured in the Senate's version of the bill. What's more, only first time home buyers are eligible for the break.
- [Fannie Changes Her Mind: Back Up to 10 Mortgages](https://duplexchick.com/2009/02/13/fannie-changes-her-mind-will-back-up-to-10-mortgages/) - In my efforts to cover the housing components of the ever-changing stimulus package, I left some important news unreported this week. Fannie Mae changed positions on the number of mortgages a single investor can have on one to four unit properties. Until last August, both Fannie Mae and Freddie Mac would purchase up to ten mortgages from the same borrower.
- [Yes We Can! Home Buyer Tax Credit May Change Again](https://duplexchick.com/2009/02/13/yes-we-can-home-buyer-tax-credit-may-change-again/) - The Atlanta Journal-Constitution is reporting that the $15,000 home buyer tax credit, which was replaced with a reduced first time buyer tax credit in the economic stimulus package may not be dead yet. Our hero, Georgia Senator Johnny Isakson, who sponsored the $15,000 tax credit amendment in the Senate's version of the package told the Atlanta Journal-Constitution he will continue to push for it in a standalone bill.
- [The Simple Version of the $8000 First Time Home Buyer Tax Credit](https://duplexchick.com/2009/02/16/the-simple-version-of-the-8000-first-time-home-buyer-tax-credit/) - Dean Schifflerof Burnet Home Loans sent out a handy chart to the agents in our company today. It really helped clear up the mud around the first time home buyer tax credit offered in the economic stimulus package.
- [Does A Minneapolis Duplex Qualify As A First Time Home?](https://duplexchick.com/2009/02/18/does-a-minneapolis-duplex-qualify-as-a-first-time-home/) - As the mud settles in the puddle of the first time home buyer tax credit, some of the cloudier issues have begun to clear. The other day a reader asked me to point him to actual documentation that an owner occupied duplex qualified for the first time home buyer tax credit.
- [How To Reduce Property Taxes On Your Minneapolis Duplex](https://duplexchick.com/2009/02/27/how-to-reduce-property-taxes-on-your-minneapolis-duplex/) - One of the challenges we're facing as the result of the decline in values of Minneapolis and St Paul duplexes is high property taxes that reflect a market value that's no longer accurate. This often translates into a little sticker shock when a duplex is a terrific deal, but has insanely high taxes. These are, of course, based on a county computer-generated market value that for whatever reason, doesn't consider the reality of today's market.
- [Stop By And Say "Hello"](https://duplexchick.com/2009/02/27/stop-by-and-say-hello/)
- [Minneapolis Duplex Ownership Requires Fair Play](https://duplexchick.com/2009/03/06/minneapolis-duplex-ownership-requires-fair-play/) - With the passage of the first time home buyer tax credit, there will be many new Minneapolis and St Paul duplex owners learning to become landlords. One of the most important first lessons is the importance of following Federal, State and local fair housing laws when selecting and advertising for tenants.
- [MHA Offers Simple Explanation of Minneapolis Duplex Tenant Laws](https://duplexchick.com/2009/04/30/mha-offers-simple-explanation-of-minneapolis-duplex-tenant-laws/) - I scanned the Minnesota Multi-Housing Association's web site earlier this week and happened upon a brochure I hadn't seen before. Offered free of charge as a download, MHA's "Apartment Living & The Law" is a flyer designed as a mean of informing tenants of their legal rights.
- [How To Get Paid $34,000 To Buy A Minneapolis Duplex](https://duplexchick.com/2009/02/20/how-to-get-paid-34000-to-buy-a-minneapolis-duplex/) - In all the excitement over the first time home buyer $8000 tax credit, I'd almost forgotten that really, there's even more money available for first time Minneapolis duplex buyers. How are you going to get paid $34,000? Easy. This year, of course, the government will pay you up to $8000 to buy your first home; regardless of how much you pay in taxes.
- [How To Pick The Right Realtor To Help Buy Your First Minneapolis Duplex](https://duplexchick.com/2009/02/23/how-to-pick-the-right-realtor-to-help-buy-your-first-minneapolis-duplex/) - Over the last few weeks, a number of readers from all over the country have about the $8000 first time home buyer tax credit, whether it applies to a duplex or multi-family property, and if so, how much of it does so. I'm not bothered by the questions. In fact, I love to help. However, I am embarassed for my profession that many of these questions came from people already working with Realtors in states where I'm not licensed.
- [Shoppers Flock to Minneapolis Duplex Clearance Sale](https://duplexchick.com/2009/02/24/shoppers-flock-to-minneapolis-duplex-clearance-sale/) - Low interest rates and the promise of an $8000 first time home buyer tax credit helped shoppers realize there's a clearance sale at the Twin Cities duplex mall and they are taking advantage of the savings. For the week ending February 14, 2009, the number of duplexes that pended on the MLS was up a full 20 units over the same time frame in 2008. That doesn't sound like much until you realize it's a full 205 percent increase over the number sold last year.
- [It's Cheaper To Own A Minneapolis Duplex Than Rent](https://duplexchick.com/2009/02/26/its-cheaper-to-own-a-minneapolis-duplex-than-rent/) - There was a story in the Wall Street Journal yesterday that confirmed something I've known for a while. Renters have lost their edge on homeowners. In other words, in many places, it suddenly is much more cost effective to own than rent.
- [Know The Story of St Paul's Vacant Building List Before You Buy That Fixer Duplex](https://duplexchick.com/2009/03/02/know-the-story-of-st-pauls-vacant-building-list-before-you-buy-that-fixer-duplex/) - I was standing with a client in front of a St Paul duplex that was one whale of a deal last week when a neighbor passed. She abruptly informed us the property was a Category 3 vacant building and had to either be repaired before it could be sold or torn down. Knowing the listing agent is a competent foreclosure specialist, I doubted this.
- [Up, Up And Away With Minneapolis Duplex Sales](https://duplexchick.com/2009/03/03/up-up-and-away-with-minneapolis-duplex-sales/) - While it's too soon to tell, there seems to be a little hot air lifting the Twin Cities real estate market a bit off the ground. Since the end of December, pending sales for the Twin Cities housing market having continued to outperform sales for the same week for the prior year. In short, sales have been up for three months now.
- [Learn The Secret Of The Minneapolis Duplex Market](https://duplexchick.com/2009/03/09/learn-the-secret-of-the-minneapolis-duplex-market/) - Was it really that long ago that "The Secret" was a national phenomenon? You remember "The Secret"; the runaway best-seller DVD and book which purported to share a long-hidden truth to personal wealth and happiness.
- [Minneapolis Duplex Market Still A Blockbuster](https://duplexchick.com/2009/03/10/minneapolis-duplex-market-still-a-blockbuster/) - It seems all of the pieces are starting to fall into place to write a blockbuster script about an action-packed housing market recovery. Interest rates remain low. Prices are down. The government will pay any first time home buyer $8000 to purchase a duplex and the amount of inventory in the Minneapolis/St Paul market is starting to tighten.
- [How Do I Get Today's Low Interest Rate on My Minneapolis Duplex?](https://duplexchick.com/2009/03/12/how-do-i-get-todays-low-interest-rate-on-my-minneapolis-duplex/) - Interest rates for both conventional and FHA mortgages are at 4.875 percent today, which means my phone is ringing with excited buyers. How can they buy a property and be guaranteed this terrific rate? Well, if you've already found a property you like and have an address, you can simply call a qualified loan officer and lock an interest rate.
- [What Is A Minneapolis Duplex Anyway?](https://duplexchick.com/2009/03/13/what-is-a-minneapolis-duplex-anyway/) - Every now and then I get called by someone to either come out and tell them what I think their duplex is worth, or, I have a buyer send me a link to a property they like and believe is a duplex. Inevitably, as I get closer to the address, I realize I'm in a sub-division. And I know instantly there's been a misunderstanding.
- [Do I Have To Live In My FHA Financed Minneapolis Duplex Forever?](https://duplexchick.com/2009/03/16/do-i-have-to-live-in-my-fha-financed-minneapolis-duplex-forever/) - With the federal government offering first time home buyers up to $8000 to buy a home (including duplexes and multi-family homes) by December 1, it's a great time to consider investing in real estate. However, with most conventional investor loans now requiring a minimum of 20 percent down and points at closing to buy down interest rates, it's an even better time to explore FHA financing.
- [Minneapolis Duplex Sales Set Embarassing Record](https://duplexchick.com/2009/03/17/minneapols-duplex-sales-set-embarassing-record/) - We set a record the week ending the March 7, 2009. But I don't think it's one we want a trophy for. One-hundred percent of the 44 duplexes, triplexes and four-plexes that received purchase agreements in the Twin Cities metro area were either lender owned or mediated.
- [Fannie and Freddie to Help Minneapolis Duplex Owners](https://duplexchick.com/2009/03/19/fannie-and-freddie-to-help-minneapolis-duplex-owners/) - Are you upside down on your small multi-family property due to the decline in values in the real estate market? Hang on. Some help was on the way. It seems there was some good news hidden in the guidelines issued last week for the upcoming refinancing campaigns from Fannie Mae and Freddie Mac.
- [How To Obtain Maximum Tax Advantages For Your Minneapolis Duplex](https://duplexchick.com/2009/03/20/how-to-obtain-maximum-tax-advantages-for-your-minneapolis-duplex/) - It's getting close to April 15, so it's a good time to consider strategies to maximize your tax savings on your Minneapolis duplex. First, you'll need to report the income from the property, as well as expenses, on your tax returns.
- [Lose Your Fear of Buying A Minneapolis Duplex](https://duplexchick.com/2009/03/23/lose-your-fear-of-buying-a-minneapolis-duplex/) - Interest rates are at historic lows. With an unprecedented number of foreclosures, there is a plentiful supply of wholesale-priced duplexes on the Minneapolis market. And still, people don't invest in real estate.
- [Minneapolis Duplex Sales Cause Math Anxiety](https://duplexchick.com/2009/03/24/minneapolis-duplex-sales-cause-math-anxiety/) - It's Tuesday, which means MAAR released it's weekly report of real estate activity in the Twin Cities metro area. It also means I spend half the day doing the calculations that MAAR doesn't; all of the statistics for the multi-family housing market for the week ending March 14, 2009. More specifically, it means I spend a great deal of time making sure I'm right.
- [A Cartoon Explains Credit Crisis in the Minneapolis Duplex Market](https://duplexchick.com/2009/03/26/a-cartoon-explains-credit-crisis-in-the-minneapolis-duplex-market/) - I came across a simple, two-part explanation of the credit crisis this morning that I thought I should pass along. The video was done as part of a Media Design Program thesis by Art Center College of Design student Jonathan Jarvis.
- [How To Un-Condo That Minneapolis Duplex](https://duplexchick.com/2009/03/27/how-to-un-condo-that-minneapolis-duplex/) - In the boom years of the housing market, one of the hot things investors loved to do was buy an apartment building or duplex, rehab and break them up legally, and sell them as condominiums. To accomplish this, they created what is known as a common interest community, or CIC, whereby they legally divided the units, leaving each with its own property identification number or PID.
- [Investment Property Sales Decline in 2008](https://duplexchick.com/2009/03/30/minneapolis-investment-property-sales-decline-in-2008/) - The National Association of Realtors announced today that the combination of investment and vacation home sales dropped to just 30 percent of all new and existing home transactions in 2008. While I don't track vacation property data, the news about investment properties was not a surprise.
- [Warming Trend In Minneapolis Duplex Market](https://duplexchick.com/2009/03/31/warming-trend-in-minneapolis-duplex-market/) - In spite of what we're hearing in the national media, there continues to be a spring thaw in to the Twin Cities real estate market. According to MAAR's weekly sales activity report, pending sales of single family homes in the Twin Cities for the week ending March 21 were 13 percent higher than the same week last year. Meanwhile, the number of new listings on the market showed now appreciable increase.
- [Colorful Signs Mean Minneapolis Duplex Not A Happy Place](https://duplexchick.com/2009/04/02/colorful-signs-mean-minneapolis-duplex-not-a-happy-place/) - We've all seen them: orange, yellow, pink, blue-- brightly colored pieces of copier paper boldly attached to the doors or windows of countless duplexes and homes in the Minneapolis area. What do they mean? Well, unless you park your car and get out to look, we usually haven't a clue. We only know it must be bad. After all, this is Minnesota. We don't usually like to draw attention to ourselves.
- [Fannie Mae Makes Nice To Minneapolis Duplex Investors](https://duplexchick.com/2009/04/03/fannie-mae-makes-nice-to-minneapolis-duplex-investors/) - One of the reasons today's real estate market is so challenging for investors is the 20 to 25 percent down payment most lenders require to be willing to finance a property. It seems the government sponsored entity (GSE) Fannie Mae recognizes this. And to that end, they have created a new investment property financing program through Fannie Mae HomePath.
- [House Eyes Minneapolis Duplex Mortgage Reform](https://duplexchick.com/2009/04/06/house-eyes-minneapolis-duplex-mortgage-reform/) - The Washington Post reported Saturday that Congress is introducing legislation to help reform the mortgage market. The thinking is had stricter standards been in place, neither the housing boom nor its demise would have been as big. Authored by Reps. Barney Frank (D-Mass.), chairman of the House Financial Services Committee, Melvin Watt (D- N.C>) and Brad Miller (D- N.C.), the Mortgage Reform and Anti-Predatory Lending Act of 2009 9 (H.R. 1728) is expected to reach the Senate for consideration by May.
- [Sprinkles of Hope In Minneapolis Duplex Market](https://duplexchick.com/2009/04/07/sprinkles-of-hope-in-minneapolis-duplex-market/) - If you're sitting on a fence somewhere, you may not have noticed it's starting to rain. It's just a drop here and there, but with any luck, we'll get a good soaking soon. I'm speaking metaphorically, of course. The rain I'm talking about is the sprinkling of positive headlines in the national media about the real estate market.
- [How to Charge Application Fees For Your Minneapolis Duplex](https://duplexchick.com/2009/04/09/how-to-charge-application-fees-for-your-minneapolis-duplex/) - One of the best ways for a landlord to reduce the risk of having non-paying tenants is to run a credit report through a company like ASP Screening when they fill out the rental application. Screening companies usually charge a fee in the $20-25 range for this service. So can the landlord pass this fee along to the applicant? Yes.
- [St Paul Announces Heroes Duplex Incentive](https://duplexchick.com/2009/04/10/st-paul-announces-heroes-duplex-incentive/) - Not to be outdone by either the federal government's $8000 first time home buyer tax credit, nor the state of California's $10,000 new home buyer tax credit, later this month the cities of Minneapolis and St Paul will unveil a plan providing $8 million worth of federal tax credits to first time home buyers who purchase homes in either city.
- [Is It Cheaper To Own Than Rent A Minneapolis Duplex?](https://duplexchick.com/2009/04/13/is-it-cheaper-to-own-than-rent-a-minneapolis-duplex/) - A reader recently asked me to name cities where it's cheaper to own a property than rent. That's a big question, but easy to answer. It's cheaper to own than rent in most. How's that possible? The secret is in the buy.
- [Minneapolis Duplex Market Rebounds](https://duplexchick.com/2009/04/14/minneapolis-duplex-market-rebounds/) - The good news is the Minneapolis duplex market seems to be behaving like Dennis Rodman: catching up with most missed shots. For the week ending April 4, 2009, pended multi-family sales were up 96 percent over last year's mark. Grossing a cumulative of $5,678,370, the 54 properties that left the market did so at an average list price of $105,160 each. While better, this number still significantly trails the 2008 mark of $155,880.
- [Is The Tax Credit On That Minneapolis Duplex Based On Before...or After?](https://duplexchick.com/2009/04/16/is-the-tax-credit-on-that-minneapolis-duplex-based-on-beforeor-after/) - The other day, a reader asked an outstanding question. He's in the process of buying a duplex using an FHA 203(k) construction loan and wondered what number his first time home buyer tax credit would be based on. The 203(k) loan is one in which a buyer can purchase a distressed property at a discounted price, but borrow an amount up to 110 percent of the value of the home were it in good condition in order to finance the repairs.
- [Disclosure Rules Differ for Minneapolis Duplexes](https://duplexchick.com/2009/04/17/disclosure-rules-differ-for-minneapolis-duplexes/) - Among the many duties a Minnesota Realtor owes her client is that of disclosure. As defined by the state, this consists of sharing "all material facts of which broker/salesperson has knowledge which might reasonably affect the client(s) use of the property." Both the listing and selling agents are bound by this. For example, if you're walking through the basement of a great old Craftsman duplex and I point out the presence of asbestos on the pipes, I am disclosing what I know (or see).
- [Appraisal Rules Change for Minneapolis Duplex Investors](https://duplexchick.com/2009/04/20/appraisal-rules-change-for-minneapolis-duplex-investors/) - As if things weren't already challenging for Minneapolis duplex investors, along comes the news that on May 1 the national rules for real estate appraisals will change. Lenders will have to guarantee that every loan they sell to Fannie Mae or Freddie Mac complies completely with something called the HVCC or home valuation code of conduct.
- [Minneapolis Duplex Market Does It Again](https://duplexchick.com/2009/04/21/minneapolis-duplex-market-does-it-again/) - Well, for the week ending April 11, we did it again. Not that it's anything to be proud of. But just maybe there will come a day when we look back and say, "Remember when 100 percent of the duplexes that pended in a week were lender owned or mediated?"
- [How Cheap Are Minneapolis Duplexes?](https://duplexchick.com/2009/04/24/how-cheap-are-minneapolis-duplexes/) - I read a fascinating article earlier in the week. CNBC reporter Diana Olick shared a report compiled by John Burns Real Estate Consulting that measured the affordability of housing in major metropolitan markets in layman's terms.
- [5 Free Ways To Learn About Minneapolis Duplex Investing](https://duplexchick.com/2024/04/17/5-free-ways-to-learn-about-minneapolis-duplex-investing/)
- [Minnesota Legislature Offers to Prolong Housing Crisis](https://duplexchick.com/2009/04/23/minnesota-legislature-offers-to-prolong-housing-crisis/) - In the midst of the greatest housing crisis in U.S. history, Representative Ann Lenczewski has introduced a bill to the Minnesota House of Representatives that's sure to prolong the pain. HF2323 is a measure intended to address the state's looming budget shortfall. It seeks to reduce spending and raise taxes in order to balance the budget.
- [You Can't Always Get What You Want For Your Minneapolis Duplex](https://duplexchick.com/2009/05/22/you-cant-always-get-what-you-want-for-your-minneapolis-duplex/) - A seller can't always get what he wants, or needs, out of the Minneapolis duplex or multi-family property he's selling. The market determines the value of investment property; not the amount of capital gains tax a seller may have to pay when he sells, nor the amount of money he's put into the property. What contributes to value?
- [Suddenly Sold On Minneapolis Duplex Market](https://duplexchick.com/2009/04/28/suddenly-sold-on-minneapolis-duplex-market/) - If you seem to be seeing a lot of sold signs hanging on properties in your neighborhood, it isn't your imagination. The real estate market is picking up. And while I like to stick to the data from MAAR, sometimes I think it's also important to share a personal perspective.
- [Bed Bugs Bite Minneapolis Duplex Landlords](https://duplexchick.com/2009/05/01/bed-bugs-bite-minneapolis-duplex-landlords/) - When I was a kid, my dad often said just before he turned out the lights in my room, "Good night, sleep tight, don't let the bed bugs bite." I'm glad I didn't know what bed bugs really looked like; or what they did. Bed bugs have been in the news a lot lately. After disappearing from the U.S. for 50 years, they seem to be making a comeback. So what exactly are bed bugs? They're small, wingless insects that feed on the blood of warm-blooded animals and tend to take up residency where those animals nest.
- [Using Tax Credit As Downpayment Would Jumpstart Duplex Market](https://duplexchick.com/2009/05/04/using-tax-credit-as-downpayment-would-jumpstart-duplex-market/) - While things seem to be heating up in the Twin Cities duplex market, some states are cranking up the thermostat even further by implementing bridge-loan programs that advance first time home buyers the cash they need to purchase a property.
- [Minneapolis Duplex Sales Bloom](https://duplexchick.com/2009/05/05/minneapolis-duplex-sales-bloom/) - Spring has finally arrived in the upper Midwest. Everywhere you look, lawns have turned greeen, tulips are in bloom and "sold" signs are hanging on properties. For the seven days ending April 25, single family home sales posted another consecutive week of more than 1000 sales. Again, we are experiencing more than a month of this sort of volume; atypical of the market since 2006.
- [Surf's Up In Minneapolis Duplex Market](https://duplexchick.com/2009/05/07/surfs-up-in-minneapolis-duplex-market/) - There's a curious phenomenon happening in the Twin Cities real estate market right now-- Multiple offers. Everywhere. And here's the thing. Banks and individual property owners (even those who live in single family homes) are putting their listings on the market at artificially low prices. On purpose.
- [Minneapolis Requires Owners to License Relatives](https://duplexchick.com/2009/05/11/minneapolis-requires-owners-to-license-relatives/) - The Minneapolis Star Tribune reported last week that the city of Minneapolis has changed the rules for "relative homesteading". Relative homesteading is when an individual owns a second home, and allows a relative to live there, rent free. This helped the property owner qualify for owner-occupied property tax status, and, until now, avoid paying a $65 rental license fee and the avoid the required city inspections for rental property.
- [Minneapolis Duplex Market No Longer In Park](https://duplexchick.com/2009/05/12/minneapolis-duplex-market-no-longer-in-park/) - There seem to be a lot more cars in the parking lot of my office late at night these days. And the Weekly Market Activity Report from MAAR explains why. Sales of single family homes for the week ending May 2 were up 26.3 percent over last year at this time. Active listings are down 19.5 percent from last year, which is contributing to the 24.5 percent drop in Months Supply of Inventory over the past year.
- [Does A Bad Appraisal Equal A Bad Investment?](https://duplexchick.com/2009/05/14/does-a-bad-appraisal-equal-a-bad-investment/) - Is a duplex a bad investment if it doesn't appraise for the price listed on a purchase agreement? It depends on whether you're the buyer or the seller. With a flood of foreclosure properties dragging down property values overall, it isn't altogether uncommon for a property not to appraise.
- [How To Make An $8000 Down Payment On A Minneapolis Duplex](https://duplexchick.com/2009/05/15/how-to-make-an-8000-down-payment-on-a-minneapolis-duplex/) - Remember when Congress abolished seller down payment assistance programs like Nehemiah and Ameridream last fall? At the time, many Realtors saw the move, however well-intentioned, as disastrous to the housing market. See, while there are, believe it or not, many first time home buyers with excellent credit, they haven't all saved quite enough for the FHA's required 3.5 percent down payment.
- [Fasten Your Seat Belt: Minneapolis Duplex Sales On Wild Ride](https://duplexchick.com/2009/05/19/fasten-your-seat-belt-minneapolis-duplex-sales-on-wild-ride/) - I was so startled this morning by the figures I was seeing for the Twin Cities duplex market that I almost fell out of my chair. Maybe Minnesota should make seat belts mandatory for office chairs too.
- [HUD Reverses Position On $8000 Duplex Down Payment](https://duplexchick.com/2009/05/21/hud-reverses-position-on-8000-duplex-down-payment/) - Last week, HUD Secretary Shaun Donovan announced a government plan that would allow first time home buyers to use the $8000 tax credit as a down payment via a bridge loan program. It seems in the days since, HUD has reversed their position, taking the program out of the spotlight entirely.
- [Minneapolis Duplex Sales Send Mixed Messages](https://duplexchick.com/2009/05/26/minneapolis-duplex-sales-send-mixed-messages/) - Pending sales, meanwhile, eclipsed the 1200 mark for the first time in three years. Sales are up 36.9 percent over the same stretch And the duplex market?
- [$8000 Minneapolis Duplex Tax Credit Dates Lindsay Lohan](https://duplexchick.com/2009/05/28/8000-minneapolis-duplex-tax-credit-dates-lindsay-lohan/) - Not to be outdone by TMZ, the $8000 tax credit rumor mill is buzzing that the on again off again monetization of the credit for use as a down payment mentioned earlier this month by HUD Secretary Shaun Donovan appears to be on again.
- [How A Contract for Deed Can Cause A Bank to Foreclose on Your Minneapolis Duplex](https://duplexchick.com/2009/05/29/how-a-contract-for-deed-can-cause-a-bank-to-foreclose-on-your-minneapolis-duplex/) - With the tightening credit standards and increased down payment requirements in today's mortgage industry, many sellers have become willing to provide financing for prospective buyers via a contract for deed. In a contract for deed, which is also known as a "land contract", the seller acts as the bank for the buyer.
- [Tax Credit Can Be Used On Minneapolis Duplex Closing Costs](https://duplexchick.com/2009/06/01/tax-credit-can-be-used-on-minneapolis-duplex-closing-costs/) - While I understand the theory that those who can't afford a down payment can't afford a duplex, traditional sources for help, like mom and dad, may not be as...
- [Ray of Light Shines On Minneapolis Duplex Market](https://duplexchick.com/2009/06/02/ray-of-light-shines-on-minneapolis-duplex-market/) - While there continues to be foreclosure clouds on the horizon, the National Association of Realtors delivered a ray of light this morning.
- [Translation: How To Get The $8000 Tax Credit For Closing Costs](https://duplexchick.com/2009/06/05/translation-how-to-get-the-8000-tax-credit-for-closing-costs/) - Every time HUD makes a change in the first time home buyer tax credit, they announce it by issuing something called a mortgagee letter.
- [How Investors Can Benefit From The $8000 Tax Credit](https://duplexchick.com/2009/06/08/how-investors-can-benefit-from-the-8000-tax-credit/) - What's in the $8000 first time home buyer tax credit for seasoned investors? Plenty.
- [Minneapolis Duplex Market: Sometimes It's Good to Be Down](https://duplexchick.com/2009/06/09/minneapolis-duplex-market-sometimes-its-good-to-be-down/) - The last few years we've heard countless reports about the down numbers in real estate: sales are down, prices are down and, perhaps most importantly, all of us have been reported to be a little bit down. This week's activity report from MAAR also had some down numbers to report. Believe it or not, however, these statistics are actually GOOD.
- [Can A Tenant Keep You From Getting the Tax Credit On Your Minneapolis Tax Credit?](https://duplexchick.com/2009/06/11/can-a-tenant-keep-you-from-getting-the-tax-credit-on-your-minneapolis-tax-credit/) - Has a tenant relocation "through no fault of their own for owner or relative occupancy" ordinance, with a pre-determined set of move-out compensation for the dislocated tenant?
- [The Pick A Duck Approach to the Minneapolis Duplex Tax Credit](https://duplexchick.com/2009/06/12/the-pick-a-duck-approach-to-the-minneapolis-duplex-tax-credit/) - The group, as well as Realtors and home builders, maintain that boosting sales among existing duplex owners would do more to reinvigorate the market, because...
- [Use The Gross Rent Multiplier As A Short Cut To Your Minneapolis Duplex](https://duplexchick.com/2009/06/15/use-the-gross-rent-multiplier-as-a-short-cut-to-your-minneapolis-duplex/) - Every day anywhere from 10 to 20 duplexes either are newly listed on the Twin Cities MLS, or have their asking prices reduced.
- [A Little Sunshine Brightens Minneapolis Duplex Market](https://duplexchick.com/2009/06/16/a-little-sunshine-brightens-minneapolis-duplex-market/) - While the warm days of summer may have yet to arrive in the Twin Cities, the real estate market looks as if it might be time to break out the sun screen.
- [What Is The Cap Rate On That Minneapolis Duplex?](https://duplexchick.com/2009/06/18/what-is-the-cap-rate-on-that-minneapolis-duplex/) - Whether you're interested in investment property or simply happen to scan an ad for an income-producing property, odds are good that sooner rather than later...
- [Can You Wait A Decade To Sell Your Minneapolis Duplex?](https://duplexchick.com/2009/06/19/can-you-wait-a-decade-to-sell-your-minneapolis-duplex/) - One thing all duplex, investment property and single family home owners have in common is a hope for a speedy rebound in real estate prices.
- [HGTV Rehabs Minneapolis Duplexes Too](https://duplexchick.com/2009/06/22/hgtv-rehabs-minneapolis-duplexes-too/) - Believe it or not, there's a home improvement show for duplexes. While it hasn't gotten a ton of press, if you're going to be home Wednesday night, you might want to check out the HGTV show, Income Property.
- [How Much Should You Put Down On A Minneapolis Duplex Contract for Deed?](https://duplexchick.com/2009/06/25/how-much-should-you-put-down-on-a-minneapolis-duplex-contract-for-deed/) - Many sellers, for whatever reason, simply need to no longer have the managerial responsibilities of a property. Of course, the seller also wants to make money on his duplex.
- [Minneapolis Duplex Sales Make You Say "Whoa!"](https://duplexchick.com/2024/04/16/minneapolis-duplex-sales-make-you-say-whoa/) - Whoa! This morning, as I was calculating Minneapolis duplex market numbers, I said it out loud. Here's why.
- [Minneapolis Duplex Sales Up Again](https://duplexchick.com/2009/06/23/minneapolis-duplex-sales-up-again/) - It's Tuesday. Which means it's time once again for the Weekly Market Activity Report from our friends over at the Minneapolis Area Association of Realtors. For the week ending June 13, pending sales were up 33.8 percent from the mark they set over the same stretch last year. Meanwhile, there continued to be less new inventory coming on the market; down 2.6 percent from the 2008 mark.
- [What Should You Improve In Your Minneapolis Duplex?](https://duplexchick.com/2009/06/26/what-should-you-improve-in-your-minneapolis-duplex/) - One of the challenges facing many duplex and single family home buyers in today's foreclosure-laden real estate market is that many of these properties havea significant amount of deferred maintenance. And it's tempting, regardless of the type of property purchased, to "Pimp My Ride" with every conceivable improvement featured on HGTV or in the aisles of Home Depot.
- [Minneapolis Duplex Sales Pull An All-Nighter](https://duplexchick.com/2009/06/30/minneapolis-duplex-sales-pull-an-all-nighter/) - Well, it's the Continuing Education deadline for Realtors is today. As a result, there's a mad scramble around the office as we procrastinators try to finish up the last of our state required annual education and turn in proof we did it. Yes, yours truly was among the procrastinators; one who pulled an abbreviated version of an all-nighter in order to make the state capital happy.
- [What's The Heat Cost On That Minneapolis Duplex?](https://duplexchick.com/2009/07/03/whats-the-heat-cost-on-that-minneapolis-duplex/) - Someone asked the other day what the average heat bill on a duplex was. I couldn't answer. See, utility bills like heat, electric, water and sewer are as unique to a property as they are to a single family home. The cost of each is dependent upon the number of people who live there, the square footage of the unit, the type of heat, which utilities are tenant paid and which the landlord takes care of.
- [Do You Pay More In Interest When You Buy A Duplex?](https://duplexchick.com/2009/07/06/do-you-pay-more-in-interest-when-you-buy-a-duplex/) - One of the most common questions I get is, "What's the interest rate on a duplex?" And as I do with so many of my answers, I always begin with, "It depends". If you plan to live in the duplex, your interest rate will be exactly the same as it would be if you were buying a single family home to live in.
- [More Good News In Minneapolis Duplex Market](https://duplexchick.com/2009/07/07/more-good-news-in-minneapolis-duplex-market/) - While the media continues to report disheartening news for the national housing market, the most recent data for the Minneapolis/St Paul real estate market again suggests there may be reasons for cautious optimism locally. With their release of the Weekly Activity Report for the week ending June 27, MAAR reports that new listings for the week were down 18.9 percent from the same period last year. In fact, the total supply of listings is down 21.3 percent from 2008.
- [The Ups And Downs Of Minneapolis Duplex Vacancy Rates](https://duplexchick.com/2009/07/09/the-ups-and-downs-of-minneapolis-duplex-vacancy-rates/) - If you worked your way through all the Michael Jackson media this week, you might have heard about the report released by Reis, Inc., announcing the national apartment vacancy rate hit a 22-year high in the second quarter. Reis, a New York based real estate research firm, also found vacancy rates rose nationally to 7.5 percent; an increase of 1.4 percent from the year before. Of the 79 markets they track, 45 showed increased vacancies.
- [The Worst Duplex Investment Advice - Ever](https://duplexchick.com/2009/07/10/the-worst-duplex-investment-advice-ever/) - This morning I stumbled upon the worst real estate investment advice I've ever read. Which was? Not to use a Realtor in the early stages of looking for property. The rationale? You might get pressured into buying something. I suppose smoking is really good for you too.
- [Is A $10 Rent Increase Worth The Hassle?](https://duplexchick.com/2009/07/13/is-a-10-rent-increase-worth-the-hassle/) - While talking about rent increases in tough economic times might be like pining for summer in the midst of a Minnesota January, it is nevertheless important to remember the enormous impact on value that even the slightest increase in revenue can make.
- [Minneapolis Duplex Sales Experience Holiday Countdown](https://duplexchick.com/2009/07/14/minneapolis-duplex-sales-experience-holiday-countdown/) - Holidays have a big impact on MAAR's Weekly Market Activity Reports. It doesn't matter whether it's the 4th of July, Christmas or Thanksgiving. Sales always seem to drop like the ball in Times Square on New Year's Eve. As a result, the number of pending home sales for the week ending July 4 fell to just 989. The good news is for the same holiday week in 2008, only 735 properties received purchase agreements. In easy figures, 2009 sales were up 34.6 percent.
- [FHA Wins Minneapolis Duplex Financing Wars Again](https://duplexchick.com/2009/07/16/fha-wins-minneapolis-duplex-financing-wars-again/) - It sounds presposterous, but a client actually had a computer glitch significantly delay his purchase of a duplex the other day. As he was using FHA financing, the glitch involved a software problem in the computer system of the federal government. Basically, he had written an offer earlier in the year on a different property, which we were unable to successfully close on. And somehow, the "case number" assigned to the loan he never got remained in the system.
- [The Minneapolis Duplex Tax Credit Race Is On](https://duplexchick.com/2009/07/20/the-minneapolis-duplex-tax-credit-race-is-on/) - I keep wondering when people will notice summer's almost over. OK, so it's not exactly over. But we're a week a week and change away from the first day of August. Summer might as well be over then, as it's when we all start thinking "time to get ready to go back to...". Summer's end promises the onset of fall. And fall means the end of the $8000 first time home buyer tax credit.
- [Minneapolis Duplex Sales Go Retro](https://duplexchick.com/2009/07/21/minneapolis-duplex-sales-go-retro/) - There's something vaguely familiar about what's going on in certain sectors of the Minneapolis housing market right now. I'm starting to get a vibe that feels like old times. If you're out shopping for your first single family home in the Twin Cities, it's likely that you've either wanted to see a house that just came on the market only to find it already sold in multiple offers, or, of the 10 listings you'd like to see, only one run-down, over-priced foreclosure is still available. Everything else on your list had already sold.
- [Minneapolis Duplex Owners Should Head For The Basement](https://duplexchick.com/2009/07/23/minneapolis-duplex-owners-should-head-for-the-basement/) - The Minnesota Multi-Housing Association should hire Belinda Jensen. I don't think she knows a thing about renting or owning duplexes. But I think a storm's a comin', and somebody needs to forecast it. So I will. There's a tornado on the horizon for Minneapolis/St Paul duplex owners and landlords. It's a great big, dark, ominous-looking vacancy rate resulting from the $8000 first time home buyer tax credit. I can't even tell you how many people I've spoken with in open houses and general conversations who a) are planning on taking advantage of the tax credit and b) are on month-to-month leases.
- [Minneapolis Duplex Market Tightens](https://duplexchick.com/2009/08/04/minneapolis-duplex-market-tightens/) - To many Realtors and first time home buyers shopping for property it feels as if the market has begun to tighten. Both entry-level homes and duplexes are selling in multiple offers. And in many cases, an offer that's $10,000 or even $20,000 over list isn't getting the job done.
- [Why A Realtor Can't Find You A Duplex A Good Neighborhood](https://duplexchick.com/2009/08/17/why-i-cant-find-you-a-duplex-a-good-neighborhood/) - Clients often ask me what a neighborhood is like. I would love to answer. But I can't. Federal and state fair housing laws prohibit Realtors from commenting on any sort of demographic information, whether it's factual or perceptual. Further regulations prohibit Realtors from engaging in anything that could resemble "steering", which is a practice of directing a client toward or away from a property in any sort of discriminatory manor. So, wink, wink, nudge, nudge, can't I just give clients my opinion?
- [How A Minneapolis Duplex Can Help You Beat The Multiple Offer Blues](https://duplexchick.com/2009/07/24/how-a-minneapolis-duplex-can-help-you-beat-the-multiple-offer-blues/) - I stumbled into a story on MSHNBC the other day that reminded me why there has never been a better time to become the owner-occupant of a Minneapolis duplex. The story chronicled the struggles of a pair of first time home buyers in Phoenix, Ariz. who had written no less than 15 offers on single family homes only to be outbid in multiple offers every time. In several cases they hadn't even lost to other potential home owners. Instead, they'd lost out to investors; with cash, no need for appraisals and fast closing dates.
- [Why Working With A Realtor Is A Lot Like Dating](https://duplexchick.com/2009/07/27/why-working-with-a-realtor-is-a-lot-like-dating/) - Working with a Realtor is a lot like dating. But with a contract. And without those perks. Once you've reached a certain point in your relationship with your agent, she may ask you to sign what's known as a Buyer Representation agreement. There are many types of representation, but most often, she'll ask you to sign a document that gives her the exclusive right to represent you.
- [Minneapolis Duplex Market Shrinks](https://duplexchick.com/2009/07/28/minneapolis-duplex-market-shrinks/) - If you're considering taking advantage of the $8000 first time home buyer tax credit to buy a duplex, you'd better hustle. Not only is time running out, but so is the inventory. Wait? A housing shortage? Well... According to MAAR, there are 21.4 percent fewer homes for sale in the Twin Cities market than there were at this time last year. In just the week ending July 18, there were 12.1 percent fewer new listings than there were for the comparable week in 2008.
- [The Duplex Truth In Sale of Housing Report: Translated](https://duplexchick.com/2009/07/30/the-duplex-truth-in-sale-of-housing-report-translated/) - Anyone know if they make a version of Rosetta Stone for Truth In Sale of Housing Reports? Because one of the most commonly overlooked and misunderstood documents by first time duplex buyers and sellers is the pre-sale inspection report. These reports were originated by municipalities as a way to make sure the city's housing met a certain set of minimum health and safety standards.
- [Minneapolis Duplex Owners Answer "D: None Of The Above"](https://duplexchick.com/2009/08/06/minneapolis-duplex-owners-answer-d-none-of-the-above/) - Sometimes I think I should write questions for "Who Wants To Be A Millionaire" See, I get a lot of questions I can't answer in my job. They range from, "Why did the seller think put a toilet in the closet?" (Answer: "I dunno") to "How much does it cost to put a new boiler in a 4500 square foot triplex?"
- [Nancy Drew Helps Solve Minneapolis Duplex Mystery](https://duplexchick.com/2009/08/07/nancy-drew-helps-solve-minneapolis-duplex-mystery/) - Looking for income property in today's foreclosure-cluttered market sometimes requires myself and my clients to learn from Nancy Drew. The scene of the crime is an abandoned and often neglected property. There are few, if any, witnesses, no paper trail of seller's disclosures or signed leases, and absolutely no one to ask anything about the property. So, like any good detectives, we use our heads.
- [Minneapolis Duplex Owners Throw Money Down The Drain](https://duplexchick.com/2009/08/10/minneapolis-duplex-owners-throw-money-down-the-drain/) - I've been showing a lot of duplexes lately, and I think I've noticed a trend. Duplex owners everywhere seem content losing money. How so? Nobody seems to have coin-operated washers and dryers any more. I suppose it could be argued that with just two units, there's no point in the hassle. Or, if the building is owner-occupied, why bother with the keys and the coins for just the one?
- [Minneapolis Duplex Market On The Move](https://duplexchick.com/2009/08/11/minneapolis-duplex-market-on-the-move/) - With today's release of MAAR's Weekly Market Activity Report, it's clear there is some movement on the Twin Cities real estate highway. The Realtor's association reports the number of new single family home listings for the week ending August 1 are down 12.2 percent over last year's numbers. While the number of sales has leveled off, they are still outpacing last year's mark by 20.9 percent.
- [Minneapolis Encourages Duplex Tenants To Get Married](https://duplexchick.com/2009/08/13/city-of-minneapolis-encourages-duplex-tenants-to-get-married/) - Sometimes government rules and regulations just don't make sense. Take, for example, the city of Minneapolis' rule on the number of unrelated people who can occupy a rental unit. If a property has a zoning designation of R 1-3 (residential 1- 3 units), a maximum of three unrelated people can live in each of the units. The number of bedrooms or amount of square footage in each is irrelevant. In other words, if you own a duplex with a five bedroom unit, you can only have three unrelated people living in it.
- [Minneapolis Duplex Buyers Can Now Put Less Down](https://duplexchick.com/2009/08/14/minneapolis-duplex-buyers-can-now-put-less-down/) - There was a quiet bit of good news for Minneapolis duplex buyers in the mortgage market this week. PHH Home Loans and two of its mortgage insurance companies removed the "declining market" label from the Twin Cities. For the last couple of years, lenders deemed a metropolitan area a "declining market" if the Federal Housing Finance Agency Home Price Index saw a slide in value of, basically, one percent or more. In other words, if the average home price drops, it's a declining market.
- [Ask The Ouija Board: Is The Minneapolis Duplex Market Better?](https://duplexchick.com/2009/08/18/ask-the-ouija-board-is-the-minneapolis-duplex-market-better/) - I saw a Oujia board in the closet of a foreclosure I showed recently. I should have gone right out while I was thinking of it and bought one. It might help me make sense of the numbers for Twin Cities duplex sales in the Market Activity Report for the week ending August 8. The number of bank-owned listings new to the market dropped 20 percent from the same stretch last year. Whether this is a reflection of a shift in the market, or last winter's foreclosure moratorium is a mystery. Overall, the number of new listings for the week was down 15 percent.
- [Six Reasons It's A Great Time To Sell Your Duplex](https://duplexchick.com/2009/08/20/six-reasons-its-a-great-time-to-sell-your-duplex/) - Well, there's a headline I didn't think I'd be writing any time soon. So why is it a great time to sell? If your expectations are realistic, here are six great reasons.
- [Why A Duplex Short Sale Is A Better Option Than A Foreclosure](https://duplexchick.com/2009/08/21/why-a-duplex-short-sale-is-a-better-option-than-a-foreclosure/) - I had someone ask the other day if a short sale is one that happens really fast. It was a fair question. We've all had to add language to our vocabularies in recent years that we never thought we'd need. But no, a short sale isn't one that happens quickly. And it isn't one that's vertically challenged, either.
- [$8000 First Time Minneapolis Duplex Buyer Deadline Looms](https://duplexchick.com/2009/08/24/8000-first-time-minneapolis-duplex-buyer-looms/) - On my way in to the office, I pass several auto dealerships. This morning, I couldn't help but notice big rows of older cars line up along the back of the lots; the clunkers brought in as the part of the government's "cash for clunkers" program, which ends tonight. There were a lot of them.
- [Minneapolis Duplex Sales Go To The Movies](https://duplexchick.com/2009/08/25/minneapolis-duplex-sales-go-to-the-movies/) - Remember the movie The Incredible Shrinking Woman? After being exposed to a mix of household chemicals, the lead character, played by Lily Tomlin, inexplicably begins to shrink. This, of course, baffles everyone involved. Kind of like the Twin Cities housing market.
- [How Can That Minneapolis Duplex Be Sold And Be On The MLS?](https://duplexchick.com/2009/08/27/how-can-that-minneapolis-duplex-be-sold-and-be-on-the-mls/) - One of the most confusing things for many buyers looking for a Minneapolis duplex is how a property can appear to be available on whatever web site they're using to search the Multiple Listing Service (MLS), yet when they ask me to set up a showing, I tell them it's sold. How can a duplex still be "for sale" but be sold? Well, it comes down to where the buyer and seller are in the process of negotiating an offer.
- [You Mean I Need A License For That?](https://duplexchick.com/2009/09/17/you-mean-i-need-a-license-for-that/) - Is there ever a reason you don't need a rental license in the city of Minneapolis? For any kind of house? What if you're selling your Minneapolis duplex, do you need one? After all, you're almost done with the property, right? How about if you live there? The answer is yes. To all of the above.
- [$8000 First Time Home Buyer Tax Credit Benefits Singles](https://duplexchick.com/2009/08/28/8000-first-time-home-buyer-tax-credit-benefits-singles/) - The closer we get to the December 1 deadline for the $8000 first time home buyer tax credit, the more complicated the questions about it get. Today I had to explore whether or not having a co-signor on a loan for a Minneapolis duplex who already owns a home would disqualify the buyer from earning the tax credit. And the answer is no.
- [Why Buying A FSBO Duplex Costs You Money](https://duplexchick.com/2009/08/31/why-buying-a-fsbo-duplex-costs-you-money/) - From time to time I have clients ask about purchasing a duplex that's For Sale By Owner (FSBO). This makes sense. After all, can't they save a lot of money? Honestly? No. In fact, it may even cost them money. Most FSBO's want to save the commission they would pay to the broker of an agent who represents a buyer. They would rather put that money in their pocket.
- [Minneapolis Duplex Market Puts On Weight](https://duplexchick.com/2009/09/01/minneapolis-duplex-market-puts-on-weight/) - Today's real estate market is kind of like my favorite pair of jeans. You probably have a pair too. The kind you wear regularly; because they're comfortable, easy. They always feel good. But if you're anything like me, there are times they aren't. The waistband is suddenly tighter, somehow slightly uncomfortable. And I can't remember where I overate, stopped exercising or fell off the healthy wagon, but I know, without question, things have changed.
- [Minneapolis Duplex Markets Like Night And Day](https://duplexchick.com/2009/09/03/minneapolis-duplex-markets-like-night-and-day/) - One of the most difficult concepts for Minneapolis buyers to understand is that right now, there are really two duplex markets. And seeing the differences in them is like looking at property in the moonlight vs sunlight. The first duplex market the one we've all heard about, consisting of foreclosures and short sales. The second, on the other hand, is comprised of traditional sellers trying to market their properties without the involvement of a bank in the negotiations.
- [Twin Cities Duplex Sales Go Back To School](https://duplexchick.com/2009/09/08/twin-cities-duplex-sales-go-back-to-school/)
- [Fresh Fruit At The Minneapolis Duplex Market](https://duplexchick.com/2009/09/10/fresh-fruit-at-the-minneapolis-duplex-market/) - I have to admit sometimes it's tough to come up with blog posts four days a week. So, today, I want to report some exciting, non-scientific news. There's finally a fresh shipment of produce down at the real estate market. Last winter I showed countless properties. Of them all, there were three, all short sales, I absolutely loved. For a variety of reasons, none of them sold. And all went back to the respective banks that held the loans.
- [How A Minneapolis Duplex Realtor Is Like A Book On Tape](https://duplexchick.com/2009/09/14/how-a-minneapolis-duplex-realtor-is-like-a-book-on-tape/) - The other day a client told me he couldn't write an offer on a property because he had to go home and read. When I asked what piece of literature was so pressing, he answered, Home Buying for Dummies. Now I'm a big fan of the Dummies books. They've sure simplified a lot of things for countless people. I'm also a firm believer in being a fully informed consumer. However, what I didn't understand is why my client didn't ask me those questions. Then I realized, it's probably because he thinks I'm a sales person.
- [Bionic Minneapolis Duplex Sales Distort Market](https://duplexchick.com/2009/09/15/bionic-minneapolis-duplex-sales-distort-market/) - The Monday holidays always remind me of the Six Million Dollar Man. For those of you too young to remember the television show, the main character was part man, part machine. And whenever he did something stupendous due to the robotics in his arm or leg, it was shown in slow motion; as if we wouldn't have been quite as impressed had we seen it in real time. That's how the real estate market seems to move on the weeks before and after Monday holidays; in slow motion.
- [Can Minneapolis Duplex Market Survive Without The Tax Credit?](https://duplexchick.com/2009/09/18/can-minneapolis-duplex-market-survive-without-the-tax-credit/) - As the sand in the hourglass of the $8000 first time home buyer tax credit begins to run out, an article in the New York Times this week reported there are doubts that the housing market can function without it. The Times article estimates that as many as 40 percent of all home buyers this year qualify for the credit. In fact, the National Association of Realtors estimates the credit is responsible for 350,000 in sales this year alone. Moody's Economy.com, however, is still more optimistic, putting the figure at 400,000.
- [What Should You Repair First In Your New Minneapolis Duplex?](https://duplexchick.com/2009/09/21/what-should-you-repair-first-in-your-new-minneapolis-duplex/) - If you buy and intend to owner occupy a foreclosed Minneapolis duplex, triplex or fourplex, it's likely that it need some work. So which unit should you rehab first? While the answer may seem obvious, new landlords don't see something standing right in front of them. You should repair and improve the rental unit(s) first. Especially now that it's almost October. In Minnesota. Why?
- [Minneapolis Duplex Sales Weekend At The Lake](https://duplexchick.com/2009/09/22/minneapolis-duplex-sales-weekend-at-the-lake/) - MAAR released its weekly activity report today and, once again, due to Labor Day falling late this year, it skews any comparisions of the first weeks of September for 2008 and 2009. At least in the single family sector anyway. New listings for the week ending September 12, 2009, were down 12.9 percent from the same week in 2008. While pending sales dropped dramatically during the holiday stretch from the week before, the good news is they were actually 7.3 percent higher than they were one year ago.
- [Window Closing On Minneapolis Duplex Short Sales](https://duplexchick.com/2009/09/24/window-closing-on-minneapolis-duplex-short-sales/) - If you're looking to purchase a property in time to qualify for the $8000 first time home buyer tax credit, it's time to dive for the closing window; especially if you're interested in a duplex that's a short sale.
- [The Housing Market: By The Numbers](https://duplexchick.com/2009/09/25/the-housing-market-by-the-numbers/) - There was a lot of news in the housing sector this week. First came the report that existing single family home sales, declined 2.7 percent in August from their July mark. While this drop of 140,000 units was disappointing, sales for the month were nonetheless 3.4 percent above their August 2008, mark. This was the first setback in four months, during which sales rose a total of 15.2 percent.
- [Minneapolis Multifamily Sector Fares Better Than Most](https://duplexchick.com/2009/09/28/minneapolis-multifamily-sector-fares-better-than-most/) - While apartment buildings and small multi-family properties might be not be identical twins, they are, nonetheless, siblings. That's why a report issued by National Association of Realtors research economist George Ratiu last week was of interest. There have been persistent reports in the last year or two of the real estate crisis striking the commercial market as well as the single family homes sector.
- [Tax Credit Puts Squeeze On Minneapolis Duplex Sales](https://duplexchick.com/2009/10/06/tax-credit-puts-squeeze-on-minneapolis-duplex-sales/) - The federal $8000 first time home buyer tax credit has been a lot like brushing your teeth. We all know it's good for us and the economy. And we all know if we don't rush to take advantage of it, it, like our teeth, may well be gone. But like brushing, buyers haven't taken as much advantage of the tax credit as they should until they absolutely had to.
- [Minneapolis Duplex Market Race Heats Up](https://duplexchick.com/2009/09/29/minneapolis-duplex-market-race-heats-up/) - On your mark. Get set. Go! As the summer drew to an end, the race to qualify for the $8000 first time home buyer tax credit before the November 30 deadline started a mad dash toward the finish line. The numbers are staggering. Pending home sales for the week ending September 19 were up 33.5 percent over last year's total for the same week.
- [Keeping Granny's Rent Low Can Save You Money](https://duplexchick.com/2009/10/09/keeping-grannys-rent-low-can-save-you-money/) - The other night, I showed a property where one an elderly tenant was home. Her unit, while impeccably maintained, clearly hadn't been updated since the building was constructed in the late 1960's. I asked how long she'd lived there. She told me all of her life. She was easily in her 80s. (Clearly her math skills were slipping.)
- [Minneapolis Duplex Tax Credit Extension Just A Bill](https://duplexchick.com/2009/10/29/minneapolis-duplex-tax-credit-extension-just-a-bill/) - With news out of Washington last night that the Senate decided to extend the $8000 first time home buyer tax credit as well as expand it to include some repeat buyers, my inbox has been swamped with enthusiastic emails announcing the extension. Wait a minute. Anyone remember Schoolhouse Rock?
- [FHA Ruins Minneapolis Fourplex Party](https://duplexchick.com/2009/10/01/fha-ruins-minneapolis-fourplex-party/) - In a lending market that requires an investor to put 25 percent down on a four unit property, and an owner occupant just 3.5 percent on the same building, it would seem happy days are here again for live-in landlords. After all, don't more units always mean more money? In this case, yes. And yes. It seems the FHAdoesn't want any one of us to have too much fun. So, they've imposed something of a curfew on the triplex and fourplex market.
- [Why Foreclosed Minneapolis Duplexes Don't Come With Refrigerators](https://duplexchick.com/2009/10/02/why-foreclosed-minneapolis-duplexes-dont-come-with-refrigerators/) - When showing a duplex buyer a foreclosed property, I often hear them exclaim, "This one has appliances!" What's so special about a refrigerator and a dryer? Plenty. Large appliances like refrigerators, stoves, washers and dryers are considered personal property. As a result, they are considered to be owned by the people who lost the duplex to the bank.
- [How Tenants Can Keep You From Selling Your Minneapolis Duplex](https://duplexchick.com/2009/10/05/how-tenants-can-keep-you-from-selling-your-minneapolis-duplex/) - I experienced a bit of frustration this weekend as a tenant stopped me from showing a duplex to a buyer. The tenant was out of town and didn't feel comfortable, even if the listing agent was present, letting anyone into her unit. As a result, the listing agent, my buyer and myself had to rearrange all of our schedules to accommodate her return. Trouble is, the law said we didn't have to.
- [Why Minneapolis Duplex Tenants Forego Granite](https://duplexchick.com/2009/10/08/why-minneapolis-duplex-tenants-forego-granite/) - In all our focus on buying and selling duplexes, and what constitutes a good value, it's easy to lose sight of a key component to any successful duplex investment: tenants. The nation's economic downturn has not only adversely impacted housing values and unemployment rates, it has also influenced the amenities tenants are attracted to when looking for a place to live.
- [Will There Be An Encore For The $8000 First Time Home Buyer Tax Credit?](https://duplexchick.com/2009/10/12/will-there-be-an-encore-for-the-8000-first-time-home-buyer-tax-credit/) - With just six weeks left in which to take advantage of the federal $8000 first time home buyer tax credit, overatures are coming from Washington that an encore may be in the works. Last week the House quickly passed an extension of the credit for military, diplomatic and intelligence personnel serving overseas. This action may well increase the odds that Congress will extend the program into next year.
- [Minneapolis Duplex Market Meteoric](https://duplexchick.com/2009/10/13/minneapolis-duplex-market-meteoric/) - As the deadline for the $8000 first time home buyer tax credit approaches, its impact on the Twin Cities real estate market continues to be meteoric. According to MAAR, in September the number of signed purchase agreements for the month were up 23.5 percent from one year ago. Of course, most of these transactions involved first time home buyers and were below $200,000.
- [Why That Duplex On The MLS May Already Be Sold](https://duplexchick.com/2009/10/15/why-that-duplex-on-the-mls-may-already-be-sold/) - I appreciate it when clients search the Internet for properties they'd like to see that I may have missed. When they do, however, I find myself explaining one thing: if the property is listed as active, that does not mean it isn't sold. How is that possible? There are a couple of reasons, actually.
- [Let Your Minneapolis Duplex Go To The Dogs](https://duplexchick.com/2009/10/16/let-your-minneapolis-duplex-go-to-the-dogs/) - You would think with all the foreclosures on the market and in the works, it would be tough to find a vacant duplex anywhere. And yet, recent media reports cite the highest national vacancy rates in over 20 years. Where did all those people tenants go? Some foreclosure victims are renting. Others have moved in with friends or family to weather the storm. And many prospective tenants, like recent college graduates, simply haven't left home. So in the midst of this economic downturn, how can you make sure you don't go months without rent?
- [Another Lap Likely For Minneapolis Duplex Tax Credit](https://duplexchick.com/2009/10/19/another-lap-likely-for-minneapolis-duplex-tax-credit/) - For those hoping for more time to get around the track in order to take advantage of the $8000 first time home buyer tax credit , it looked like Congress was poised to keep their hands off the stop watch last week. Both CNBC reporter Diana Olick and Realty Times columnist Kenneth Harney reported last week that sources indicate to them that the credit will be extended for several months past its November 30 deadline.
- [Seismic Activity In Minneapolis Duplex Market](https://duplexchick.com/2009/10/21/seismic-activity-in-minneapolis-duplex-market/) - While we're not in California, there are, nonetheless, earthquakes of change in the Twin Cities real estate market. For the week ending October 10, there was a 37.6 percent increase in the number of single family homes that received purchase agreements from the same stretch last year.
- [There's No Free Lunch With Minneapolis Duplex Ownership](https://duplexchick.com/2009/10/23/theres-no-free-lunch-with-minneapolis-duplex-ownership/) - Among the many advantages of being a Realtor with a national and internationally known company like Coldwell Banker are the networking and educational opportunities available as a result of having a presence in so many diverse locations. For example, today Coldwell Banker Burnet brought in Jon Swire, a multi-residential investment agent from Coldwell Banker, Beverly Hills, Calif., and author of the book, There's No Free Lunch In Real Estate.
- [Why That Foreclosed House May Not Be A Good Investment](https://duplexchick.com/2009/10/26/why-that-foreclosed-house-may-not-be-a-good-investment/) - With the bargain basement prices on single family home foreclosures in the marketplace, I've been getting calls from homeowners who, seeing the cheap house down the street, are thinking about becoming first time real estate investors. I like that they're thinking like that. Real estate offers investors growth in equity, an annual passive income stream that grows with the cost of living, appreciation, leverage, and the opportunity to use depreciation as a tax shield from other income.
- [Minneapolis Duplex Sales: Trick? Or Treat?](https://duplexchick.com/2009/10/27/minneapolis-duplex-sales-trick-or-treat/) - Like late night trick or treaters, first time home buyers appear to be filling their pillow cases full of Halloween houses before the expiration of the $8000 tax credit. Proof? For the week ending October 17, there were 54.4 percent more purchase agreements signed than for the same week one year ago. Almost two-thirds of these properties were priced below $190,000; clearly in first time home buyer territory.
- [5 Reasons To Buy A Minneapolis Duplex Now](https://duplexchick.com/2009/11/02/5-reasons-to-buy-a-minneapolis-duplex-now/) - Come winter, most duplex buyers turn their thoughts to the holidays and devising survival tactics to make it until spring. After all, icey sidewalks and knee deep snow are hardly inspiration for moving, right? Well, here are five good reasons why everybody should.
- [Twin Cities Duplex Market Develops Facial Hair](https://duplexchick.com/2009/11/10/twin-cities-duplex-market-develops-facial-hair/) - The Minneapolis duplex market is like a 12-year-old boy. On the surface, it looks the same as it has for the past few months or years. And yet, every now and then, there's a hint of a new, deeper voice. MAAR's weekly activity report came out today. And while single family home sales are still up 42.9 percent over the same stretch last year, with most properties receiving offers that are, on average, 94.6 percent of the list price, the truly interesting news is in the duplex market.
- [Why "The Best" May Not Get You "The Most" When You Sell Your Duplex](https://duplexchick.com/2009/12/04/why-the-best-may-not-get-you-the-most-when-you-sell-your-duplex/) - Would you pay more for a duplex if the previous owner had installed shingles with a 50 year warranty instead of a 30? Or how about if she upgraded the appliances, like the refrigerator, to a professional grade? If so, how much? One of the things most sellers find difficult to understand, whether they're offering a duplex or single family home for sale, is many of the things that add comfort to their lives don't add value to their property.
- [How To Avoid Minneapolis Duplex Repair Phone Calls](https://duplexchick.com/2009/12/10/how-to-avoid-minneapolis-duplex-repair-phone-calls/) - One of the fears many duplex investors express to me is of a middle-of-the-night phone call about something breaking. Of course, while there are always plumbers and repair people happy to correct the problem for a fee, one strategy many landlords here in the Twin Cities take is to require, in their lease, that tenants carry a Centerpoint Energy Service Plus insurance plan.
- [Minneapolis Duplex Sales Offer Clues](https://duplexchick.com/2009/11/03/minneapolis-duplex-sales-offer-clues/) - In the duplex, triplex and fourplex market, sales were relatively constant year-over-year, with 38 properties receiving purchase agreements to last year's 39.
- [Minneapolis Duplex Buyers Should Get More Time To Shop](https://duplexchick.com/2009/11/05/minneapolis-duplex-buyers-should-get-more-time-to-shop/) - Upon passage, wise duplex buyers should start shopping well before the April 30 deadline. It will help avoid those last-minute tax credit shoppers and...
- [Read The Rest Of The Duplex Story: Earn $6500](https://duplexchick.com/2009/11/09/read-the-rest-of-the-duplex-story-earn-6500/) - In my opinion, if those people have duplexes or single-family homes appropriate for first-time home buyers, the additional inventory would be welcome.
- [Kindness Counts In Minneapolis Duplex Vacancy Rates](https://duplexchick.com/2009/11/12/kindness-counts-in-minneapolis-duplex-vacancy-rates/) - With national vacancy rates at their highest levels in 23 years, Minneapolis duplex owners are having to resort to innovative strategies to attract and keep tenants. While a fresh coat of paint, new carpet and a move-in incentive like one month free can help attract new tenants, what about keeping the ones you already have?
- [8 Reasons A Minneapolis Duplex Is Still A Good Investment](https://duplexchick.com/2009/11/13/8-reasons-a-minneapolis-duplex-is-still-a-good-investment/) - Real estate as an investment isn't just about how much a duplex goes up in value. In fact, appreciation is just one of the eight ways you benefit by...
- [How To Frustrate A Minneapolis Duplex Buyer's Agent](https://duplexchick.com/2009/11/16/how-to-frustrate-a-minneapolis-duplex-buyers-agent/) - because the tenant, duplex owner and listing agent are misinformed about the law, the buyer's agent doesn't show the property.
- [Minneapolis Duplex Buyers Face Empty Shelves](https://duplexchick.com/2009/11/17/minneapolis-duplex-buyers-face-empty-shelves/) - Shopping for a duplex or entry-level single family home in the Twin Cities right now is a bit like shopping at the mall ten days after Christmas.
- [Don't Pay Off That Minneapolis Duplex!](https://duplexchick.com/2009/11/19/dont-pay-off-that-minneapolis-duplex/) - One of the most common things I hear new investors say is their goal is to buy a duplex, pay it off, and live off the cash flow. This is a mistake.
- [Is That Minneapolis Duplex A Painted Lady?](https://duplexchick.com/2009/11/20/is-that-minneapolis-duplex-a-painted-lady/) - Woodwork. Investors, owner occupants and single family home buyers all go crazy for woodwork. And for whatever reason, we all think woodwork is...
- [7 Ways To Make Sure You Get A Minneapolis Duplex](https://duplexchick.com/2009/11/23/7-ways-to-make-sure-you-get-a-minneapolis-duplex/) - There simply aren't as many duplexes in the Twin Cities as there are single-family homes, so there will always be fewer of them to choose from.
- [Traditional Minneapolis Duplex Sellers Give Thanks](https://duplexchick.com/2009/11/24/traditional-minneapolis-duplex-sellers-give-thanks/) - Traditional Minneapolis and St Paul duplex sellers have much to be grateful for this Thanksgiving, as market numbers for the week ending...
- [Minneapolis Duplex Market Plays Red Light Green Light](https://duplexchick.com/2009/12/01/minneapolis-duplex-market-plays-red-light-green-light/) - Just when we thought the light might be turning green in the Twin Cities duplex market, statistics for the week ending...
- [Calculate Quality of Living In Your Minneapolis Duplex Financial Analysis](https://duplexchick.com/2009/12/03/calculate-quality-of-living-in-your-minneapolis-duplex-financial-analysis/) - There are two phrases I hear over and over again these days: "When will the market rebound?" and "I'm going to wait until it does to sell/buy."
- [Minneapolis Duplex Buyers Busy At The Mall](https://duplexchick.com/2009/12/08/minneapolis-duplex-buyers-busy-at-the-mall/) - It's easy to blame a long holiday weekend for many things: weight gain, too much shopping, and, even, perhaps, a case of sagging Minneapolis duplex sales.
- [Minneapolis FHA Duplex Buyers May Need More Down](https://duplexchick.com/2009/12/14/minneapolis-fha-duplex-buyers-may-need-more-down/) - If you've been waiting until after the holidays to buy a duplex, it may prove you may want to get out of the mall and into my office. Why?
- [Minneapolis Duplex Market Open For Interpretation](https://duplexchick.com/2009/12/15/minneapolis-duplex-market-open-for-interpretation/) - Look at the image to the left and tell me what you see. I don't know what it is, let alone what it means; kind of like the real estate market statistics for...
- [Have Your Minneapolis Duplex Super Bowl Party - Now](https://duplexchick.com/2010/01/08/have-your-minneapolis-duplex-super-bowl-party-now/) - If you're thinking of waiting until after the Vikings win the Super Bowl to start shopping for a Minneapolis duplex, don't.
- [Can A Vacancy Help You Sell Your Minneapolis Duplex?](https://duplexchick.com/2009/12/07/can-a-vacancy-help-you-sell-your-minneapolis-duplex/) - The other day a seller received notice one of his tenants is moving out. As his property is on the market, he asked whether it was more advantageous to a sale for the unit to be vacant or full. The answer is full. But isn't it easier to show the property with no one in it? Doesn't it show better? Yes. However, the benefits of it being occupied far outweigh the consequences of a vacancy.
- [Vaccinate Yourself Against Analysis Paralysis](https://duplexchick.com/2009/12/11/vaccinate-yourself-against-analysis-paralysis/) - When I first sit down in the office with a duplex buyer, one of the first questions I ask is, "What are your goals in buying a duplex?" For investors, the answer may be a certain rate of return; for most, that is defined as a specified percentage of cash on cash return. If the investor rehabs properties, her goal may be for a certain profit margin. For most owner occupants, the goal is to find a nice, comfortable place to live, with their portion of the mortgage payment not to exceed a specific dollar amount.
- [Minneapolis Duplex Short Sales May Get Shorter](https://duplexchick.com/2009/12/17/minneapolis-duplex-short-sales-may-get-shorter/) - One of the biggest obstacles to recovery in the real estate market is the glut of short sales on the market. See, the very term, "short sales" is something of a misnomer. For while the lender agrees to accept less than what's owed on the sale of a home, the amount of time it takes to successfully negotiate the transaction averages two to eight months. As a result, many buyers avoid looking at those properties altogether. They simply haven't got the patience.
- [When Can You Get The First Time Home Buyer Tax Credit?](https://duplexchick.com/2009/12/18/when-can-you-get-the-first-time-home-buyer-tax-credit/) - If you buy a Minneapolis duplex before the end of the first time home buyer tax credit ends on April 30, 2010, can you get your $8000 check now or do you have to wait until you file your 2010 returns? After all, the original version of the credit could be claimed against 2008 or 2009 taxes.
- [Keep Tenants On Your Holiday Shopping List](https://duplexchick.com/2009/12/21/keep-tenants-on-your-holiday-shopping-list/) - With just three shopping days left until Christmas, it's a good time to remember that small gestures, like including your tenants in your gift giving, can go a long way toward keeping your rental units occupied. Times are tough for everyone, and our natural instincts are to cut back. However, as we discussed last year, small gestures like a gift card to a grocery store, iTunes or Targetcan be a way to differentiate yourself from other landlords.
- [Minneapolis Duplex Market A Stocking Stuffer](https://duplexchick.com/2009/12/22/minneapolis-duplex-market-a-stocking-stuffer/) - The Minneapolis duplex market was both naughty and nice the week ending December 12, 2009. As a result, there were fewer presents under the Minneapolis duplex market Christmas tree. Pending sales were down 11.8 percent from their 2008 mark.
- [National Real Estate Market Shows Two Faces](https://duplexchick.com/2009/12/28/national-real-estate-market-shows-two-faces/) - While everyone was rushing to the airport or to the mall last week, the real estate market delivered news that appeared to be signs of a split personality. On Tuesday, there were smiles everywhere when the National Association of Realtors reported sales of existing homes rose 7.4 percent in November from their October mark, and are 44.1 percent higher than they were in November 2008. In fact, current sales haven't been this high since February, 2007.
- [Minneapolis Duplex Market Statistics Refuse To Celebrate Holidays](https://duplexchick.com/2009/12/29/minneapolis-duplex-market-statistics-refuse-to-celebrate-holidays/) - While the Minneapolis Area Association of Realtors apparently isn't releasing market statistics for the week ending December 21, 2009, I nonetheless have numbers to report in the duplex and small multi-family sector of the market. Hey, CNN never takes a vacation either. Pending sales dropped dramatically for the week from their 2008 mark. In fact, they dropped by exactly half. And while the most inexpensive duplex to receive an offer was listed at $13,000, this is more than twice as much as the cheapest duplex that sold in the same week last year at $5,900.
- [Put On A Hat And Mittens To Buy A Minneapolis Duplex](https://duplexchick.com/2010/01/04/put-on-a-hat-and-mittens-to-buy-a-minneapolis-duplex/) - I know. It's ridiculously cold outside. But if you put on your hat and mittens, you can save yourself thousands of dollars and have a better chance of living where you want to. Why's that? Because I'm starting to get asked a familiar question. "When do you think interest rates are going up?"
- [Minneapolis Duplexes Hibernate In Winter Too](https://duplexchick.com/2010/01/05/minneapolis-duplexes-hibernate-in-winter-too/) - Whether it's a single family home or duplex, new listings for the week ending December 26, 2009, appear to be in for a long winter's nap. MAAR reported today that the number of new listings dropped 18. 9 percent from the same week last year. The number of new multi family listings was down 43.3 percent.
- [Is It A Good Time To Rent A Minneapolis Duplex? Or Buy?](https://duplexchick.com/2010/01/07/is-it-a-good-time-to-rent-a-minneapolis-duplex-or-buy/) - Today's Wall Street Journal real estate blog post debated whether or not it's a good time to sign a lease. With higher vacancy rates due to unemployment, the article suggested rents will continue falling for the next few months.
- [Minneapolis Duplex Sale May End Soon](https://duplexchick.com/2010/01/12/minneapolis-duplex-sale-may-end-soon/) - The buyer's market is over. Buried in the Weekly Market Activity Report from the Minneapolis Area Association of Realtors was news that The Months Supply of Inventory in the marketplace is 5. In other words, if no new houses came on the market today, in 5 months we'd be out of houses to sell.
- [Minneapolis Duplex Market Studies Itself In The Mirror](https://duplexchick.com/2010/02/02/minneapolis-duplex-market-studies-itself-in-the-mirror/) - The Minneapolis Area Association of Realtors released its weekly activity report last night, and it turns out that January of 2009 and 2010 are almost mirror images of one another. Pending sales and new listings are down a bit from last year, and there's a little bit more inventory on the market, but, by en large, it's a wash.
- [Why You Should Buy Grandma's Minneapolis Duplex](https://duplexchick.com/2024/04/15/why-you-should-buy-grandmas-minneapolis-duplex/)
- [Why You Should Ask A Duplex Realtor What's In Her Pockets](https://duplexchick.com/2010/02/08/why-you-should-ask-a-duplex-realtor-whats-in-her-pockets/) - Are you having trouble finding the right duplex? I've got some bad news. It's about to get worse. As we officially kick off the spring housing market, more buyers and investors are going to jump into the market. Many will be trying to beat the April 30 tax deadline for the $8000 and $6500 tax credits. That means you'll have more competition.
- [Minneapolis Duplex Market Goes Zen](https://duplexchick.com/2010/02/09/minneapolis-duplex-market-goes-zen/) - MAAR issued its Weekly Market Activity Report this morning and by all appearances, housing transactions for the week ending January 30, 2010, remained in their meditative state. Pending single family home sales were down just slightly from the same week in 2009, while the number of signed purchase agreements rose just 0.7 percent.
- [Buyers Nod Yes In Minneapolis Duplex Market](https://duplexchick.com/2010/02/16/buyers-nod-yes-in-minneapolis-duplex-market/) - Back in the day, oh, say, in around 2005-2006, well-maintained properties that were properly priced were selling at a rapid pace, and with multiple offers. It was almost like an auction, with bidders scrambling to out-strategize and out-maneuver one another.
- [What About The Rodney Dangerfield Tax Credit?](https://duplexchick.com/2010/01/11/what-about-the-rodney-dangerfield-tax-credit/) - Did you know there are two home buyer tax credits available right now? I'm sure you've heard of the recently extended $8000 first time home buyer tax credit. But the second? To quote Rodney Dangerfield, it "gets no respect". Maybe it's because it doesn't have a catchy, self-explanatory name for the media to latch on to. Instead, it's often labeled by the rather cumbersome monikers of the "move-up" or "second time home buyer" tax credit.
- [Once Upon A Time In Minneapolis Duplex Land](https://duplexchick.com/2010/01/14/once-upon-a-time-in-minneapolis-duplex-land/) - Once upon a time, in a land called the Twin Cities housing market, a duplex buyer could purchase a foreclosed or run-down property, renovate it, and turn around in short order and sell it for a profit. It was a good thing. Until, of course, Evil Fraud Doers saw it as an opportunity to artificially inflate the value of a property, conspire with an appraiser and sell it for an unreasonable profit.
- [Get A Loan At Closing To Repair That Foreclosed Minneapolis Duplex](https://duplexchick.com/2010/01/15/get-a-loan-at-closing-to-repair-that-foreclosed-minneapolis-duplex/) - One of the challenges many first time home owners face when buying a foreclosed Minneapolis duplex is the cost of repairing and deferred maintenance or damage. After all, when you spend your savings on the down payment and have to wait several months to get your $8000 first time home buyer tax credit check, how can you afford to make the place livable?
- [Minneapolis Duplex Owners' Paperwork Due](https://duplexchick.com/2010/01/18/minneapolis-duplex-owners-paperwork-due/) - While the procrastinators among us still have time, those who are more organized might like to get working on their Certificates of Rent Paid (CRP). Minnesota landlords are required to provide their tenants with completed CRPs no later than January 31. The certificates reflect the amount of rent the tenant paid in the previous year, and the amount of property taxes your unit helped pay for (expressed as a percentage of total rent collected for that unit).
- [Minneapolis Duplex Sales: Nothing To Buy](https://duplexchick.com/2010/01/19/minneapolis-duplex-sales-nothing-to-buy/) - Something's happening in the Twin Cities house and duplex markets. New duplex listings for the week e000 firstnding January 9, 2010, were down 36 percent from their market one year ago. Of these, a whopping 45 percent were listed by traditional sellers.
- [HUD Flips Minneapolis Duplex Rules](https://duplexchick.com/2010/01/21/hud-flips-minneapolis-duplex-rules/) - Either someone at HUD is really smart, or they're reading my blog. I'm inclined to think it's the former. Last week I explained many rehabbers I work with were scrambling to find houses and duplexes to buy before the end of the month so once repairs were completed, they would have owned it the required 90 days in order to be able to resell it to an FHA buyer before the tax credit deadline.
- [Every Minneapolis Duplex Cloud Has A Silver Lining](https://duplexchick.com/2010/01/25/every-minneapolis-duplex-cloud-has-a-silver-lining/) - There's a lot of doom and gloom in the air today, and not all of it has to do with last night's Viking loss. Some of it has to do with today's announcement by the National Association of Realtors that nationally, existing home sales fell in December. It wasn't entirely unanticipated. Most economists thought the rush to beat the original November tax credit deadline might have an effect on December's housing market. And it did.
- [Minneapolis Duplex Owners Have A Theme](https://duplexchick.com/2010/01/29/minneapolis-duplex-owners-have-a-theme/) - I don't know whether to call it a trend or a theme, but this week my real estate business has had one. First, the pilot light on the furnace in a buyer's new property went out the day before closing. Next, the forced air furnace in one side of a duplex a buyer is considering came back with a yellow flame; which may or may not be the sign of a cracked heat exchanger (which can result in the unit producing unsafe levels of carbon monoxide).
- [13 Inexpensive Ways To Improve Your Minneapolis Duplex](https://duplexchick.com/2010/02/01/13-inexpensive-ways-to-improve-your-minneapolis-duplex/) - The spring housing market begins one week from today. If you're thinking about selling, that's important information. However, it's equally important if you're a landlord facing a spring vacancy. Why?
- [Two Halves Make A Whole In Minneapolis Duplex Market](https://duplexchick.com/2010/02/04/two-halves-make-a-whole-in-minneapolis-duplex-market/) - What is the most common question I get asked in a duplex open house? Is it, "What will the seller take?" No. And even if it were, and I knew the answer (sometimes sellers surprise me), I couldn't tell you. After all, the seller hired me to look out for her best interests, and by law, I have a duty to do just that.
- [I Sell St Paul Duplexes Too](https://duplexchick.com/2010/02/05/i-sell-st-paul-duplexes-too/) - I lost out on a duplex listing the other day because I "don't specialize in St Paul". This made me chuckle. The seller had the impression that because of the frequent appearance of the word "Minneapolis" in my blog headlines, I don't know St Paul.
- [Let Fannie Mae Buy You A Refrigerator](https://duplexchick.com/2010/02/11/let-fannie-mae-buy-you-a-refrigerator/) - Last week Fannie Mae announced it is offering a 3.5 percent incentive for buyers who purchase and close on a property they own between January 28 and April 30, 2010. Fannie Mae owned properties can be found both on the MLS and at Homepath.com.
- [Clock Ticking On Minneapolis Duplex Tax Credit](https://duplexchick.com/2010/02/15/clock-ticking-on-minneapolis-duplex-tax-credit/) - With all the snow on the ground, April 30 seems ages away. But really, it's only 74 days away. Less than three months to find your first duplex or house before the $8000 first time home buyer tax credit expires. Less than three months for repeat buyers to qualify for the $6500 credit.
- [Watch Out For The Minneapolis Duplex Hiding Under The Bed](https://duplexchick.com/2010/02/26/watch-out-for-the-minneapolis-duplex-hiding-under-the-bed/) - Remember when you were a kid and you were absolutely certain when the lights went off in your room, a monster would crawl out from under your bed? Or, in similar darkness, every doll on your shelf turned into Chucky? Many of today's Minneapolis duplex buyers seem to be thinking the same way.
- [A Minneapolis Duplex Isn't Always About The Numbers](https://duplexchick.com/2010/03/01/a-minneapolis-duplex-isnt-always-about-the-numbers/) - One of the reasons I specialize in helping people buy and sell duplexes is that each and every one, whether it's strictly an investment property or a place for the owner to live, is that it is both an intellectual and emotional endeavor. On the one hand, for both investors and owner occupants, the financial analysis is crucial. If you're an investor, the property needs to meet your financial goals for a return.
- [Don't Cheat On Your Minneapolis Duplex Agent](https://duplexchick.com/2010/02/22/dont-cheat-on-your-minneapolis-duplex-agent/) - One of my buyers cheated on me last week. He called another agent about a property the agent had listed. After he told me he'd see only me! It could cause me not to get paid. See, in real estate there's something called "procuring cause". And it belongs to the agent who caused the buyer to purchase the duplex.
- [Minneapolis Duplex Market Sick of Winter](https://duplexchick.com/2010/02/24/minneapolis-duplex-market-sick-of-winter/) - Winter doesn't seem to be quite done with the Twin Cities housing market, as it appeared to slip on the ice for the week ending February 13. Pending single family home sales were down 2.7 percent from last year, while new listings scrambled to their feet, with 4.9 percent more of them than a year ago.
- [Don't Count On Reduced Property Taxes When You Buy A Foreclosed Duplex](https://duplexchick.com/2010/02/25/dont-count-on-reduced-property-taxes-when-you-buy-a-foreclosed-duplex/) - If you want to get a muddy answer, call your local property tax assesor and ask what the city or county's policy is on resetting the market value on a foreclosed property after you've purchased it. Some time ago I heard Dakota County, for example, would not reduce a foreclosed property's market value to the amount it sold for.
- [Minneapolis Duplex Market Hints At Thaw](https://duplexchick.com/2010/03/02/minneapolis-duplex-market-hints-at-thaw/) - Believe it or not, in some sectors of the Twin Cities housing market have begun to thaw. In fact, it feels like spring: of 2006. Realtors and our clients are once again experiencing multiple offers and having to rush to see newly listed properties before they're gone. Unfortunately, the bulk of this activity is in first time home buyer territory; namely, those properties below $225,000.
- [The Question Most Often Asked On Duplex Chick Is...?](https://duplexchick.com/2010/03/04/the-question-most-often-asked-on-duplex-chick-is/) - As a Realtor, I get asked a lot of questions. They range from, "What were they thinking when they installed the bathroom here?" to "Won't people just make us an offer, even if we list our duplex at a higher price?" I don't know the answer to the first question. And the answer to the second is usally no.
- [Title Is Everything When Buying With Family](https://duplexchick.com/2010/03/05/title-is-everything-when-buying-with-family/) - It's often said that blood is thicker than water. With that in mind, I often have two family members express an interest in buying a duplex together. Each intends to live in one of the units. Sometimes the buyers are a grown child and a parent who winters in warmer climates.
- [Go Green And Save When You Fix Your Minneapolis Duplex](https://duplexchick.com/2010/03/08/go-green-and-save-when-you-fix-your-minneapolis-duplex/) - When I sit down with someone considering buying their first rental property, I always go over not only the potential revenue the property can generate, but also the certain and probable expenses. The one expense most prospective owners (and to be honest, listing agents) seem to omit most often is the cost of repairs.
- [Deadline Pushes Minneapolis Duplex Market](https://duplexchick.com/2010/03/09/deadline-pushes-minneapolis-duplex-market/) - There are less than 60 days left to qualify for either the first time home buyer or repeat buyer tax credit. That looming deadline may well have inspired the Twin Cities housing market's 13.9 percent year-over-year jump in accepted offers for the week ending February 27.
- [What's The Most Common Type of Rental Housing Anyway?](https://duplexchick.com/2010/03/11/whats-the-most-common-type-of-rental-housing-anyway/) - When I say "rental housing", what image springs to mind? Is it a large apartment complex with hundreds of units sprawling over acres of earth? Or is the image one of single family homes, duplexes or fourplexes?
- [Congress Threatens To Require Higher FHA Down Payments](https://duplexchick.com/2010/03/12/congress-threatens-to-require-higher-fha-down-payments/) - Once upon a time, way back in 2005 and 2006, you could buy a duplex with no money down. Then the housing crisis happened. And in an effort to make sure buyers had more at stake, banks decided they would only give loans to investors with 20 to 25 percent down, or owner occupants who qualified for FHA insured financing and had three percent for a down payment.
- [Minneapolis Duplex Owners Get The Lead Out](https://duplexchick.com/2010/03/15/minneapolis-duplex-owners-get-the-lead-out/) - Most duplex lovers swoon over the old buildings. You know the ones. They may have stained or leaded glass windows, hardwood floors, and even a built-in buffet. Some have a Jetsons-like feel to them, with two sided fireplaces in the living rooms and stone shelves jutting out from the just above the mantle.
- [Traditional Minneapolis Sellers Take It To The Banks](https://duplexchick.com/2010/03/17/traditional-minneapolis-sellers-take-it-to-the-banks/) - If the Minneapolis duplex market were a prize fight the week ending March 6, 2010, traditional sellers would have adminiistered a ninth round pummeling to lender owned and mediated sales. Of the duplex owners that received and accepted purchase agreements, 44.83 percent were traditional sellers. By traditional sellers, I mean people with names; as opposed to corporations.
- [If Your Duplex Buyer Can't Find A Bank, Be One](https://duplexchick.com/2010/03/18/if-your-duplex-buyer-cant-find-a-bank-be-one/) - Let's face it. Due to foreclosures, short sales, job losses and tightened lending standards, fewer prospective duplex buyers can qualify for loans. Ultimately, this translates to fewer potential buyers for properties, which contributes to declines in value.
- [No Time For Decaf With The Tax Credit Deadline](https://duplexchick.com/2010/03/22/no-time-for-decaf-with-the-tax-credit-deadline/) - If you're not already out shopping for a duplex or single family home to purchase before the April 30 tax credit deadline, you'd better grab a caffeinated venti, a Realtor, and start doing some serious shopping. There are less than six weeks left in both the $8000 first time home and $6500 repeat home buyer tax credits. To qualify for the former, you may not have owned a home in the last three years. For the latter, you must have lived in your present home for at least five years.
- [Minneapolis Duplex Market Defies Urban Myth](https://duplexchick.com/2010/03/23/minneapolis-duplex-market-defies-urban-myth/) - Just like everywhere else, the state of Minnesota has its own folklore and urban legends. There's the tale of Paul Bunyan and his big blue ox, Babe. We can't forget the Kensington Runestone which may or may not definitively prove the Norwegians were here at least 100 years before Columbus.
- [How Does Your Minneapolis Duplex Agent Sleep?](https://duplexchick.com/2010/03/25/how-does-your-minneapolis-duplex-agent-sleep/) - If you ask me to come over and give you a price opinion on your Twin Cities duplex, do you want me to lie? I could. But I won't. Some agents will. And I wonder how they sleep at night. They'll tell you your property is worth much more than the comparable sales and market data suggest. How do you pick them out?
- [What Is A Good GRM On Your Minneapolis Duplex?](https://duplexchick.com/2010/03/29/what-is-a-good-grm-on-your-minneapolis-duplex/) - On real estate blogs across the nation new investors ask for guidance as to what is a "good" gross rent multiplier (GRM) on multi family property. Remember, to determine a duplex's gross rent multiplier, divide the purchase price of the property and by the gross amount of rent the property generates annually. So, if a building is listed at $200,000 and grosses $20,000 a year in rent, then $200,000/20,000 = 10. The GRM on the property is 10. So is 10 a "good" number?
- [Buy A Duplex, Get A Tax Credit](https://duplexchick.com/2010/04/22/buy-a-duplex-get-a-tax-credit/) - With just 8 days left to qualify for both the $8000 first time home buyer's and $6500 repeat buyer's tax credit, it's important to remember that a duplex qualifies for both. Remember, the credits are for up to 10 percent of the purchase price of the property, with the total benefit not to exceed $8000 for a first time home buyer, or $6500 for a move-up or repeat buyer.
- [Why The Minneapolis Duplex Market Is A Lot Like Aunt Clara](https://duplexchick.com/2010/03/30/why-the-minneapolis-duplex-market-is-a-lot-like-aunt-clara/) - These days, the Twin Cities real estate market is a lot like Aunt Clara on an episode of "Bewitched". It wants to perform the magic of a recovery, but somehow, it just keeps getting it wrong. For example, the week ending March 20, 2010, the Minneapolis Area Association of Realtors reports there were 10.2 percent more signed purchase agreements than there were for the same week in 2009.
- [Let Your Tenants Fill Your Vacancy](https://duplexchick.com/2010/04/01/let-your-tenants-fill-your-vacancy/) - In today's affordable housing market, many Twin Cities duplex owners are getting THAT call from tenants. You know the one. It starts with, "I bought a house and am moving out". Somehow, those tenants often forget they signed a lease, which may still have time left to run.
- [Underwater Duplex Owners Gasping For Air](https://duplexchick.com/2010/04/02/underwater-duplex-owners-gasping-for-air/) - Remember when someone used the word "underwater" images of scuba diving came to mind? These days when I hear the term, my first thought is of mortgages. Thanks to recent media headlines, it looks like that will continue; unless, of course, I decide to go to the Bahamas. In either case, it looks like it would be wise to have extra oxygen on board.
- [Duplex Market Has Something Up Its Sleeve](https://duplexchick.com/2010/04/06/duplex-market-has-something-up-its-sleeve/) - Was it a rite of spring? Or a magic act? Either way, the Minneapolis duplex market managed to pull a rabbit out of its hat the week ending March 27, with pended sales up 62.5 percent from the same week one year ago. Of those proeprties that received purchase agreements, 28.21 percent were signed by traditional sellers. While this seems like a disappearing act compared to previous weeks, it's important to note that ALL of the pended sales for the week in 2009 were offered or mediated by financial institutions.
- [How Your Minneapolis Duplex Purchase Can Be Like A Wes Craven Movie](https://duplexchick.com/2010/04/08/how-your-minneapolis-duplex-purchase-can-be-like-a-wes-craven-movie/) - There's nothing like a good adrenaline rush. That's why people jump out of airplanes, line up for horror movies, watch the Vikings and fall in love. It's also what some new investors are looking for when they start hunting for their new duplex.
- [Why Buying A Duplex Is Not Like Going To The Salad Bar](https://duplexchick.com/2010/04/09/why-buying-a-duplex-is-not-like-going-to-the-salad-bar/) - I've had a number of phone calls of the same flavor the last few weeks. The voices on the phone are interested in seeing one of my duplex listings; could they meet me there after another agent shows them his? This always leaves a bad taste in my mouth.
- [What's The Minimum Down Payment On A Duplex?](https://duplexchick.com/2010/04/12/whats-the-minimum-down-payment-on-a-duplex/) - To buy a duplex, you need at least 20 percent down, right? Wrong. Remember, if you're looking to owner occupy a duplex, triplex, or even a four unit apartment building, you have the option of using FHA insured financing. While FHA recently increased its minimum down payment requirements, 3.5 percent is still within reach of many home buyers.
- [Minneapolis Duplex Market Open To Interpretation](https://duplexchick.com/2010/04/13/minneapolis-duplex-market-open-to-interpretation/) - Sometimes interpreting the Minneapolis/St Paul duplex market is a bit like reading tea leaves. There might be some meaning in the patterns. But they're open to interpretation.
- [Why Internet Lenders Are A Lot Like Sea Monkeys](https://duplexchick.com/2010/04/15/why-internet-lenders-are-a-lot-like-sea-monkeys/) - I used to stare endlessly at the ads in comic books for sea-monkeys. You know the ones. They typically featured a cartoon of a little pink sea-monkey family, with their castle in the background. There was also an image meant to resemble my family enjoying staring at my sea monkeys swimming around in a fish bowl. Of course, these sea-monkeys were waving at us.
- [Don't Let Your Tenants Suffer Burnout](https://duplexchick.com/2010/04/19/dont-let-your-tenants-suffer-burnout/) - We're living in economically challenging times. As a result, most of us are cutting back on "extras". For some, that means opting to stay home and watch cable rather than going out. To others, that may mean choosing to make a peanut buttersandwich rather than bologna. Unfortunately, for some tenants, that also means going without renter's insurance.
- [Minneapolis Duplex Sales Round The Bases For Home](https://duplexchick.com/2010/04/20/minneapolis-duplex-sales-round-the-bases-for-home/) - As the $8000 first time home buyer and $6500 repeat buyer tax credits round the bases for home, the Twin Cities housing market appears to be staging a late inning rally. For the week ending April 10, 2010, the number of new listings to hit the market was up 47.9 percent over the same week last year. In spite of this leap, there is still just 6.5 months of housing inventory in the marketplace; the lowest supply in years.
- [Can A Duplex Chick In Minnesota Help You With A Duplex In Denver?](https://duplexchick.com/2010/04/26/can-a-duplex-chick-in-minnesota-help-me-with-a-duplex-in-denver/) - Did you know there aren't any special requirements necessary for a residential agent to sell someone an income property? For example, a Realtor who spends most of his time selling houses in the suburbs, can help you buy a duplex and not be required to know how to do an income property analysis spreadsheet.
- [Duplex Tax Credits Enter The Home Stretch](https://duplexchick.com/2010/04/27/duplex-tax-credits-enter-the-home-stretch/) - As we race like Kentucky Derby entries toward the finish of the first time and repeat home buyer tax credits, word came from the Minneapolis Area Association of Realtors that new listings may be the fastest horses racing, not pending sales. For the week ending April 17, new listings finished 21.9 percent ahead of the same week last year. Pending sales, on the other hand, also grew but at a pace neck and neck with the 2009 statistics. In the end, however, 2010 nosed out 2009 by just 1.8 percent.
- [Minneapolis Duplex Short Sales May Be Your Prince](https://duplexchick.com/2010/04/29/minneapolis-duplex-short-sales-may-be-your-prince/) - With just hours left to take advantage of either the $8000 first time home st buyer or $6500 repeat buyer tax credits, you may find the inventory of decent dupelxes offered by traditional sellers and banks gone.
- [Minneapolis Duplex Owners See Changing Signs](https://duplexchick.com/2010/05/03/minneapolis-duplex-owners-see-changing-signs/) - If you could swear you're seeing fewer "For Rent" signs in area lawns and windows, you're right. A report by GVA Marquette Advisors released on Friday announced that Twin Cities vacancy rates dropped to 6.1 percent for the first three months of 2010.
- [Minneapolis Duplex Sellers Rush To Beat Tax Credit](https://duplexchick.com/2010/05/04/minneapolis-duplex-sellers-rush-to-beat-tax-credit/) - Thank God that shipment of newly listed single family homes and duplexes hit the market just in time for the expiration of the first time and repeat buyer tax credits. I'm being sarcastic, of course. But with 2,147 new single family listings for the week ending April 24, representing an increase of 19.1 percent over last year, and duplex and multifamily listings up 32.7 percent year over year, it does appear sellers were rushing to get their properties on the market before the incentives ended.
- [Duplex Rates Plummet With Stock Market](https://duplexchick.com/2010/05/07/duplex-rates-plummet-with-stock-market/) - With last week's end to the home buyer tax credits and yesterday's inexplicable 1000 point slide on the stock market, historians might think it would be a good day to check tall buildings for jumpers. Of course, every dark economic cloud has a silver lining, right?
- [Minneapolis Bedroom Requirements Come Out Of The Closet](https://duplexchick.com/2010/05/10/minneapolis-bedroom-requirements-come-out-of-the-closet/) - If I asked you to describe a bedroom to me, chances are that early on, you'd include the word "closet". For most of us, a closet is a necessity in a bedroom. After all, where would we hide the mess when company's coming over if we didn't have one. So if you see a duplex or single family home with a room that doesn't have one, it can't be a bedroom. Right?
- [Underwater Minneapolis Duplex May Be Taxing](https://duplexchick.com/2010/06/21/underwater-minneapolis-duplex-may-be-taxing/) - A recent study by the research firm CoreLogic found the number of underwater homeowners (those whose homes are worth less than they owe on the mortgage) now stands at 11.3 million. That's about one-fourth of all homeowners with mortgages. Another 2.3 million have less than 5 percent equity in their properties. In other words, combine the two and 29 percent of all homeowners with mortgages are underwater.
- [Twin Cities Multi Family Sales Up As Tax Credits End](https://duplexchick.com/2010/05/11/twin-cities-multi-family-sales-up-as-tax-credits-end/) - So did the tax credits help? Apparently so. For the week ending April 30, there was a 31.2 percent jump in pending sales over the same week last year. Duplex sales were up by 20 percent, which may also have been influenced by the April 30 expiration of both the first time and repeat buyer tax credits.
- [Will An Insult Get You A Price Reduction?](https://duplexchick.com/2010/05/13/will-an-insult-get-you-a-price-reduction/) - One of my seller's received an offer the other day. We both got a laugh out of it. The buyer's agent had carefully spelled out the reasons why the buyer didn't think the property was worth list price. It included things like: a one car garage, which didn't suit the buyers needs, one boiler (meaning the owner pays the heat) and a mention that the heating system was old and sure to die any moment now.
- [Duplexes Celebrate Non Conforming Use Week](https://duplexchick.com/2010/05/14/duplexes-celebrate-non-conforming-use-week/) - Sometimes my days and weeks feel like it's Spirit week in high school. You know those weeks; the ones where you dress up as something different every day to celebrate something which may or may not be significant. Back then, I might have celebrated '60's day. Punk rock day. Or nerd day. In real estate, however, sometimes I celebrate suburbs day. Or short sale day. Or multiple offer day. And just like in high school, I like some more than others.
- [Why Rent Credits Are A Bad Idea](https://duplexchick.com/2010/05/17/why-rent-credits-are-a-bad-idea/) - With last week's rain and this week's sun, lawns in the Twin Cities are growing like crazy. In fact, if you own your own home and a duplex or two, lawn mowing could become your full time job. But odds are good you already have one of those and mowing is just something you do on top of everything else. Wouldn't it be easier to just give one of your tenants a rent discount in exchange for mowing for you?
- [Duplex Sales Miss The Mark](https://duplexchick.com/2010/05/18/duplex-sales-miss-the-mark/) - Did the tax credit hit the mark and stimulate sales? Looks like a bullseye. For the week ending May 8, the first since the home buyer tax credits expired on April 30, Minneapolis and St Paul duplex pended sales were down 21.43 percent from the week before.
- [Another Duh! Landlord Moment](https://duplexchick.com/2010/05/21/another-duh-landlord-moment/) - It's spring. For a Realtor, that's a synonym for busy. As such, I am so focused on my career that sometimes I forget to do things in my own life. Like renew leases. When I realized I'd done this the other day, I panicked. I hate having a vacancy in winter, and live in fear of carrying one through the snow. So, to ease my sense of panic, I typically try to make sure my leases begin and end early in the spring.
- [How Not To Flip Out Over That Cute Duplex](https://duplexchick.com/2010/05/24/how-not-to-flip-out-over-that-cute-duplex/) - Let's face it. Some of the duplexes and single family homes on the market right now are a little, uh...skanky. Some of you are thinking, so? With a FHA 203k construction loan , a little professional help and some sweat equity, you're good to go. But what if you're not an HGTV addict who's convinced you can fix it all yourself?
- [Duplex Sales No Day At The Park](https://duplexchick.com/2010/05/25/duplex-sales-no-day-at-the-park/) - If home sales were a slide in the park, this would be fun. With today's release of the Standard & Poor's/Case-Shiller Home Price Index, we climbed the ladder of hope on the news that Twin Cities home prices were up 6.5 percent in March over the same month one year ago.
- [Offer Tenants A Rent Sale](https://duplexchick.com/2010/05/27/offer-tenants-a-rent-sale/) - In my years as a landlord, I've learned some tenants have no sense of time. Rent would be due on the 1st. But that came and went, then it was the 5th, the 10th and, before I knew it, I was certain I was going to have to start eviction proceedings. It's always just about then I finally get a rent check. The tenant had the money all along; he simply hadn't gotten around to paying me.
- [Minnesota Tenants Get More Rights](https://duplexchick.com/2010/05/28/minnesota-tenants-get-more-rights/) - Earlier this month, Minnesota Gov. Tim Pawlenty (R) signed a bill into law which has commonly been called the "Tenant Bill of Rights". Highlights of the bill include: Cap On Late Fees- As of January 1, 2011, late fees can not exceed 8 percent of rent.
- [Twin Cities Duplex Market Has Faces And Puppies](https://duplexchick.com/2010/06/01/twin-cities-duplex-market-has-faces-and-puppies/) - Sometimes, the weekly duplex market report feels a little like looking at cloud formations. There may or may not be faces in the clouds; depends on who you ask and their point of view. Are there faces in the duplex market? Puppies? Or just random shapes?
- [Minnesota Tenants Get Trashed](https://duplexchick.com/2010/06/03/minnesota-tenants-get-trashed/) - One man's junk is another man's treasure. According to the state of Minnesota anyway. I was reminded of this last night when I a unit tenants had recently vacated. It was a mess. Everywhere my clients and I looked there were pieces of broken furniture, abandoned clothing, framed posters on the walls...
- [Minneapolis Named Best Place To Buy](https://duplexchick.com/2010/06/07/minneapolis-named-best-place-to-buy/) - Last week the web site Trulia.com ranked Minneapolis/St Paul number one on its list of America's Top Ten Cities To Buy Vs. Rent. To come up with their rankings, Trulia took the average list price of properties on the MLS and divided it by the average rent on a 2 bedroom apartment, duplex, condo or townhouse in the largest 50 markets in the country.
- [You Tell Me How The Minneapolis Duplex Market Is](https://duplexchick.com/2010/06/08/you-tell-me-how-minneapolis-duplex-market-is/) - Sometimes I wish I was a statistician. Or an economist. Or, even a psychic. If I were any of those things, perhaps I could come up with a better answer to the question, "What's the real estate market like?" Because sometimes I'm not sure how to answer other than to say, "Dunno", which is Minnesotan for "don't know".
- [Why Mortgage Brokers Don't Smoke Cheap Cigars](https://duplexchick.com/2010/06/10/why-mortgage-brokers-dont-smoke-cheap-cigars/) - The other day I had clients with a huge down payment and spectacular credit scores suddenly find themselves unable to get a loan from a traditional bank on a slightly unusual home they wanted to purchase. When I suggested they contact a mortgage broker I knew who could help them, they panicked.
- [What A Market Recovery Will Never Reimburse You For](https://duplexchick.com/2010/06/11/what-a-market-recovery-will-never-reimburse-you-for/) - The other day a familiar duplex came on the market. For the second summer in a row. It's a well-maintained property in a sought-after pocket of Minneapolis. As those kinds of properties are somewhat rare, I was happy to see it on the market again; this time at a price that makes more sense.
- [Why Offering A Minneapolis Duplex Tenant A Deal Can Cost You A Lot](https://duplexchick.com/2010/06/14/why-offering-a-minneapolis-duplex-tenant-a-deal-can-cost-you-a-lot/) - When vacancy rates are up, as they have been in the Twin Cities in recent months, it's sometimes difficult to remember the impact lowering rent in order to stay occuppied can have. While I have always believed it's better to have a unit full at a slightly lower rent than it is to hold out for top market value, waiting for months on end for that tenant to appear, I was reminded over the weekend that this practice can be taken to an extreme.
- [Minneapolis Duplex Sales A Fable](https://duplexchick.com/2010/06/15/minneapolis-duplex-sales-a-fable/) - Remember the Aesop's fable about the tortoise and the hare? You know the one; where the rabbit challenges all the other animals in the forest to a race, and the only one to take him up on it is the tortoise. Of course the hare finds this laughable and gets so far ahead he decides to stop and take a nap. The tortoise, meanwhile, just keeps plodding along and ends up winning the race.
- [Why I'm Falling For Trulia](https://duplexchick.com/2010/06/17/why-im-falling-for-trulia/) - I fell in love today. With Trulia. While I'm generally not a fan of web sites like Zillow and Trulia, largely because much of inaccuracies in property valuations, I may be coming around on the latter. All because of the addition of a cool little Rent vs. Buy widget in the sidebar of their recently added Rental section.
- [Why Selling A Duplex Is Like Owning A Truck](https://duplexchick.com/2010/06/18/why-selling-a-duplex-is-like-owning-a-truck/) - I have a high mileage Ford F-250 pickup that's in the shop for the third time this year. And I have to confess: I have a love/hate relationship with it. On the one hand, when it's running well, it helps me move heavy things, haul lumber home from Home Depot or pull lesser cars out of snow banks in the winter. On the other, due to the 300,000 plus miles on the odometer, it breaks down a lot. Especially as of late.
- [Minneapolis/St Paul Duplex Markets Open To Interpretation](https://duplexchick.com/2010/06/22/minneapolisst-paul-duplex-markets-open-to-interpretation/) - Sometimes the Minneapolis and St Paul duplex market looks like a Jackson Pollock painting; all-over the place. In the small multi-family property market for the week ending June 12, 40 percent fewer duplex owners received and accepted purchase agreements than they did last year.
- [How A Duplex Short Sale Can Force You To Pay Taxes On Your Vacation](https://duplexchick.com/2010/06/24/how-a-duplex-short-sale-can-force-you-to-pay-taxes-on-your-vacation/) - Remember when duplexes appreciated with such regularity that you could actually take out a Home Equity Line of Credit (HELOC) or refinance and pull out the extra equity? For example, if you bought a duplex for $200,000 and it increased in value by $50,000, you could refinance into a loan in the $250,000 range. For some, it was a great way to pay off credit card debt, buy additional property or finance a vacation. Times have changed.
- [8 Reasons To Sell Your Duplex Short](https://duplexchick.com/2010/06/25/8-reasons-to-sell-your-duplex-short/) - Let's face it, there were a lot of duplexes sold during the real estate boom. Today, most of those properties aren't worth anywhere near the prices they sold for. And many of the owner occupants and investors who bought them have fallen behind on their payments, finding themselves facing foreclosure.
- [Why Your Option ARM Can Cost You An Arm And A Duplex](https://duplexchick.com/2010/06/28/why-your-option-arm-can-cost-you-an-arm-and-a-duplex/) - Many duplex and single family home owners may be sitting on a ticking bomb and not even be aware of it. The TNT beneath them is their financing. .
- [Minneapolis Duplex Market Gets Skinny](https://duplexchick.com/2010/06/29/minneapolis-duplex-market-gets-skinny/) - If the Twin Cities housing market were on a diet, it would be featured in a Jenny Craig ad.
- [16 Reasons Your Duplex Qualifies For A Short Sale: Even If You Haven't Missed A Payment](https://duplexchick.com/2010/07/01/16-reasons-your-duplex-qualifies-for-a-short-sale-even-if-you-havent-missed-a-payment/) - want to dispel an urban myth. No, not the one about alligators in the sewers. The one I’m talking about is you have to be behind on your duplex payments or in the process of foreclosure in order to sell your property as a short sale.
- [Why Selling Your Minneapolis Duplex At The Sheriff's Sale Doesn't Mean It's Sold](https://duplexchick.com/2010/07/02/why-selling-your-minneapolis-duplex-at-the-sheriffs-sale-doesnt-mean-its-sold/) - The other day I was visiting with a gentleman who owns a Minneapolis duplex and is behind on his mortgage payments. When I suggested it would be in his best interest to try to market the property as a short sale, he told me the property was already sold. I was surprised to hear this, so I probed a little further, asking how he'd managed to get it sold and where he found a buyer. His answer?
- [Minneapolis Duplex Buyers Are Couch Potatoes](https://duplexchick.com/2010/07/07/minneapolis-duplex-buyers-are-couch-potatoes/) - Vegetation is something that usu, ally happens during Minnesota winters. Yes, I know it’s green outside and there are plenty of weeds to pull and lawns to mow. But I’m talking about the kind of vegetation that keeps buyers at home, or “up north”, sitting on the couch.
- [Facing Duplex Foreclosure? Call A Distressed Property Expert](https://duplexchick.com/2010/07/08/facing-duplex-foreclosure-call-a-distressed-property-expert/) - It's funny how when we're not feeling well, we know to go to a doctor who's a general practitioner. When we need open heart surgery, however, we also know we need to find a specialist. Specialists study the nuances of a specific part of an industry; whether it be a cardiologist who becomes an expert in human hearts, or a Realtor who specializes in a neighborhood or type of property.
- [Why Duplex Buyers Should Plan A Trip To The Mall](https://duplexchick.com/2010/07/12/why-duplex-buyers-should-plan-a-trip-to-the-mall/) - Sometimes I wonder if duplex foreclosures have been good for Sears. See, foreclosures often come with many things; abandoned socks, broken toys, dust bunnies...
- [Minneapolis Duplex Market Cause Oxygen Deprivation](https://duplexchick.com/2010/07/13/minneapolis-duplex-market-cause-oxygen-deprivation/) - Ever have a panic attack? You know the kind...the one's where you can't breathe or think? I had one when I compiled the market statistics for Minneapolis and St Paul duplex sales for the week ending June 26, 2010.
- [7 Dangerous Myths About Minneapolis Short Sale Duplexes](https://duplexchick.com/2010/07/15/7-dangerous-myths-about-minneapolis-short-sale-duplexes/) - In today's real estate market, many duplex home owners feel like Sisyphus: doomed to roll the boulder of their property up a hill over and over again only to watch it roll back down. Many are realizing they either owe more on their rental property than it's worth or, for reasons of unemployment or mortgage resets, can no longer afford the payments.
- [Why Strategic Default Is Like Playing Risk Against My Uncle](https://duplexchick.com/2010/07/16/why-strategic-default-is-like-playing-risk-against-my-uncle/) - When I was a kid, my Uncle Jerry like to play the board game Risk with my brother and me. He was a banker. A former Navy man. An adult. We were maybe 11 and 13 years-old
- [List A Duplex As A Short Sale: Get A Realtor - FREE!](https://duplexchick.com/2010/07/19/list-a-duplex-as-a-short-sale-get-a-realtor-free/) - So if you're facing foreclosure because you don't have the money to pay your mortgage, how are you going to pay a Realtor to get the duplex sold as a short sale? Simple.
- [Minneapolis Duplex Homestead Tax All Relative](https://duplexchick.com/2010/08/12/minneapolis-duplex-homestead-tax-all-relative/) - In today's slower real estate market, many duplex home owners who have to relocate due to employment, expanding families, or other life changes, are exploring moving family members in to their old units. The thinking goes that if a relative is on the premises to manage the property, perhaps maintenance and upkeep will stay on par with the owner's standards.
- [Duplex Owners May Not Have Recourse](https://duplexchick.com/2010/08/20/duplex-owners-may-not-have-recourse/) - If you're a duplex home owner facing a short sale or foreclosure, one of the most important items to consider in your decision-making process is whether your state is a recourse or non-recourse loan state.
- [Expenses Rise For Minneapolis Duplex Owners](https://duplexchick.com/2024/04/11/expenses-rise-for-minneapolis-duplex-owners/)
- [Minneapolis Duplex Market Heads For The Basement](https://duplexchick.com/2010/07/20/minneapolis-duplex-market-heads-for-the-basement/) - For the week ending July 10, just 9 duplex home owners received and accepted purchase agreements. This was a drop of 65 percent from the number of...
- [Duplex Short Sales Make Tax Chicks Happy](https://duplexchick.com/2010/07/23/duplex-short-sales-make-tax-chicks-happy/) - The name of this blog is Duplex Chick. Not Accountant Chick. To that end, please heed the following disclaimer: if you're a duplex home owner facing a short sale or foreclosure, please consult with an accounting chick when you're considering your course of action.
- [The Best Way To Get Your Duplex Sold Is...](https://duplexchick.com/2010/07/26/the-best-way-to-get-your-duplex-sold-is/) - Want to know the number one key to selling your duplex? It doesn't matter if you're selling because you want to move, have a better investment opportunity, or simply have to get out because the mortgage is eating you alive, the method is the same.
- [Minneapolis Duplex Market Is What It Is](https://duplexchick.com/2010/07/27/minneapolis-duplex-market-is-what-it-is/) - The word for today is "is". As in the Minneapolis and St Paul duplex market just "is".
- [Duplex Foreclosure Reports Inspire Movie Madness](https://duplexchick.com/2010/07/29/duplex-foreclosure-reports-inspire-movie-madness/) - When my alarm went off this morning, NPR informed me RealtyTrac released its Midyear 2010 U.S. Foreclosure Market Report.
- [For Some Duplex Owners Being Broke Is A Good Thing](https://duplexchick.com/2010/08/02/for-some-duplex-owners-being-broke-is-a-good-thing/) - Do you always have to pay depreciation recapture and capital gains tax when you sell your duplex via a short sale or lose it to foreclosure?
- [Minneapolis Duplex Sales Need Another Tax Credit](https://duplexchick.com/2010/08/03/minneapolis-duplex-sales-need-another-tax-credit/) - This morning the National Association of Realtors reported its June index of purchase agreements for existing homes was down 19 percent from the same month one year ago.
- [From A House To A Duplex And Back Again](https://duplexchick.com/2010/08/05/from-a-house-to-a-duplex-and-back-again/) - There are two kinds of duplexes in the Twin Cities; those originally built as duplexes, and those that used to be houses.
- [Why Great Duplex Questions Don't Always Have Great Answers](https://duplexchick.com/2010/08/09/why-great-duplex-questions-dont-always-have-great-answers/) - As a duplex and small multi-family property agent, I get a lot of questions I can't answer. "What's a good gross rent multiplier (GRM)?"
- [Minneapolis Duplex Market On A Diet](https://duplexchick.com/2010/08/10/minneapolis-duplex-market-on-a-diet/) - I'm trying to find positives in what's happening in the Minneapolis and St Paul duplex market, and so I've decided to look at the sliding figures like a diet.
- [How The IRS Can Be A Minneapolis Duplex Seller's Best Friend](https://duplexchick.com/2010/08/16/how-the-irs-can-be-a-minneapolis-duplex-sellers-best-friend/) - I've recently met with several prospective duplex home sellers who, facing a slower real estate market, were surprised to find the IRS could save the day.
- [Twin Cities Housing Market Needs Hair Of The Dog](https://duplexchick.com/2010/08/17/twin-cities-housing-market-needs-hair-of-the-dog/)
- [An Unnecessary Fourplex Tragedy](https://duplexchick.com/2010/08/19/an-unnecessary-fourplex-tragedy/) - I looked at a familiar fourplex this morning. I knew the building because I showed it to a client two or three years ago when the owner was trying to sell it herself. At that time, my client liked it well enough to write an offer.
- [What Does Donald Trump Know About Real Estate?](https://duplexchick.com/2010/08/23/what-does-donald-trump-know-about-real-estate/) - The New York Times published an article today with the headline announcing "Real Estate Fading As A Means To Build Wealth".I'm sure this came as news to Donald Trump.
- [Duplex Sales Make You Want To Stay In Bed](https://duplexchick.com/2010/08/24/duplex-sales-make-you-want-to-stay-in-bed/) - Today was one of those mornings, knowing as I did that the National Association of Realtors would be releasing their report for July existing home sales.
- [Minneapolis Duplex Market Causes Realtor To Duck](https://duplexchick.com/2010/09/21/minneapolis-duplex-market-causes-realtor-to-duck/) - Perhaps I don't seem to have any good news for the Minneapolis and St Paul duplex market this week.
- [Why Bankruptcy Won't Prevent Foreclosure](https://duplexchick.com/2010/08/26/why-bankruptcy-wont-prevent-foreclosure/) - I subscribe to a web site that tells me which duplexes in the Twin Cities are facing a Sheriff's Sale. Every now and then, I see a property...
- [Homepath Duplex Financing Requires Glasses](https://duplexchick.com/2010/09/27/homepath-duplex-financing-requires-glasses/) - If you've spent any time at all on the web researching the financing of investment property, odds are you've read Fannie Mae's Homepath program will allow investors to purchase property for as little as 10 percent down. This is good news, right? Yes and no. Because every time you read that, there should be asterisks telling you to read the fine print at the bottom of the page. The teeny, tiny print that you can't read without a magnifying glass or a great pair of cheaters.
- [MLS Now Makes It Easy To Find Tenants](https://duplexchick.com/2010/08/27/mls-now-makes-it-easy-to-find-tenants/) - Starting September 1, duplex home owners looking to lease their units will be able to list them on the Minneapolis/St Paul MLS.
- [Is The Duplex Tax Credit About To Make A Comeback?](https://duplexchick.com/2010/08/30/is-the-duplex-tax-credit-about-to-make-a-comeback/) - If you blinked over the weekend, you missed what might be the summer's biggest news in the U.S. housing market. There was actually a conversation on CNN's...
- [Minneapolis Real Estate Market Gains Weight](https://duplexchick.com/2010/08/31/minneapolis-real-estate-market-gains-weight/) - The Minneapolis real estate market is like someone who just can't stop eating. No matter how much it needs to...
- [Beware of Black Belt Craigslist Duplex Sellers](https://duplexchick.com/2010/09/02/beware-of-black-belt-craigslist-duplex-sellers/) - Every now and then I scan the list of duplexes for sale on Craigslist. As I'm familiar with most of the ones listed by Realtors and active on the MLS...
- [Why Is A Minneapolis Duplex Worth More Than A Fourplex?](https://duplexchick.com/2010/09/03/why-is-a-minneapolis-duplex-worth-more-than-a-fourplex/) - Have you ever noticed that many Minneapolis duplex sell for as much as a fourplex? Why? After all, if there are more people paying rent, shouldn't the property be worth more?
- [Minneapolis Duplexes Get Harder To Find](https://duplexchick.com/2010/09/07/minneapolis-duplexes-get-harder-to-find/) - Call me crazy, but I have a long list of buyers and, believe it or not, there's not enough good duplexes out there for them to chose from.
- [Should You Insure Minneapolis Duplex Short Sale?](https://duplexchick.com/2010/09/09/should-you-insure-minneapolis-duplex-short-sale/) - The other day a duplex owner facing a short sale confessed he didn't think he'd be able to continue to make his mortgage payment.
- [Deal Alert - U of M Duplex](https://duplexchick.com/2010/09/11/deal-alert-u-of-m-duplex/) - I added a new duplex to my "Five All-Time Favorite Duplexes" list yesterday. It probably also ranks as one of the nicest foreclosures I've ever seen. The duplex is located in the sought-after Prospect Park neighborhood in Minneapolis, meaning it's just blocks from the river walking trails and the University of Minnesota.
- [Hennepin County Offers Help To Duplex Owners Facing Foreclosure](https://duplexchick.com/2010/09/13/hennepin-county-offers-help-to-duplex-owners-facing-foreclosure/) - If you're a duplex owner facing foreclosure and aren't sure of your rights, where to find help, or the process, you can get answers at three free upcoming workshops offered by the Minnesota Home Ownership Center.
- [Minneapolis Duplex Market Something To Sing About](https://duplexchick.com/2010/09/14/minneapolis-duplex-market-something-to-sing-about/) - Mary Poppins said, "A spoonful of sugar helps the medicine go down." Since she was generally a pretty happy chick, I'll go with her advice.
- [Hidden Treasure Lurks In Shadow Inventory For Duplex Investors](https://duplexchick.com/2010/09/16/hidden-treasure-lurks-in-shadow-inventory-for-duplex-investors/) - While this is catastrophic to home and duplex owners, it also represents an unprecedented opportunity. And both seasoned and first-time investors are recognizing just that.
- [Duplex Short Sales: Where Plenty Of Time Might Not Be Enough](https://duplexchick.com/2010/09/17/duplex-short-sales-where-plenty-of-time-might-not-be-enough/) - I had a phone call today from a duplex owner in distress, wondering whether he could still do a short sale even though the sheriff's sale had already taken place.
- [Minneapolis Duplexes With Negative Cash Flow A Thing Of The Past](https://duplexchick.com/2010/09/20/minneapolis-duplexes-with-negative-cash-flow-a-thing-of-the-past/) - I was reading through some old topic threads on a real estate web site the other day and saw a Realtor comment that, "Duplexes are hard to cash flow".
- [How To Make Your Minneapolis Duplex Short Sale Go Too Fast](https://duplexchick.com/2010/09/23/how-to-make-your-minneapolis-duplex-short-sale-go-too-fast/) - If your duplex has been sold at the sheriff's sale in the state of Minnesota, you still have six months to redeem or short sale the property, right?
- [Short Sale Duplexes Require Strangers](https://duplexchick.com/2010/09/30/short-sale-duplexes-require-strangers/)
- [Minneapolis Short Sale Duplexes: Who Gets The Rent?](https://duplexchick.com/2010/10/01/minneapolis-short-sale-duplexes-who-gets-the-rent/) - I'm getting mixed reports from sellers facing duplex short sales. Many are reporting their lender hasn't requested the rent be assigned to them.
- [Why A Minneapolis Duplex Short Sale Doesn't Mean You Can't Negotiate](https://duplexchick.com/2010/10/15/why-a-minneapolis-duplex-short-sale-doesnt-mean-you-cant-negotiate/) - Short sale duplex listings typically hit the market at prices that are in keeping with the amount of time left in the redemption period.
- [Multifamily Listing Inventory Sees March Thaw](https://duplexchick.com/2024/04/10/multifamily-listing-inventory-sees-march-thaw/)
- [Minneapolis Duplex Sales Challenge Vocabulary](https://duplexchick.com/2010/09/28/minneapolis-duplex-sales-challenge-vocabulary/) - Sometimes Minneapolis duplex numbers are difficult to write about. In this market, that's from both a creative perspective and an emotional one.
- [Why Duplex Down Payments Are Like Shoe Sizes](https://duplexchick.com/2010/10/04/why-duplex-down-payments-are-like-shoe-sizes/) - I often get asked, "What's the down payment on a duplex these days?" I never have an answer. The reason is duplex down payments are like shoes:
- [Glass Half Full In Minneapolis Duplex Market](https://duplexchick.com/2010/10/05/glass-half-full-in-minneapolis-duplex-market/) - I try to be an optimist; to see the bright side of a slower duplex market. To that end, let's call the sixteen duplexes that had purchase agreements signed in the week ending September 25, 2010, the glass half full.
- [Why Your Minneapolis Duplex Home Equity Loan Is A Lot Like A Credit Card](https://duplexchick.com/2010/10/07/why-your-minneapolis-duplex-home-equity-loan-is-a-lot-like-a-credit-card/) - During real estate's boom years, many duplex and single-family homeowners tapped into their property's rapidly escalating equity through...
- [Duplex Short Sales: The Best Buys On The Market](https://duplexchick.com/2010/10/11/duplex-short-sales-the-best-buys-on-the-market/) - With all the news about duplex foreclosures, and the great deals people are getting buying foreclosed properties, what's often overlooked are...
- [Minneapolis Duplex Market A Little Sore](https://duplexchick.com/2010/10/12/minneapolis-duplex-market-a-little-sore/) - As of late, the Minneapolis duplex market seems to have tendinitis in its throwing arm. It aims in the general direction of a recovery, but never seems to find an open receiver.
- [Get Out More Than You Put In To Your Minneapolis Duplex](https://duplexchick.com/2010/10/14/get-out-more-than-you-put-in-to-your-minneapolis-duplex/) - I have a client who insists on putting granite counters in the kitchens of every duplex she buys. She argues that upgrade is why her properties stay rented.
- [How To Get Paid To Avoid A Duplex Foreclosure](https://duplexchick.com/2010/10/18/how-to-get-paid-to-avoid-a-duplex-foreclosure/) - Do you know how much the bank bid on your Minneapolis duplex at the sheriff's sale? You should, because it could make you money.
- [Minneapolis Duplex Sellers Sleep Better](https://duplexchick.com/2010/10/19/minneapolis-duplex-sellers-sleep-better/) - Wake me. I must be dreaming. Minneapolis duplex sales just went up. For the week ending October 9, 2010, 29 duplexes pended on the Twin Cities MLS.
- [Have You Increased Your Duplex Cash Flow Lately?](https://duplexchick.com/2010/10/21/have-you-increased-your-duplex-cash-flow-lately/) - Last night I spoke with a long-term duplex owner struggling to decide whether or not he should sell. His property has a positive cash flow every month, but...
- [Minneapolis Landlords Get Good News](https://duplexchick.com/2010/10/25/minneapolis-landlords-get-good-news/) - Apartment vacancy rates in the Twin Cities just dropped to a two-year low of 4.2 percent, according to GVA Marquette Advisors.
- [Qualified Real Estate Investment Agents Become Easier To Find](https://duplexchick.com/2010/10/28/qualified-real-estate-investment-agents-become-easier-to-find/) - One of the best things about turmoil in any industry is it usually results in overdue changes and innovation. The real estate market is no exception.
- [Buy Duplexes Through A Self-Directed IRA](https://duplexchick.com/2010/11/01/buy-duplexes-through-a-self-directed-ira/) - With duplex financing more difficult to get and available properties at unbelievable values, many investors are turning to self-directed...
- [Minneapolis Duplexes Run Negative Campaign](https://duplexchick.com/2010/11/02/minneapolis-duplexes-run-negative-campaign/) - I think all the Minneapolis duplex buyers were busy filling out absentee ballots the week ending October 23; because they sure weren't out buying properties. Just 18 duplexes received purchase agreements. Of those, two did not involve lenders in the negotations.
- [Let Your Minneapolis Duplex Send Your Kids To College](https://duplexchick.com/2010/11/08/let-your-minneapolis-duplex-send-your-kids-to-college/) - And by the way, while this web site may be called Duplex Chick, I can write offers on condos too.
- [Minneapolis Duplex Market Tied](https://duplexchick.com/2010/11/09/minneapolis-duplex-market-tied/) - Most of the time, that isn't necessarily a good thing. But when it comes to the Minneapolis duplex market, it's an improvement; like wearing one.
- [What Does A Real Estate Investor Look Like?](https://duplexchick.com/2010/11/11/what-does-a-real-estate-investor-look-like/) - When you think of a real estate investor what picture comes to mind? Donald Trump? Monopoly's Rich Uncle Pennybags?
- [Who Will Save The Housing Market?](https://duplexchick.com/2010/12/06/who-will-save-the-housing-market/) - Who or what's going to save the real estate market? With another tax credit increasingly unlikely, it won't be the first time home buyers.
- [Fannie Mae Plays Santa For Investment Property Owners](https://duplexchick.com/2010/12/13/fannie-mae-plays-santa-for-investment-property-owners/) - Last week Fannie Mae released a study that read like an investment property or duplex owners Christmas list.
- [Duplex Chick Wishes For Duplex Do-Over](https://duplexchick.com/2010/11/15/duplex-chick-wishes-for-duplex-do-over/) - I've been talking about endings with a lot of beginning duplex buyers lately. The reason is I see many headed for the same mistake I made; making cash flow their number one goal.
- [Minneapolis Duplex Sales Take Early Holiday](https://duplexchick.com/2010/11/16/minneapolis-duplex-sales-take-early-holiday/) - During the week ending November 6, 2010, pending Minneapolis duplex sales apparently heard Christmas music in the stores and took an early holiday; plummeting 55.8 percent from their mark during the same week last year.
- [Can You Rent Your Short Sale Duplex?](https://duplexchick.com/2010/11/18/can-you-rent-your-short-sale-duplex/) - The other night I stopped by a Minneapolis duplex to see if I could help the owner avoid the potential credit and tax consequences of foreclosure. Guess what I saw in the front yard?
- [Can You "Foreclose" On A Duplex Contract For Deed?](https://duplexchick.com/2010/11/19/can-you-foreclose-on-a-duplex-contract-for-deed/) - What do you get when you have tightened lending practices, then add a slow duplex market for traditional sellers? The re-emergence of the Contract For Deed.
- [What Happens With Every Missed Duplex Payment?](https://duplexchick.com/2010/11/22/what-happens-with-every-missed-duplex-payment/) - How many duplex payments are you behind? The answer tells me almost everything I need to know to short sale a Minneapolis duplex. While each lender has its own rhythm and schedule, there is largely a predictable pattern of what happens as property owners miss more and more payments in the state of Minnesota.
- [Minneapolis Duplex Sales Act Like The Weather](https://duplexchick.com/2010/11/23/minneapolis-duplex-sales-act-like-the-weather/) - Since the April 30 expiration of the first time home buyer's tax credit, the Minneapolis duplex market has acted like it was winter. Sales slowed. New listings slowed. And, well, now that it actually is winter, the market behavior almost appears "normal" in its behavior. Whatever that is.
- [It's The Holiday Season - Reserve Your Duplex Chick Early!](https://duplexchick.com/2010/11/29/its-the-holiday-season-reserve-your-duplex-chick-early/) - Now that it's cyber Monday, I thought I'd take the opportunity to suggest to all of you who are thinking of looking at duplexes when you head home to Minnesota over the Christmas/New Year's break to give me as much lead time as possible so I can accomodate you. As funny as it sounds, I get really booked over the holiday break.
- [Duplex Sales Are Tapioca](https://duplexchick.com/2010/11/30/duplex-sales-are-tapioca/) - The number of newly listed homes was down just 1.3 percent from the same week one year ago. And as we've seen in recent weeks, that leaves the number of active listings on the market at 9.6 percent less than were available last year. In the duplex market, just 22 properties received purchase agreements. Of these, only 18.2 percent were offered by traditional sellers. Last year, the same week saw 30 duplexes receive purchase agreements, with 30 percent of those signatures belonging to traditional sellers.
- [Who Gets The Security Deposit When A Duplex Sells?](https://duplexchick.com/2010/12/02/who-gets-the-security-deposit-when-a-duplex-sells/) - The other day a tenant asked me if the duplex owner would be refunding her damage deposit before the property sold. Shortly thereafter, a seller asked if he would need to do the same.
- [Minneapolis Housing Market Shows Its Personalities](https://duplexchick.com/2010/12/07/minneapolis-housing-market-shows-its-personalities/) - I'm going to date myself here, but do you remember "Sybil"? "Sybil" was a book/movie about a woman with 16 different personalities-- all wildly different from one another. Like the Minneapolis duplex market.
- [Duplex Owners Facing Foreclosure Learn Meaning of Fear](https://duplexchick.com/2010/12/09/duplex-owners-facing-foreclosure-learn-meaning-of-fear/) - I've heard it said that the word FEAR is an acronym for False Evidence Appearing Real. And if you're facing foreclosure, it's a helpful acronym to remember.
- [Duplex Sales Stay Upright](https://duplexchick.com/2010/12/14/duplex-sales-stay-upright/) - Sometimes the Minneapolis duplex market is a bit like walking down an icy sidewalk. You may not look gracefull or pretty while traversing it, but if you don't fall down, that's good enough. And for the week ending December 4, the real estate market didn't fall down.
- [Two Days Make The Difference In Duplex Lease Renewals](https://duplexchick.com/2010/12/16/two-days-make-the-difference-in-duplex-lease-renewals/) - Let's face it, we're all busy. And among the many challenges duplex landlords face is making sure to follow the letter of the law when it comes to giving tenants property notice for entry, lease renewal, eviction and so on. In an effort to reduce at least some paper management, many duplex owners have an automatic renewal clause in their lease which extends the terms of the contract past the expiration date of the lease.
- [Minneapolis Duplex Foreclosure Freeze Thaws](https://duplexchick.com/2011/01/03/minneapolis-duplex-foreclosure-freeze-thaws/) - It may be cold outside, but last month, Bank of America rather quietly thawed out its national duplex foreclosure freeze. What does this mean to you?
- [Duplex Market Breaks Resolutions](https://duplexchick.com/2011/01/18/duplex-market-breaks-resolutions/) - The New Year represents a fresh start to many things; weight loss goals, taxes, duplex sales... And if duplex buyers and sellers resolved to make 2011 better than 2010, they've already failed.
- [Duplex Sales Leave Realtors Looking For Something To Do](https://duplexchick.com/2011/02/01/duplex-sales-leave-realtors-looking-for-something-to-do/) - I don't know what Realtors will do with all our free time when a bank doesn't have to be involved in the negotiations in the sale of a duplex. But it looks like more and more Minneapolis agents are getting a chance to find out. For the week ending January 22, 2011, traditional sellers were responsible for 17.4 percent of the duplexes, triplexes and four unit buildings that left the market because of a signed purchase agreement.
- [10 Great Reasons To Work With A Duplex Specialist](https://duplexchick.com/2011/02/04/10-great-reasons-to-work-with-a-duplex-specialist/) - It might seem like a stretch, but Realtors are like doctors. Every doctor has a broad, basic knowledge of the human body. And yet, they aren't all qualified to perform open heart surgery. While a Realtor's job isn't necessarily a matter of life and death, when it comes to your investments and financial future, many duplex buyers and sellers ask a general practitioner to perform analysis best left to a specialist. They should think again.
- [Is Perception Reality In Duplex Sales?](https://duplexchick.com/2011/02/15/is-perception-reality-in-duplex-sales/) - Every Tuesday I try to report the cold hard facts about the Minneapolis duplex market, based on the numbers I pull from the regional multiple listing service. And while generally speaking those figures are a good measure of what's happening in small investment property real estate, they don't always paint a complete picture of the marketplace.
- [Minneapolis Investment Realtor Declares Spring](https://duplexchick.com/2011/01/31/minneapolis-investment-realtor-declares-spring/) - It's the last week of winter. Well, OK, so maybe we've got a month or three left of snow and cold temperatures. But when it comes to the Minneapolis duplex market, as of next Monday, it's spring. As in the spring housing market.
- [The Lowdown On Duplex Down Payments](https://duplexchick.com/2011/02/03/the-lowdown-on-duplex-down-payments/) - Many of you who visit this site do so with the hopes of finding out how much of a down payment you need to have to buy a duplex or investment property. And while I've talked about it before, it's probably worth revisiting.
- [How Much Is Your Duplex Worth?](https://duplexchick.com/2011/02/07/how-much-is-your-duplex-worth/) - Determining the value of a duplex before offering it for sale shares very few of the rules used to price a single family home for the market. What do they have in common? Well, first neither is worth more than the market is willing to pay. And location and condition influence value further. But that's where the similarities end.
- [Minneapolis Investment Property Sales Experience Heat Wave](https://duplexchick.com/2011/02/10/minneapolis-investment-property-sales-experience-heat-wave/) - Sometimes little improvements are everything. For example, ten degrees doesn't usually mean much. Until it's -14 degrees anyway. When the temperature climbs to -4, it feels like a heat wave. The Minneapolis duplex and small investment property market is a little like the weather. Right now it's cold. It's going to continue to be cold for a while. But we all know winter, like the housing crisis, will eventually come to an end.
- [Why An FHA Appraisal Is Not A Duplex Inspection](https://duplexchick.com/2011/02/11/why-an-fha-appraisal-is-not-a-duplex-inspection/) - It seems there's some confusion about what, exactly, an FHA appraiser does and how that differs from a home inspector. First, what is FHA? FHA is the division of the federal Department of Housing and Urban Development (HUD) that insures residential mortgages of one to four units.
- [Why Your Realtor Likes To Feel Used](https://duplexchick.com/2011/02/17/why-your-realtor-likes-to-feel-used/) - Most people think they only time they should speak with a Realtor is when it's time to buy or sell a duplex. They're wrong. They should call us often.
- [Nothing Scientific, But The Real Estate Market Is Changing](https://duplexchick.com/2011/02/18/nothing-scientific-but-the-real-estate-market-is-changing/) - I can't say this enough. The real estate market is changing.
- [Got Duplex Questions? Just Ask](https://duplexchick.com/2011/02/21/got-duplex-questions-just-ask/) - As everybody's snow bound today, I thought it would be a good time to ask what questions you'd like answered. What is it you would like to know about buying, selling or owning a duplex or investment property that you haven't been able to resolve.
- [Keller Williams Helps Duplex Owners Go Green](https://duplexchick.com/2011/02/23/keller-williams-helps-duplex-owners-go-green/) - You may have noticed that several months ago the real estate broker's logo on this page changed. This happened because I moved my real estate license to Keller Williams Realty.
- [Duplex Sales Changing Seasons](https://duplexchick.com/2011/02/24/duplex-sales-changing-seasons/) - This week's Minneapolis duplex market report is a little late, but as they say, better late than never. The good news is, the week showed signs of spring. For the week ending February 12, 2011, there were 20 duplexes, triplexes and four-unit buildings whose owners received and accepted purchase agreements.
- [How Baseball Can Teach You All You Need To Know About Duplex Investing](https://duplexchick.com/2011/02/25/how-baseball-can-teach-you-all-you-need-to-know-about-duplex-investing/) - I learned how to buy a duplex or investment property from a Minnesota Twin. Now, this has nothing to do with stealing second or grand slam. Not even metaphorically. But the best and most entertaining teacher I know when it comes to "doing the numbers" on investment property just happens to be a former catcher for the Twins.
- [Why Fannie Mae And Freddie Mac Should Be Every Real Estate Investor's Favorite Aunt And Uncle](https://duplexchick.com/2011/02/28/why-fannie-mae-and-freddie-mac-should-be-every-real-estate-investors-favorite-aunt-and-uncle/) - In recent weeks the Obama administration has released options for reducing the government's involvement in the Government Sponsored Entities Fannie Mae and Freddie Mac. On the surface, this makes sense. Fannie and Freddie have served as clearing houses for many of the country's troubled mortgages and to date, bailing them out has cost taxpayers nearly $150 billion. But guess what?
- [The Duplex Market Is Good. Maybe.](https://duplexchick.com/2011/03/01/the-duplex-market-is-good-maybe/) - Every Tuesday I tally the numbers for the Minneapolis duplex market. I don't always know what they mean. Especially this week. For example, for the week ending February 19, there were 18 purchase agreements signed on small multi family properties in the Twin Cities.
- [Why Basement Duplex Apartments Can Save You A Lot Of Money](https://duplexchick.com/2011/03/03/why-basement-duplex-apartments-can-save-you-a-lot-of-money/) - One way to add income to a duplex or a multi-family property is to add another unit. And one way to not qualify for a loan to purchase an investment property is for the previous owner to have added a unit.
- [Duplex Owners: Could You Do Me A Favor?](https://duplexchick.com/2011/03/04/duplex-owners-could-you-do-me-a-favor/) - If you're a Minneapolis duplex, triplex or apartment building owner who's behind on mortgage payments and facing foreclosure, please do me one favor. Call a qualified tax professional and pay whatever it costs to discuss your specific case with them before you let the property go back to the bank.
- [The Ten Most Common Duplex Buying Myths](https://duplexchick.com/2011/03/07/the-ten-most-common-duplex-buying-myths/) - I've had a lot of first time home buyers sit down in my office the past few months to talk about making a duplex their first home. Many of these buyers have heard myths from friends, family, or other "experts". As I don't think there are any scientific experiments Mythbusters could perform, or any duplexes they could blow up to disprove the mythology, I guess it's up to me.
- [5 Reasons Short Sale Duplexes Are Best Buys](https://duplexchick.com/2011/04/21/5-reasons-short-sale-duplexes-are-best-buys/) - A client wrote an offer last week on a Fannie Mae owned duplex in south Minneapolis. His offer was one of eight. Needless to say, his offer was well above the list price. Hugely above. And he was going to live in it and put 20 percent down.
- [Winter Duplex Dam Sure To Cause Spring Flooding](https://duplexchick.com/2010/12/17/winter-duplex-dam-sure-to-cause-spring-flooding/) - You've probably heard some lenders have put a temporary stop to duplex foreclosures while they investigate and review the potentially fraudulent practice of robo-signing the paperwork. And odds are, you think this a good thing.
- [Make Buying A Duplex A 2011 Goal](https://duplexchick.com/2010/12/20/make-buying-a-duplex-a-2011-goal/) - As the year draws to an end, many of us are busy not only preparing for the holidays, but also goal planning for our business, financial and personal lives for the coming year. Many of us have experienced financial frustration in the weeks and months of 2010. Our 401ks aren't getting the return they once did and job insecurity is everywhere.
- [Minneapolis Duplex Sales Hold Ground](https://duplexchick.com/2010/12/21/minneapolis-duplex-sales-hold-ground/) - Sometimes when you're falling down the side of a mountain, just holding ground is good. And that's exactly what the Minneapolis duplex market did the week ending December 11. For the week, 18 duplex, triplex and fourplex listings received acceptable purchase agreements; down from the 25 that did last year during the same stretch.
- [Duplex Market Packs On The Pounds](https://duplexchick.com/2010/12/28/duplex-market-packs-on-the-pounds/) - If market activity were the equivalent of Christmas cookies, the Minneapolis duplex market would have managed to not gain a bunch of weight the week before the holiday. Seventeen duplexes and small multi-family property owners received purchased agreements during the week. Of these, 17.7 percent did not involve a bank in the negotiations.
- [Facing Duplex Foreclosure? There's Always Hope](https://duplexchick.com/2010/12/30/facing-duplex-foreclosure-theres-always-hope/) - I spoke with a duplex owner facing foreclosure the other day. He's in the last three months of his redemption period and time is running out. I tried to reach him months ago to see if I could help him avoid foreclosure. I didn't hear from him. I tried again recently, and he responded.
- [One Week In Duplex Market Says It All](https://duplexchick.com/2011/01/04/one-week-in-duplex-market-says-it-all/) - Sometimes the little things in weekly Minneapolis duplex sale statistics tell the whole story. For example, the week ending December 25, 2010, a duplex by Lake of the Isles sold for $873,000.
- [How To Make Duplex Ownership Less Taxing](https://duplexchick.com/2011/01/06/how-to-make-duplex-ownership-less-taxing/) - The start of a New Year is a great time to strategize for all the ways investment property ownership can benefit your year-end tax bill. That's why CPA PamRicker of Ricker & Associates has agreed to come to my new digs at Keller Williams Edina and teach a free class on "Understanding The Tax Benefits of Rental Property Ownership".
- [Foreclosed Homeowners Looking For Places To Live](https://duplexchick.com/2011/01/07/foreclosed-homeowners-looking-for-places-to-live/) - There was some good news in the apartment sector of commercial real estate this week. According to Reis, a company that tracks performance and vacancy rates in apartment buildings, vacancies fell by .5 percent in the last quarter of 2010. The previous quarter had seen drops as well, but apparently since nobody likes to move in winter, the fourth quarter drop came as a bit of a surprise.
- [Minnesota Duplex Owners Face January Deadline](https://duplexchick.com/2011/01/10/minnesota-duplex-owners-face-january-deadline/) - It's January in Minnesota. If you're a duplex landlord, you know what that means. Time to fill out your Certificates of Rent Paid(CRPs). The state of Minnesota requires anyone who was a landlord in 2010 to fill out a CRP for the amount of time he or she owned the rental property.
- [Duplex Sales Go On Vacation](https://duplexchick.com/2011/01/12/duplex-sales-go-on-vacation/) - Minneapolis duplex sales took a break along with the rest of us over the holidays. Just ten duplexes, triplexes or four unit property sellers signed purchase agreements. That's a drop of 44.4 percent from the same week last year.
- [Shhh! The Secret Bottom Of The Duplex Market](https://duplexchick.com/2011/01/13/shhh-the-secret-bottom-of-the-duplex-market/) - I'll let you in on a little secret. If you've been waiting for the bottom of the duplex market to invest, here it comes.
- [Minneapolis Duplex Owners Lose Valuable Resource](https://duplexchick.com/2011/01/17/minneapolis-duplex-owners-lose-valuable-resource/) - One of the best resources in Minneapolis for restoring duplexes to their original charm and character queitly closed its doors last month. The ReUse Center just off of Lake Street, which sold salvaged building materials and architectural pieces, was closed by the non-profit organization that ran it; The Green Institute.
- [Free Investment Property Tax Benefit Seminar Just One Week Away!](https://duplexchick.com/2011/01/20/free-investment-property-tax-benefit-seminar-just-one-week-away/) - Don't forget to call or email your reservation for the free seminar, "Understanding The Tax Benefits of Rental Property Ownership", Thursday, January 27, at 6:30 pm. If you're just considering buying investment property, the start of the year is a great time to strategize for all the ways investment property ownership can benefit your year-end tax bill. And if you're a seasoned veteran, planning your year in advance can help you save hundreds if not thousands of dollars.
- [The Benefits Of Duplex Ownership: Principal Reduction](https://duplexchick.com/2011/01/21/the-benefits-of-duplex-ownership-principal-reduction/) - When I ask the general public what the benefits of owning a duplex or investment property might be, most immediately come back with the term "cash flow". While that is certainly one of the reasons to own investment property, there are several others that are often overlooked, including: principal payoff, tax savings and appreciation.
- [Duplex Owners Can Let The Meter Run](https://duplexchick.com/2011/01/24/duplex-owners-can-let-the-meter-run/) - There are two types of duplexes; those where the tenants pay the utilities and those where the landlord does. And because two comparable properties cash flow differently because of the expenses, each, of course, has a different value.
- [Traditional Duplex Sellers Gain Market Share](https://duplexchick.com/2011/01/25/traditional-duplex-sellers-gain-market-share/) - Traditional Minneapolis duplex sellers must have realized last fall's temporary foreclosure freeze granted them a window of opportunity, because for the week ending January 15, 2011, they were responsible for 57.14% of the duplex market's new inventory. In the same week one year ago, they contributed just 33.3 percent of the new listings.
- [What Are The Tax Benefits Of Investment Property?](https://duplexchick.com/2011/01/27/what-are-the-tax-benefits-of-investment-property/) - Don't forget tonight's free seminar detailing all of the tax advantages of rental property ownership. CPA Pam Rickert will show those considering buying their first real estate investment property how doing so can save you hundreds, even thousands of dollars on your taxes.
- [Duplex Investors Required To 1099 Starbucks](https://duplexchick.com/2011/01/28/duplex-investors-required-to-1099-starbucks/) - Hidden in the text of last year's health care bill was a small section that had nothing to do with health care and everything to do with owning duplexes. Starting in 2012, investment property and other small business owners will be required to 1099 for all payments made to vendors they spend more than $600 a year with.
- [Why The Duplex Market Is Like A Bad Relationship](https://duplexchick.com/2011/03/08/why-the-duplex-market-is-like-a-bad-relationship/) - The Minneapolis duplex market reminds me of dating someone who plays "Come here, go away". We've all dated someone like that. Haven't we? One minute you feel on top of the world. The next you're wondering what you did wrong. Kind of like duplex, triplex and four unit sales in the Twin Cities for the week ending February 26.
- [What Kind of Duplex Investor Are You?](https://duplexchick.com/2011/03/10/what-kind-of-duplex-investor-are-you/) - While it's not a company requirement, I've been reading the book The Millionaire Real Estate Investor by Keller Williams Realty's co-founder, Gary Keller. The other day, something really jumped out at me. The book states that there are four different kinds of real estate investors.
- [Why It's A Great Time To Sell Your Minneapolis Duplex](https://duplexchick.com/2011/03/11/why-its-a-great-time-to-sell-your-minneapolis-duplex/) - I need Minneapolis and St Paul duplex sellers. Now. I know you've heard it's a buyer's market, which, on some levels, is true. However, if you're a buyer, especially, if you'd like to owner occupy, it seems like a sellers market. There just isn't a lot out there to choose from.
- [Why The Tax Assessor Doesn't Determine Duplex Value](https://duplexchick.com/2011/03/14/why-the-tax-assessor-doesnt-determine-duplex-value/) - I've said it before and I'll say it again. The market value of your Minneapolis duplex on your property tax statement is not actually what your duplex is worth. It's what it was worth two years ago.
- [Lack Of Tax Credit Slows Duplex Sales](https://duplexchick.com/2011/03/15/lack-of-tax-credit-slows-duplex-sales/) - I guess we can blame the absence of the first time home buyer tax credit for everything. Duplex sales for the week ending March 5 in Minneapolis and St Paul were down 25.9 percent from the same week last year.
- [Why Carleton Sheets Is Wrong About Buying A Duplex At A Sheriff's Sale](https://duplexchick.com/2011/03/16/why-carleton-sheets-is-wrong-about-buying-a-duplex-at-a-sheriffs-sale/) - I'm a big fan of Carleton Sheets. In fact, it's because of his late night infomercial that I first became interested in investing in real estate. He's creative. He thinks outside the box. He inspires people to dream. He's well-spoken... But he's flat wrong about some things; especially buying duplexes at the sheriff's sale in Minnesota.
- [Minneapolis Duplex Investment Property Seminar Tonight](https://duplexchick.com/2011/03/17/minneapolis-duplex-investment-property-seminar-tonight/) - Just a reminder; the Tom Lundstedt investment property seminar is tonight at 6:30 at the Westin Hotel in Edina. Thanks to event sponsor Keller Williams Realty, admission is absolutely free. Lundstedt taught me how to do investment property analysis. This is the stuff that tells you whether an investment property of any kind, whether it's a single family home, duplex, apartment building, strip mall or office building is a good investment.
- [Why A Duplex Realtor Is Free- 60 Percent Of The Time](https://duplexchick.com/2011/03/18/why-a-duplex-realtor-is-free-60-percent-of-the-time/) - A lot of people are afraid to speak with a Realtor when they're thinking of buying or selling a Minneapolis duplex because they'll "have to pay them". The irony is, a great deal of the time, agent representation is absolutely free. When a seller and her Realtor decide to "list" a duplex for sale, what they're referring to is putting it on the Multiple Listing Service or MLS.
- [Let Fannie Mae Help You Become A Real Estate Investor](https://duplexchick.com/2011/03/21/let-fannie-mae-help-you-become-a-real-estate-investor/) - The other day I read a post by a Realtor in the advice section on a popular real estate site stating that FHA financing was not available for Minneapolis duplexes or any other kind of multi-family property. I was appalled by the ignorance. FHA insured mortgages are available for owner-occupied properties of up to four units. In other words, duplexes, triplexes, or fourplexes all may be purchased with as little as 3.5 percent down.
- [Duplex Sales Remind Us Why They're Different](https://duplexchick.com/2011/03/22/duplex-sales-remind-us-why-theyre-different/) - This week's market statistics for Minneapolis duplex sales go a long way toward demonstrating what's different about duplexes than other kinds of investment properties. What is that? Owner occupants.
- [How Duplex Owners Facing Foreclosure Can Get Cash In Their Wallet](https://duplexchick.com/2011/03/23/how-duplex-owners-facing-foreclosure-can-get-cash-in-their-wallet/) - I wish every Minneapolis and St Paul duplex or investment property owner who's behind on their mortgage knew this one thing: the amount the bank bids at the sheriff's sale is the amount they want to redeem the property
- [What's A Good Return On A Minneapolis Duplex?](https://duplexchick.com/2011/03/24/whats-a-good-return-on-a-minneapolis-duplex/) - In the past week, I've had two things happen more than twice in my corner of the investment property market. I've had three prospective sellers who either owned their duplexe free and clear or were very close to doing so say they would rather stay put with their properties than move into another with a higher return on investment. My prospective duplex sellers were content with a 5 percent cash-on-cash return on the buildings they owned.
- [How To Compare Duplex Apples And Oranges](https://duplexchick.com/2011/03/28/how-to-compare-duplex-apples-and-oranges/) - If you're considering buying an investment duplex in Minneapolis or anyplace else, which is the best measure to determine whether or not it cash flows? The cap rate? The gross rent multiplier? Or the one percent rule? Remember, these measures are nothing more than first glance ways of turning apples and oranges into bananas and comparing the ripeness of each.
- [Minneapolis Duplex Sales In Exciting Photo Finish!](https://duplexchick.com/2011/03/29/minneapolis-duplex-sales-in-exciting-photo-finish/) - The Kentucky Derby is still a month away, but the Minneapolis duplex market is acting as if it's running in a qualifying. For the week ending March 19, the duplex and small multi-family market finished in a virtual dead heat with the same week one year ago.
- [Short Sales Help Ease Duplex Investor Taxes](https://duplexchick.com/2011/03/30/short-sales-help-ease-duplex-investor-taxes/) - The Minneapolis duplex market still has many owners facing foreclosure. I do everything I can to track down as many of these property owners as possible so I can help them explore alternatives to losing the property through foreclosure.
- [How To Scrub Duplex Vacancies](https://duplexchick.com/2011/03/31/how-to-scrub-duplex-vacancies/) - One of the biggest mistakes I see new Minneapolis duplex investors make over and over again is that of over-improving a property. What do I mean?
- [How Selling A Duplex Contract For Deed Makes You Money](https://duplexchick.com/2011/04/01/how-selling-a-duplex-contract-for-deed-makes-you-money/) - If you're upside down in your Minneapolis duplex, it might be worth considering owner financing through a contract for deed as a way to recoup some of your losses. How so? If you purchased your property or refinanced during a period of low interest rates, you may be able to recapture some of your loss by charging a buyer more in interest than you're presently paying.
- [Why Duplex Sellers Need A License](https://duplexchick.com/2011/04/06/why-duplex-sellers-need-a-license/) - In the last week, I've had two clients write offers duplexes owned by traditional sellers. In both cases, the sellers had owned the properties for a considerable length of time. In neither case, however, did we see any evidence of a rental license. Why is this important? Because it cost my clients as much as $1000.
- [Minneapolis Duplex Listings Proove Duplex Chick Isn't Crazy](https://duplexchick.com/2011/05/17/minneapolis-duplex-listings-proove-duplex-chick-isnt-crazy/) - In the last week, I've been calling traditional Minneapolis and St Paul duplex sellers -- you remember them, they're the people with equity in their properties, and asking if they were interested in selling. In light of the media headlines about a down real estate market, many of them have laughed and implied I was nuts. That was until I explained there's very little active inventory on the market for duplex investors to choose from.
- [Why Bigger May Not Be Better When It Comes To Selling Your Minneapolis Duplex](https://duplexchick.com/2011/04/04/why-bigger-may-not-be-better-when-it-comes-to-selling-your-minneapolis-duplex/) - I was surprised over the weekend when an experienced investor wanted to make an offer on a Minneapolis duplex based on the average price per square foot of comparable duplex sales in the neighborhood.
- [Minneapolis Duplexes Make Like Waldo](https://duplexchick.com/2011/04/05/minneapolis-duplexes-make-like-waldo/) - OK, where are all the Twin Cities duplexes that should be getting bought and sold? Maybe they're hiding with Waldo.
- [Duplex Buyers Keep It Local](https://duplexchick.com/2011/04/07/duplex-buyers-keep-it-local/) - On June 27, Minneapolis duplex shopping is coming to a neighborhood near you.
- [Duplex Owners Check Into Rehab](https://duplexchick.com/2011/04/08/duplex-owners-check-into-rehab/) - If your Minneapolis duplex needs rehab, and Hazleden isn't what you had in mind, you may want to explore a Rental Rehabilitation Loan from the Minnesota Housing Finance Agency.
- [Beware Of Duplex Dream Killers](https://duplexchick.com/2011/04/11/beware-of-duplex-dream-killers/) - How much do you need for a down payment if you plan to owner occupy a duplex? Three and a half percent.
- [Minneapolis Duplex Sales Answers Questions](https://duplexchick.com/2011/04/12/minneapolis-duplex-sales-answers-questions/) - If you have any doubt whether the bank moratorium on duplex foreclosures or the first time home buyer tax credits had an impact on the amount of new inventory coming on the Minneapolis market, let me make you a believer.
- [Why Hallmark Should Create A Card For Duplex Owners](https://duplexchick.com/2011/04/13/why-hallmark-should-create-a-card-for-duplex-owners/) - It's tax time, which, if you're a Minneapolis duplex owner, is like Mother's Day; a great time to remember all the wonderful things your investment property has done for you.
- [The Answers To Your Duplex Questions Are Here](https://duplexchick.com/2011/04/14/the-answers-to-your-duplex-questions-are-here/) - Like most people who blog or have web sites, I track the daily number of visitors to my Duplex Chick web site.
- [Foreclosure Decline Deceptive](https://duplexchick.com/2011/04/18/foreclosure-decline-deceptive/) - Last week it was reported Minnesota experienced an 18.1 percent decline in single family, duplex and multi-family in foreclosures and related activity in the first quarter of 2011, when compared to the same three months in 2010.
- [Minneapolis Duplex Sellers Have Hoarding Problem](https://duplexchick.com/2011/04/19/minneapolis-duplex-sellers-have-hoarding-problem/) - Apparently, Minneapolis and St Paul duplex owners have some deep emotional ties to their investment properties, because they're not putting them on the market.
- [Did Your Minneapolis Duplex Start As A Kit?](https://duplexchick.com/2011/04/20/did-your-minneapolis-duplex-start-as-a-kit/) - Have you ever noticed that a lot of Minneapolis and St Paul duplexes look a lot alike? Drive down Grand Avenue; either in Minneapolis or St Paul and you'll see them; up/down duplexes with a living room, archway to dining room with a built-in buffet, two bedrooms, with a bathroom in the middle, average to mid-sized kitchen and sometimes, a third bedroom in the back.
- [Stop By And See A Rare Minneapolis Mid-Century Modern Duplex!](https://duplexchick.com/2011/04/22/stop-by-and-see-a-rare-minneapolis-mid-century-modern-duplex/) - When's the last time you saw a mid-century modern duplex...in Minneapolis? Until yesterday, my answer was "never".
- [Minneapolis Duplex Sales A Matter Of Perception](https://duplexchick.com/2011/04/26/minneapolis-duplex-sales-a-matter-of-perception/) - Four doesn't seem like a lot of Minneapolis duplexes, triplexes or small multi-family properties, does it? ut that's exactly how much pended sales...
- [Minneapolis Duplex Market Makes Its Own News](https://duplexchick.com/2011/05/03/minneapolis-duplex-market-makes-its-own-news/) - For the week ending April 23, 2011, there was some good news in the Twin Cities duplex market, some not so good news, and some information that was, well...
- [Happy Minneapolis Duplex Investors Find Loans](https://duplexchick.com/2011/04/25/happy-minneapolis-duplex-investors-find-loans/) - A while back, you might have heard investors could obtain financing for as many as 10 duplexes, triplexes or small-multi family properties; a number that included the investor's personal home and vacation property.
- [Why Jake Locker Should Buy A Minneapolis Duplex](https://duplexchick.com/2011/04/27/why-jake-locker-should-buy-a-minneapolis-duplex/) - According to Sports Illustrated, within two years of the eventual end of their professional football careers, 78 percent of them will have gone bankrupt. Why?
- [The Minneapolis Duplex Behind Curtain Number 3](https://duplexchick.com/2011/04/29/the-minneapolis-duplex-behind-curtain-number-3/) - The other day I got a call from someone on the west coast who wanted to buy one of my duplex listings. Why would he want to invest in Minneapolis duplex?
- [Did Your Duplex Come From Sears?](https://duplexchick.com/2011/05/04/did-your-duplex-come-from-sears/) - Today's post is courtesy of Rosemary Thornton, who is universally regarded as the nation's expert on Sears Homes and kit houses.
- [A Grammar Lesson For Duplex Owners](https://duplexchick.com/2011/05/05/a-grammar-lesson-for-duplex-owners/) - Maybe it's just Minnesota duplex buyers, sellers and owners who need help with this, but after hearing a Minneapolis attorney speak yesterday, I realized everybody might need a refresher.
- [Do Duplexes Appreciate?](https://duplexchick.com/2011/05/06/do-duplexes-appreciate/) - While I don't discuss it often, one of the best things about investing in a duplex vs a larger multi-family property is the fact that duplexes tend to have a more rapid rate of appreciation.
- [Minneapolis Buyers Face Duplex Shortage](https://duplexchick.com/2011/05/09/minneapolis-buyers-face-duplex-shortage/) - It's hard to believe, but there's a shortage of duplexes in some areas of the Minneapolis and St Paul markets. That's exactly the opposite of what you've been told by other Realtors, as wells as the local and national media.
- [Minneapolis Duplex Sales Reflect Tax Credit](https://duplexchick.com/2011/05/10/minneapolis-duplex-sales-reflect-tax-credit/) - There were fewer Minneapolis and St Paul duplex, triplex and four unit apartment building sales for the week ending April 30, 2011.
- [Minnesota Duplex Owners Get Lifeline From Fannie Mae](https://duplexchick.com/2011/05/11/minnesota-duplex-owners-get-lifeline-from-fannie-mae/) - If you are a duplex owner in Minneapolis, St Paul, or anywhere else in Minnesota, and are struggling to make payments or facing foreclosure, there is a wonderful new resource available to you through the Minnesota Home Ownership Center (MNHOC).
- [Help Keller Williams Celebrate Mo's Birthday](https://duplexchick.com/2011/05/12/help-keller-williams-celebrate-mos-birthday/) - Today is Red Day. What is Red Day? It's a day when every Keller Williams Realty International office in the United States and Canada does a day of community service.
- [Do Too Many Realtors Spoil Your Minneapolis Duplex Investing?](https://duplexchick.com/2011/05/13/do-too-many-realtors-spoil-your-minneapolis-duplex-investing/) - The other day a prospective duplex investor told me he only wanted to work with the listing agent for any property he purchased. His reason?
- [Why A Duplex Foreclosure Can Haunt You For 26 Years](https://duplexchick.com/2011/05/16/why-a-duplex-foreclosure-can-haunt-you-for-26-years/) - One of the biggest fears any of us face in life is fear of the unknown. I see it almost every day in myself, as well as the Minneapolis duplex owners, sellers and buyers I work with.
- [Minneapolis Duplex Foreclosures Slow](https://duplexchick.com/2011/05/18/minneapolis-duplex-foreclosures-slow/) - Last week you may have heard that duplex and single family home activity nationwide was at a 40 month low. This would explain why there are so few duplexes on the Minneapolis/St Paul market to buy.
- [Duplex Buyers Should Increase Savings](https://duplexchick.com/2011/05/19/duplex-buyers-should-increase-savings/) - Sometimes, federal banking regulators have some really bad ideas. Like the one they're considering now; requiring a minimum down payment of 20 percent for any kind of duplex or home loan.
- [Where Did I Leave My Minneapolis Duplex Vacancy Rates?](https://duplexchick.com/2011/05/20/where-did-i-leave-my-minneapolis-duplex-vacancy-rates/) - The commercial real estate brokerage Marchus & Millichap recently reported that according to their research, overall duplex and multi-family vacancy rates will fall below 3%
- [What Is Your Ideal Duplex Cash On Cash Return?](https://duplexchick.com/2011/06/08/what-is-your-ideal-duplex-cash-on-cash-return/) - One of the questions I ask Minneapolis duplex investors most often is "What kind of cash on cash return would you like when you buy a duplex?"
- [Duplex Foreclosure Data Looks Good: Or Does It?](https://duplexchick.com/2011/06/16/duplex-foreclosure-data-looks-good-or-does-it/) - If we're looking for signs the Minneapolis duplex and housing markets are getting better, today's Realty Trac report gave us the definitive yes and no answer.
- [How To Fill A Vacant Duplex](https://duplexchick.com/2011/07/14/how-to-fill-a-vacant-duplex/) - My Duplex Chick duplex "for sale" signs occaisionally do interesting things. Like attract buyers. And tenants.
- [Minneapolis Duplex Sales Offer More Of The Same](https://duplexchick.com/2011/05/24/minneapolis-duplex-sales-offer-more-of-the-same/) - The number of new listings was up 7.7 percent, with numbers more in keeping with historical norms. However, the total amount of inventory on the market is...
- [Minneapolis Duplex Owners: Tell Your Tenants About Insurance](https://duplexchick.com/2011/05/25/minneapolis-duplex-owners-tell-your-tenants-about-insurance/) - The recent tornadoes in Kansas, Oklahoma and north Minneapolis reminded me of how important it is that duplex owners encourage their tenants to get renter's insurance.
- [Duplex Mortgage Defaulters Might Be Worth The Risk](https://duplexchick.com/2011/05/26/duplex-mortgage-defaulters-might-be-worth-the-risk/) - I saw an article in USA Today yesterday I thought might be of interest to Minneapolis duplex and single family homeowners...
- [Why Duplexes Are Like Clothes On The Clearance Rack](https://duplexchick.com/2011/05/27/why-duplexes-are-like-clothes-on-the-clearance-rack/) - We've all heard about the great deal a neighbor allegedly got when he bought a Minneapolis duplex for half of what it was listed on the MLS for.
- [Minneapolis Duplex Sales Beat Housing Market](https://duplexchick.com/2011/05/31/minneapolis-duplex-sales-beat-housing-market/) - If you've been thinking of selling your Minneapolis or St Paul duplex, it is a good time to sell; especially if your property would be a good fit.
- [Help Duplex Chick Celebrate Grand Opening](https://duplexchick.com/2011/06/01/help-duplex-chick-celebrate-grand-opening/) - If you're a Minneapolis or St Paul duplex buyer, seller or simply a reader of Duplexchick.com, please feel free to stop by7401 Metro Blvd, Suite 350, in Edina to...
- [How Will We Know We're At The Bottom Of The Duplex Market?](https://duplexchick.com/2011/06/02/how-will-we-know-were-at-the-bottom-of-the-duplex-market/) - ...your tenants will have bought you a duplex and supplemented your income for years; regardless of what the real estate market did or didn't do.
- [How Long Will It Take For Your Duplex Home To Be Worth What You Paid?](https://duplexchick.com/2011/06/03/how-long-will-it-take-for-your-duplex-home-to-be-worth-what-you-paid/) - When I visit with Minneapolis duplex home sellers these days, one of the most common phrases I hear is, "We're going to wait to sell until the duplex market comes back".
- [Minneapolis Duplex Sales Require Double Take](https://duplexchick.com/2011/06/07/minneapolis-duplex-sales-require-double-take/) - Clean your glasses and wipe your computer monitor, because you're not going to believe your eyes when you read the news about the Minneapolis and St Paul duplex market.
- [Is Your Duplex Manager On The Most Wanted List?](https://duplexchick.com/2011/06/09/is-your-duplex-manager-on-the-most-wanted-list/) - If you're a duplex or investment property owner who's in the market for a property manager or staff member, what's the one thing you must do before you hire them?
- [Straight Talk About Minneapolis Duplex Values](https://duplexchick.com/2011/06/13/straight-talk-about-minneapolis-duplex-values/) - Let me be blunt. The girlfriend who dumped you in college isn't coming back. And your duplex is not worth what you paid for it in 2000-2006.
- [Minneapolis Duplex Sales Cheap But Not Free](https://duplexchick.com/2011/06/14/minneapolis-duplex-sales-cheap-but-not-free/) - Sometimes life has a funny way of getting in the way of blogging. But hey, you get what you pay for, and seeing how I put this out there for FREE....
- [Duplex Chick Looking For Sellers Afraid Of Commitment](https://duplexchick.com/2011/06/15/duplex-chick-looking-for-sellers-afraid-of-commitment/) - If you're a duplex owner who's thinking of selling, but aren't quite ready for the commitment, consider the possibilities simply signing a one-time...
- [How To Help Your Duplex Sell: Even In A "Bad" Market](https://duplexchick.com/2011/06/17/how-to-help-your-duplex-sell-even-in-a-bad-market/) - The other day, I saw a duplex where about 15 quarts of motor oil had been sprayed on the walls and floors. For the record, that is not a great way to...
- [Beware Of The Bad Duplex Landlord List](https://duplexchick.com/2011/06/20/beware-of-the-bad-duplex-landlord-list/) - If you don't take care of your Minneapolis duplex, not only are you losing maximum rental income and equity in the property, but you also run the risk of...
- [Search For Duplex Sellers Continues](https://duplexchick.com/2011/06/28/search-for-duplex-sellers-continues/) - If last week's traditional Minneapolis and St Paul duplex sellers were lost, for the week ending June 18, 2011, they were Amelia Earhart.
- [Distressed Minneapolis Duplex Owners Find Help](https://duplexchick.com/2011/07/06/distressed-minneapolis-duplex-owners-find-help/) - If you're a duplex owner occupant and at least three months behind on your mortgage payments due to becoming unemployed, under-employed, or...
- [Minneapolis Duplex Sellers Missing](https://duplexchick.com/2011/06/21/minneapolis-duplex-sellers-missing/) - Where are the traditional Minneapolis and St Paul duplex sellers? You remember them, right? They're the ones who don't have to get a bank's permission to sell.
- [Why Minneapolis Duplex Owners Love A Bad Real Estate Market](https://duplexchick.com/2011/06/22/why-minneapolis-duplex-owners-love-a-bad-real-estate-market/) - In recent months you may have heard that both the cities of Minneapolis and St Paul are experiencing historically low rental vacancy rates. As in below 3%.
- [What Is Market Rent On Your Duplex?](https://duplexchick.com/2011/06/23/what-is-market-rent-on-your-duplex/) - If it's a great idea to keep your duplex rented for as close to market rents as possible, how do you determine what that amount is anyway
- [Distressed Duplex Owners Can Share Secret](https://duplexchick.com/2011/06/24/distressed-duplex-owners-can-share-secret/) - Not long ago I spoke with a duplex owner who was upset I'd spoken with his tenants in order to reach him. The duplex owner was facing foreclosure.
- [Apartment Sector Has Good News For Minneapolis Duplex Owners](https://duplexchick.com/2011/06/29/apartment-sector-has-good-news-for-minneapolis-duplex-owners/) - The research firm Marquette Advisors reporting the vacancy rate for Minneapolis and St Paul duplexes and apartments dropped from 6.1 percent in...
- [Why I Won't Show You A Duplex When You Call](https://duplexchick.com/2011/06/30/why-i-wont-show-you-a-duplex-when-you-call/) - If you're thinking of buying a duplex now or sometime in the future, please be prepared to come in to my office, or before you go look at the property.
- [Fannie Mae Gives Duplex Investors Independence](https://duplexchick.com/2011/07/01/fannie-mae-gives-duplex-investors-independence/) - Fannie Mae gave Minneapolis duplex investors an early holiday gift yesterday when it announced a change in guidelines to now allow cash-out refinancing.
- [Minneapolis Duplex Market Ready For Ripley's](https://duplexchick.com/2011/07/05/minneapolis-duplex-market-ready-for-ripleys/) - While the world's smallest man didn't buy or sell a Minneapolis or St Paul duplex the week ending June 25,2011, the market was, nonetheless...
- [Blame Ricky Rubio For Your Minneapolis Duplex Property Taxes](https://duplexchick.com/2011/07/07/blame-ricky-rubio-for-your-minneapolis-duplex-property-taxes/) - I'm looking forward to seeing Ricky Rubio play for the Minnesota Timberwolves. Even though he's partially responsible for the high duplex property taxes.
- [Why Your Realtor Won't "Just Try" Selling Your Minneapolis Duplex](https://duplexchick.com/2011/07/08/why-your-realtor-wont-just-try-selling-your-minneapolis-duplex/) - The other day a prospective duplex seller suggested we just throw his property on the market at the price he "needs" to see if someone will make him an offer.
- [6 Reasons To Buy A Minneapolis Duplex Instead Of A Single Family Home](https://duplexchick.com/2011/07/11/6-reasons-to-buy-a-minneapolis-duplex-instead-of-a-single-family-home/) - People who are thinking about buying a duplex often ask me what the advantages of occupying investment property are over living in a single family home. I can think of dozens. But it's Monday. We all should get some work done.
- [Minneapolis Duplex Sales A Real Downer](https://duplexchick.com/2011/07/12/minneapolis-duplex-sales-a-real-downer/) - Remember the Saturday Night Live character Debbie Downer who, no matter what anyone said, parlayed the conversation into bad news or negative information?
- [How Congress Could Stop You From Buying A Duplex](https://duplexchick.com/2011/07/13/how-congress-could-stop-you-from-buying-a-duplex/) - What does the end of the federal government's fiscal year have to do with buying a duplex? Your ability to get a loan
- [Duplex Chick Gets A Facelift](https://duplexchick.com/2011/07/15/duplex-chick-gets-a-facelift/) - You may have noticed things look a little different around here. Well, at least if you go to my home page at www.duplexchick.com, they do.
- [What Not To Do With Your Duplex's Positive Cash Flow](https://duplexchick.com/2011/07/18/what-not-to-do-with-your-duplexs-positive-cash-flow/) - Yippee! Now that you have positive cash flow from your Minneapolis duplex, you can take that long overdue trip to Hawaii, right? Not yet.
- [How Good Manners Can Get You A Great Deal On A Minneapolis Duplex](https://duplexchick.com/2011/07/20/how-good-manners-can-get-you-a-great-deal-on-a-minneapolis-duplex/) - At the risk of repeating myself, if you have asked me to find you "a great deal on a duplex" and I call, or the Realtor you're working with calls, please...
- [Duplex Construction Bill Stalls In Minnesota House](https://duplexchick.com/2024/04/05/duplex-construction-bill-stalls-in-minnesota-house/) - A bill in the Minnesota State House that would have ended single-family zoning across the state will not move forward this year. The proposal would have...
- [Why Duplex Short Sale Lowball Offers Get Rejected](https://duplexchick.com/2011/08/15/why-duplex-short-sale-lowball-offers-get-rejected/) - Some of the best duplex deals out there are short sales. Not only are they often in better shape than the foreclosures, but there tends to be a better selection of duplexes to choose from.
- [Why You Need A Math Wiz When You Buy A Duplex](https://duplexchick.com/2011/08/12/why-you-need-a-math-wiz-when-you-buy-a-duplex/) - For a liberal arts major, I sure do a lot of math. Duplex math. Investment property math. I've gotten pretty good at it.
- [What Foreclosure Statistics Mean To Duplex Owners](https://duplexchick.com/2011/08/11/what-foreclosure-statistics-mean-to-duplex-owners/) - Whether you're an investment property owner or prospective duplex buyer, when you read or hear RealtyTrac Vice President Rick Sharga [youtube]http://www.youtube.com/watch?v=SLFLc-SAM24[/youtube] share their monthly foreclosure statistics, you should mentally respond with the following thought... "And all of those people will need to rent."
- [Let Microsoft Rehab Your Duplex](https://duplexchick.com/2011/08/10/let-microsoft-rehab-your-duplex/) - I saw a really easy duplex rehab opportunity yesterday. And it wouldn't require a hammer, nails, or even a mop. In fact, it could be rehabbed using Microsoft Word.
- [Minneapolis Duplex Sellers Do Happy Dance](https://duplexchick.com/2011/08/09/minneapolis-duplex-sellers-do-happy-dance/) - St Paul duplex sellers who don't need to ask a bank if it's ok to sell their property are BACK! Well, at least for the week ending July 30, they were. Traditional sellers, who owed the bank less than what their St Paul duplex was worth, staked a claim on 50 percent of the pended sales last week.
- [I've Got A Secret: My Duplex Is For Sale](https://duplexchick.com/2011/08/08/ive-got-a-secret-my-duplex-is-for-sale/) - If you're a duplex owner who is considering selling, but are not quite ready to jump in with both feet, you might want to explore doing what's known as a "Quiet Listing".
- [11 Reasons Duplexes Are Better Investments Than The Stock Market](https://duplexchick.com/2011/08/05/11-reasons-duplexes-are-better-investments-than-the-stock-market/)
- [Thinking of Selling? Get Your Duplex Tenants To Agree To Move Out](https://duplexchick.com/2011/08/04/thinking-of-selling-get-your-duplex-tenants-to-agree-to-move-out/) - A number of duplex sellers have recently asked whether or not they should renew their leases with tenants if they are considering selling. After all, what if a buyer wants to live in one of the units?
- [Why You Shouldn't Pay To Get A Duplex Mortgage Modified](https://duplexchick.com/2011/08/03/why-you-shouldnt-pay-to-get-a-duplex-mortgage-modified/) - If you're a duplex owner considering exploring a loan modification, be extremely cautious of companies who offer to help in exchange for a fee.
- [Duplex Market Will Drive Ya Nuts](https://duplexchick.com/2011/08/02/duplex-market-will-drive-ya-nuts/) - The Minneapolis duplex market reminds me of a puzzle my family had when I was growing up. Called Drive Ya Nuts, it consisted of 7 nuts. The object of it was to line all of the numbers up on each nut so that they matched the numbers on the nuts next to them.
- [5 Reasons Why You Lost Out On That Minneapolis Duplex](https://duplexchick.com/2011/07/29/5-reasons-why-you-lost-out-on-that-minneapolis-duplex/) - I know it's hard to believe in light of what the media's been saying, but my duplex buyers and are actually running into multiple offer situations in the investment property market. What kind of properties are we seeing bidding wars on?
- [Duplex Owners Prepare For Winter](https://duplexchick.com/2011/07/28/duplex-owners-prepare-for-winter/) - One topic duplex buyers and I have been talking about lately is the seasonality of rental property.
- [There's More To The Minneapolis Duplex Story Than The Headline](https://duplexchick.com/2011/07/27/theres-more-to-the-minneapolis-duplex-story-than-the-headline/) - You may have heard of this thing called the Standard & Poor's Case-Shiller index. The media would have you believe it's the nation's most important source.
- [Minneapolis Duplex Market Looks Younger](https://duplexchick.com/2011/07/26/minneapolis-duplex-market-looks-younger/) - If the Minneapolis duplex market were a person, I'd suspect it either had some Botox injections or a face lift. In other words, there's something different about it; it looks better somehow, but I can't quite put my figure out why. And I probably won't be able to until it's gone all Joan Rivers on me.
- [Why The Default Should Make You Buy A Minneapolis Duplex](https://duplexchick.com/2011/07/25/why-the-default-should-make-you-buy-a-minneapolis-duplex/) - Sometimes all the political noise about a US default is easy to tune out. But have you ever stopped to wonder how it might impact you as a duplex buyer? One of the fears economists have about a default is the impact it would have on interest rates. As the U.S. is already projected to spend $1.5 trillion more than it takes in, our nation would be forced to borrow money to cover the deficit at higher interest rates than before
- [DuplexChick.com Now Offers Guide's To Buying And Selling](https://duplexchick.com/2011/07/21/duplexchick-com-now-offers-guides-to-buying-and-selling/) - If you're thinking of buying or selling a duplex now or sometime in the future, you may want to click on the "Home" tab for DuplexChick.com
- [Minneapolis Duplex Sales Go Up North](https://duplexchick.com/2011/07/19/minneapolis-duplex-sales-go-up-north/) - The Twin Cities duplex market took an extended holiday over the week of the 4th, with most buyers apparently choosing to stay "up north" at the cabin for the week instead of purchase property.
- [Why It's Now Cheaper To Buy A Duplex Than Rent One](https://duplexchick.com/2011/08/17/why-its-now-cheaper-to-buy-a-duplex-than-rent-one/) - With the slide of real estate values over the last five years and declining vacancy rates, it is now cheaper to buy a duplex than rent one in most U.S. cities. According to our friends over at the real estate web site Trulia, in 74 percent of the country's 50 biggest cities, buying a duplex or home was cheaper than renting.
- [Are Minneapolis Duplexes About To Get More Expensive?](https://duplexchick.com/2011/09/08/are-minneapolis-duplexes-about-to-get-more-expensive/)
- [Minneapolis Duplex Sales Trends Continue](https://duplexchick.com/2011/08/16/minneapolis-duplex-sales-trends-continue/) - For the week ending August 6, 2011, the trends we've seen for most of the summer in Minneapolis duplex sales continued.
- [Why Buying A Duplex Is Like Senior Photos](https://duplexchick.com/2011/08/18/why-buying-a-duplex-is-like-senior-photos/) - Buying a duplex can be a lot like having your senior photos taken in high school. Selecting the right outfit and photographer is a bit like getting pre-qualified for a loan and selecting a Realtor.
- [Why I Love Buying At Duplex Estate Sales](https://duplexchick.com/2011/08/22/why-i-love-buying-at-duplex-estate-sales/) - I love duplex estate sales. Not the kind where there's a bunch of stuff displayed in the driveway and if you're lucky, you'll find something you can buy for a dollar and score big with later on Antiques Roadshow.
- [Minneapolis Duplex Sales Need A Kardashian](https://duplexchick.com/2011/08/23/minneapolis-duplex-sales-need-a-kardashian/) - Minneapolis duplex sales numbers are tough to write about. In fact, if the weekly statistics were a reality show...
- [Have "The Talk" - Before You Buy A Duplex](https://duplexchick.com/2011/08/24/have-the-talk-before-you-buy-a-duplex/) - If you're thinking about buying a duplex with a friend, spouse or family member, the single most important thing to discuss isn't cash flow, rate of return, or...
- [Why Buying A Duplex Is Like Asking Someone Out](https://duplexchick.com/2011/08/29/why-buying-a-duplex-is-like-asking-someone-out/) - Have you ever wanted to ask someone out, and by the time you finally got up the nerve, discovered they'd just started dating someone else? Buying a great duplex investment can be exactly like that.
- [Minneapolis Duplex Prices Stay The Same](https://duplexchick.com/2011/08/30/minneapolis-duplex-prices-stay-the-same/) - Well, I can't tell you Minneapolis duplex prices were up for the week ending August 20, 2011. In fact, the average off-market price of $119,548 was just $66 shy of the average sold price for the same week last year.
- [FHA Tells Minneapolis Duplex Buyers Not To Spend So Much](https://duplexchick.com/2011/08/31/fha-tells-minneapolis-duplex-buyers-not-to-spend-so-much/)
- [Wanted: Minneapolis Duplex Sellers](https://duplexchick.com/2011/09/01/wanted-minneapolis-duplex-sellers/) - Right now, I have a number of extremely well qualified clients looking to buy a Minneapolis or St Paul duplex to live in.
- [Minneapolis Duplex Market Stops And Goes](https://duplexchick.com/2011/09/06/minneapolis-duplex-market-stops-and-goes/) - The Minneapolis duplex market sent mixed signals during the week that ended on August 27. The average list price for a duplex, triplex...
- [Duplex Owners Get The Smoke Out](https://duplexchick.com/2011/09/07/duplex-owners-get-the-smoke-out/) - Few things that will cost you more money on a duplex rental turnover than a unit that's been smoked in. Yes, I know. Pets inflict their share of damage too.
- [What's The Catch In Refinancing Your Duplex?](https://duplexchick.com/2011/09/09/whats-the-catch-in-refinancing-your-duplex/) - With many mortgage interest rates below 4 percent, it's a great time to think about refinancing your duplex.
- [Duplex Landlords Get Clean](https://duplexchick.com/2011/09/12/duplex-landlords-get-clean/) - How important is it to be crystal clear with duplex tenants before they move in as to what you will accept as being clean when they move out?
- [Minneapolis Duplex Market Wants To Be A Jet](https://duplexchick.com/2011/09/13/minneapolis-duplex-market-wants-to-be-a-jet/) - There is something coming in the Minneapolis and St Paul duplex market. Like the song, in "West Side Story", I don't know what it is. But it's a change, to be certain.
- [Six Ideas To Keep Your Duplex Out Of The Headlines](https://duplexchick.com/2011/09/14/six-ideas-to-keep-your-duplex-out-of-the-headlines/) - Every morning I get email updates from Google that contain links to all the duplex news happening around the country and in Minneapolis and St Paul.
- [Duplex Foreclosure Report A Sign Of Things to Come?](https://duplexchick.com/2011/09/15/duplex-foreclosure-report-a-sign-of-things-to-come/)
- [Who Buys Duplexes Anyway?](https://duplexchick.com/2011/09/16/who-buys-duplexes-anyway/) - According to the National Association of Realtors (NAR), sales of investment properties, including duplexes, constituted 17 percent of all home sales in the United States in 2010. As there were 5.28 million homes sold last year, that means 897,600 were duplexes and investment properties. Divide that by 50 states, and it's an average of 17,952 per state.
- [Can You Spot The Changes In The Minneapolis Duplex Market?](https://duplexchick.com/2011/09/20/can-you-spot-the-changes-in-the-minneapolis-duplex-market/) - The Minneapolis duplex market for the week ending September 10, 2011, was a like one of those puzzles where you see two seemingly identical pictures and are supposed to spot the differences between them. Sometimes you have to look closely.
- [How Walkable Is Your Duplex?](https://duplexchick.com/2011/09/21/how-walkable-is-your-duplex/) - As going green has become increasingly important, I've suddenly had some of my duplex buyers me they didn't like the "walkability score" of a prospective property.
- [Why You Won't Find A Great Duplex By Looking For A Sign](https://duplexchick.com/2011/09/22/why-you-wont-find-a-great-duplex-by-looking-for-a-sign/) - If you've come to the realization it's a great time to invest in real estate, and want to buy your first duplex, how on earth do you go about finding one to buy?

## Pages

- [Home](https://duplexchick.com/) - Duplex Chick is your guide to buying, owning, investing in or selling duplexes and duplex homes in Minneapolis and St. Paul.
- [Mortgage Calculator](https://duplexchick.com/mortgage-calculator-5/)
- [Find A Duplex](https://duplexchick.com/find-a-duplex/)
- [Contact](https://duplexchick.com/contact/) - Ask us anything! I will be your guide to buying, owning, investing in or selling duplexes and duplex homes in Minneapolis and St. Paul
- [Recently Sold Listings](https://duplexchick.com/recently-sold-listings/)
- [Featured Listings](https://duplexchick.com/duplex-for-sale-in-minnesota/) - Find duplexes or multi-family homes for sale in Minnesota, or list your property with the help of Duplex Chick; your duplex and investment property specialist.
- [Duplex For Sale Search](https://duplexchick.com/duplex-for-sale-search/)
- [Map Search](https://duplexchick.com/map-search-page/)
- [Featured Listings](https://duplexchick.com/featured-listings-example-page/)
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## Testimonials

- [Goes beyond what a typical real estate agent does!](https://duplexchick.com/testimonial-item/goes-beyond-what-a-typical-real-estate-agent-does/)
- [Kari is very very knowledgeable and experienced](https://duplexchick.com/testimonial-item/kari-is-very-very-knowledgeable-and-experienced/)
- [Would not hesitate to work with Kari again!](https://duplexchick.com/testimonial-item/would-not-hesitate-to-work-with-kari-again/)
- [Kari was great!](https://duplexchick.com/testimonial-item/kari-was-great/)

## Categories

- [Uncategorized](https://duplexchick.com/category/uncategorized/)
- [Architecture](https://duplexchick.com/category/architecture/)
- [Buying A Duplex](https://duplexchick.com/category/buying-a-duplex/)
- [Education](https://duplexchick.com/category/education/)
- [Financing](https://duplexchick.com/category/financing/)
- [Home Repair](https://duplexchick.com/category/home-repair/)
- [Legal Stuff](https://duplexchick.com/category/legal-stuff/)
- [Legislation](https://duplexchick.com/category/legislation/)
- [Multi-Family Property Investing](https://duplexchick.com/category/multi-family-property-investing/)
- [Paperwork, Paperwork, Paperwork!](https://duplexchick.com/category/paperwork-paperwork-paperwork/)
- [Selling A Duplex](https://duplexchick.com/category/selling-a-duplex/)
- [Distressed Properties](https://duplexchick.com/category/distressed-properties/)
- [Taxes](https://duplexchick.com/category/tax-credit/)
- [Tenants](https://duplexchick.com/category/tenants/)
- [Twin Cities Real Est](https://duplexchick.com/category/twin-cities-real-est/)
- [What Does That Mean?](https://duplexchick.com/category/what-does-that-mean/)
- [Short Sales/Foreclosure](https://duplexchick.com/category/short-salesforeclosure/)
- [Coronavirus](https://duplexchick.com/category/coronavirus/)
- [COVID-19](https://duplexchick.com/category/covid-19/)
- [Short-Term Rentals](https://duplexchick.com/category/short-term-rentals/)
- [Property Management](https://duplexchick.com/category/property-management/)
- [Crazy Stories](https://duplexchick.com/category/crazy-stories/)
- [effects of rent control](https://duplexchick.com/category/effects-of-rent-control/)
- [Duplex Of The Month](https://duplexchick.com/category/duplex-of-the-month/)
- [Cash Flow Hacks](https://duplexchick.com/category/cash-flow-hacks/)
- [Zoom Calls](https://duplexchick.com/category/zoom-calls/)
- [Vacancies](https://duplexchick.com/category/vacancies/)
- [Elections and Politics](https://duplexchick.com/category/elections-and-politics/)

## Tags

- [$6500 move up buyer tax credit](https://duplexchick.com/tag/6500-move-up-buyer-tax-credit/)
- [$6500 repeat buyer tax credit](https://duplexchick.com/tag/6500-repeat-buyer-tax-credit/)
- [$6500 tax credit](https://duplexchick.com/tag/6500-tax-credit/)
- [$700 billion bailout](https://duplexchick.com/tag/700-billion-bailout/)
- [$700 billion bailout explained](https://duplexchick.com/tag/700-billion-bailout-explained/)
- [$8000 duplex](https://duplexchick.com/tag/8000-duplex/)
- [$8000 first time home buyer tax credit](https://duplexchick.com/tag/8000-first-time-home-buyer-tax-credit/)
- [$8000 first time home buyers tax credit](https://duplexchick.com/tag/8000-first-time-home-buyers-tax-credit/)
- [$8000 home buyer tax credit](https://duplexchick.com/tag/8000-home-buyer-tax-credit/)
- [$8000 tax credit](https://duplexchick.com/tag/8000-tax-credit/)
- [1031 exchange](https://duplexchick.com/tag/1031-exchange/)
- [1031 exchange duplex](https://duplexchick.com/tag/1031-exchange-duplex/)
- [2 family](https://duplexchick.com/tag/2-family/)
- [203(k)](https://duplexchick.com/tag/203k/)
- [203k loan](https://duplexchick.com/tag/203k-loan/)
- [24 hour notice](https://duplexchick.com/tag/24-hour-notice/)
- [24 hour notice for tenants](https://duplexchick.com/tag/24-hour-notice-for-tenants/)
- [24 hour notice to tenants](https://duplexchick.com/tag/24-hour-notice-to-tenants/)
- [24 hour tenant notice](https://duplexchick.com/tag/24-hour-tenant-notice/)
- [24 hour tenant notie](https://duplexchick.com/tag/24-hour-tenant-notie/)
- [50 percent rule of real estate investing](https://duplexchick.com/tag/50-percent-rule-of-real-estate-investing/)
- [abandonment of duplex](https://duplexchick.com/tag/abandonment-of-duplex/)
- [add apartment to house](https://duplexchick.com/tag/add-apartment-to-house/)
- [add bedroom to duplex window](https://duplexchick.com/tag/add-bedroom-to-duplex-window/)
- [Add new tag](https://duplexchick.com/tag/add-new-tag/)
- [add unit to duplex](https://duplexchick.com/tag/add-unit-to-duplex/)
- [advantages of buying a duplex](https://duplexchick.com/tag/advantages-of-buying-a-duplex/)
- [agency](https://duplexchick.com/tag/agency/)
- [agency relationships](https://duplexchick.com/tag/agency-relationships/)
- [alternative energy](https://duplexchick.com/tag/alternative-energy/)
- [ameridream](https://duplexchick.com/tag/ameridream/)
- [analyze investment property](https://duplexchick.com/tag/analyze-investment-property/)
- [anti-flipping](https://duplexchick.com/tag/anti-flipping/)
- [appliances in foreclosures](https://duplexchick.com/tag/appliances-in-foreclosures/)
- [arts and crafts duplexes](https://duplexchick.com/tag/arts-and-crafts-duplexes/)
- [asking a tenant to leave](https://duplexchick.com/tag/asking-a-tenant-to-leave/)
- [attracting tenants](https://duplexchick.com/tag/attracting-tenants/)
- [auction duplex](https://duplexchick.com/tag/auction-duplex/)
- [average cost of heat](https://duplexchick.com/tag/average-cost-of-heat/)
- [average price of a duplex](https://duplexchick.com/tag/average-price-of-a-duplex/)
- [avoid foreclosure](https://duplexchick.com/tag/avoid-foreclosure/)
- [bank owned](https://duplexchick.com/tag/bank-owned/)
- [bank owned duplexes](https://duplexchick.com/tag/bank-owned-duplexes/)
- [bank owned properties](https://duplexchick.com/tag/bank-owned-properties/)
- [bankruptcy and foreclosure](https://duplexchick.com/tag/bankruptcy-and-foreclosure/)
- [become a real estate investor](https://duplexchick.com/tag/become-a-real-estate-investor/)
- [bed bugs](https://duplexchick.com/tag/bed-bugs/)
- [behind in mortgage payments](https://duplexchick.com/tag/behind-in-mortgage-payments/)
- [behind on duplex payments](https://duplexchick.com/tag/behind-on-duplex-payments/)
- [benefits of investment property ownership](https://duplexchick.com/tag/benefits-of-investment-property-ownership/)
- [benefits of owning real estate](https://duplexchick.com/tag/benefits-of-owning-real-estate/)
- [best places to invest](https://duplexchick.com/tag/best-places-to-invest/)
- [best time to sign a lease](https://duplexchick.com/tag/best-time-to-sign-a-lease/)
- [bottom of real estate market](https://duplexchick.com/tag/bottom-of-real-estate-market/)
- [bottom of the real estate market](https://duplexchick.com/tag/bottom-of-the-real-estate-market/)
- [breaking even duplex investing](https://duplexchick.com/tag/breaking-even-duplex-investing/)
- [built-in buffets in duplexes](https://duplexchick.com/tag/built-in-buffets-in-duplexes/)
- [buing a duplex](https://duplexchick.com/tag/buing-a-duplex/)
- [buy a duplex](https://duplexchick.com/tag/buy-a-duplex/)
- [buy a duplex after foreclosure](https://duplexchick.com/tag/buy-a-duplex-after-foreclosure/)
- [buy a duplex with an ira](https://duplexchick.com/tag/buy-a-duplex-with-an-ira/)
- [buy a minneapolis duplex](https://duplexchick.com/tag/buy-a-minneapolis-duplex/)
- [buy duplex](https://duplexchick.com/tag/buy-duplex/)
- [buy duplex contract for deed](https://duplexchick.com/tag/buy-duplex-contract-for-deed/)
- [buy duplex investment](https://duplexchick.com/tag/buy-duplex-investment/)
- [buy duplex minneapolis](https://duplexchick.com/tag/buy-duplex-minneapolis/)
- [buy duplex near campus](https://duplexchick.com/tag/buy-duplex-near-campus/)
- [buy duplexes](https://duplexchick.com/tag/buy-duplexes/)
- [buy duplexes cash](https://duplexchick.com/tag/buy-duplexes-cash/)
- [buy investment property](https://duplexchick.com/tag/buy-investment-property/)
- [buy Minneapolis duplex](https://duplexchick.com/tag/buy-minneapolis-duplex/)
- [buy minneapolis duplex after foreclosure](https://duplexchick.com/tag/buy-minneapolis-duplex-after-foreclosure/)
- [buy minneapolis duplexes](https://duplexchick.com/tag/buy-minneapolis-duplexes/)
- [buy st paul duplex](https://duplexchick.com/tag/buy-st-paul-duplex/)
- [buyer representation](https://duplexchick.com/tag/buyer-representation/)
- [buyer's market](https://duplexchick.com/tag/buyers-market/)
- [Buying A Duplex](https://duplexchick.com/tag/buying-a-duplex/)
- [buying a duplex on a contract for deed](https://duplexchick.com/tag/buying-a-duplex-on-a-contract-for-deed/)
- [buying a foreclosure](https://duplexchick.com/tag/buying-a-foreclosure/)
- [buying a listing](https://duplexchick.com/tag/buying-a-listing/)
- [buying a minneapolis duplex](https://duplexchick.com/tag/buying-a-minneapolis-duplex/)
- [buying a triplex](https://duplexchick.com/tag/buying-a-triplex/)
- [buying a twin cities duplex](https://duplexchick.com/tag/buying-a-twin-cities-duplex/)
- [buying apartment buildings](https://duplexchick.com/tag/buying-apartment-buildings/)
- [buying duplex](https://duplexchick.com/tag/buying-duplex/)
- [buying duplex foreclosures](https://duplexchick.com/tag/buying-duplex-foreclosures/)
- [buying duplexes](https://duplexchick.com/tag/buying-duplexes/)
- [buying duplexes with a partner](https://duplexchick.com/tag/buying-duplexes-with-a-partner/)
- [buying duplexes with individual retirement account](https://duplexchick.com/tag/buying-duplexes-with-individual-retirement-account/)
- [buying foreclosure duplexes](https://duplexchick.com/tag/buying-foreclosure-duplexes/)
- [buying foreclosures](https://duplexchick.com/tag/buying-foreclosures/)
- [buying investment property](https://duplexchick.com/tag/buying-investment-property/)
- [buying minneapolis duplex](https://duplexchick.com/tag/buying-minneapolis-duplex/)
- [buying minneapolis duplexes](https://duplexchick.com/tag/buying-minneapolis-duplexes/)
- [buying multifamily property](https://duplexchick.com/tag/buying-multifamily-property/)
- [buying property "as is"](https://duplexchick.com/tag/buying-property-as-is/)
- [buying property through self-directed IRA](https://duplexchick.com/tag/buying-property-through-self-directed-ira/)
- [buying rental property](https://duplexchick.com/tag/buying-rental-property/)
- [buying st paul duplex](https://duplexchick.com/tag/buying-st-paul-duplex/)
- [buying with a friend](https://duplexchick.com/tag/buying-with-a-friend/)
- [buyinig a duplex](https://duplexchick.com/tag/buyinig-a-duplex/)
- [buyng a fourplex](https://duplexchick.com/tag/buyng-a-fourplex/)
- [call duplex for sale sign](https://duplexchick.com/tag/call-duplex-for-sale-sign/)
- [call on real estate sign](https://duplexchick.com/tag/call-on-real-estate-sign/)
- [can investors do a short sale](https://duplexchick.com/tag/can-investors-do-a-short-sale/)
- [cap rate](https://duplexchick.com/tag/cap-rate/)
- [capital gains tax](https://duplexchick.com/tag/capital-gains-tax/)
- [capital gains tax duplex](https://duplexchick.com/tag/capital-gains-tax-duplex/)
- [capital gains tax on real estate](https://duplexchick.com/tag/capital-gains-tax-on-real-estate/)
- [carbon monoxide detectors in Minnesota multi-family uni](https://duplexchick.com/tag/carbon-monoxide-detectors-in-minnesota-multi-family-units/)
- [cash flow](https://duplexchick.com/tag/cash-flow/)
- [cash flow duplex](https://duplexchick.com/tag/cash-flow-duplex/)
- [cash flow game](https://duplexchick.com/tag/cash-flow-game/)
- [cash flow on duplexes](https://duplexchick.com/tag/cash-flow-on-duplexes/)
- [cash for foreclosures](https://duplexchick.com/tag/cash-for-foreclosures/)
- [cash on cash return](https://duplexchick.com/tag/cash-on-cash-return/)
- [cash-on-cash return duplex](https://duplexchick.com/tag/cash-on-cash-return-duplex/)
- [cashflow game](https://duplexchick.com/tag/cashflow-game/)
- [certificate for rent paid](https://duplexchick.com/tag/certificate-for-rent-paid/)
- [certificate of rent paid minnesota](https://duplexchick.com/tag/certificate-of-rent-paid-minnesota/)
- [certified investment agent specialist](https://duplexchick.com/tag/certified-investment-agent-specialist/)
- [cheaper to own than rent](https://duplexchick.com/tag/cheaper-to-own-than-rent/)
- [cher](https://duplexchick.com/tag/cher/)
- [cias](https://duplexchick.com/tag/cias/)
- [clean out duplex](https://duplexchick.com/tag/clean-out-duplex/)
- [code violations](https://duplexchick.com/tag/code-violations/)
- [cold weather rule and rent](https://duplexchick.com/tag/cold-weather-rule-and-rent/)
- [college duplexes](https://duplexchick.com/tag/college-duplexes/)
- [congress](https://duplexchick.com/tag/congress/)
- [contract-for-deed](https://duplexchick.com/tag/contract-for-deed/)
- [converting a duplex](https://duplexchick.com/tag/converting-a-duplex/)
- [craftsman duplex](https://duplexchick.com/tag/craftsman-duplex/)
- [credit consequences of foreclosure](https://duplexchick.com/tag/credit-consequences-of-foreclosure/)
- [credit crisis](https://duplexchick.com/tag/credit-crisis/)
- [crime statistics](https://duplexchick.com/tag/crime-statistics/)
- [crocus hill duplex](https://duplexchick.com/tag/crocus-hill-duplex/)
- [CRPs](https://duplexchick.com/tag/crps/)
- [deals](https://duplexchick.com/tag/deals/)
- [debt forgiveness](https://duplexchick.com/tag/debt-forgiveness/)
- [debt forgiveness duplex](https://duplexchick.com/tag/debt-forgiveness-duplex/)
- [decline in duplex sales](https://duplexchick.com/tag/decline-in-duplex-sales/)
- [declining real estate market](https://duplexchick.com/tag/declining-real-estate-market/)
- [declining real estate markets](https://duplexchick.com/tag/declining-real-estate-markets/)
- [decrease vacancy](https://duplexchick.com/tag/decrease-vacancy/)
- [delinquent mortgages](https://duplexchick.com/tag/delinquent-mortgages/)
- [depreciation on foreclousre](https://duplexchick.com/tag/depreciation-on-foreclousre/)
- [determining value of a duplex](https://duplexchick.com/tag/determining-value-of-a-duplex/)
- [disclosure](https://duplexchick.com/tag/disclosure/)
- [do not rent to](https://duplexchick.com/tag/do-not-rent-to/)
- [down payment assistance](https://duplexchick.com/tag/down-payment-assistance/)
- [down payment requirements](https://duplexchick.com/tag/down-payment-requirements/)
- [duplex](https://duplexchick.com/tag/duplex/)
- [duplex 1031 exchange](https://duplexchick.com/tag/duplex-1031-exchange/)
- [duplex appraisal](https://duplexchick.com/tag/duplex-appraisal/)
- [duplex appraisals](https://duplexchick.com/tag/duplex-appraisals/)
- [duplex as first home](https://duplexchick.com/tag/duplex-as-first-home/)
- [duplex buyer's market](https://duplexchick.com/tag/duplex-buyers-market/)
- [duplex cash flow](https://duplexchick.com/tag/duplex-cash-flow/)
- [duplex chick](https://duplexchick.com/tag/duplex-chick/)
- [duplex closing costs](https://duplexchick.com/tag/duplex-closing-costs/)
- [duplex definition](https://duplexchick.com/tag/duplex-definition/)
- [duplex depreciation recapture](https://duplexchick.com/tag/duplex-depreciation-recapture/)
- [duplex down payment](https://duplexchick.com/tag/duplex-down-payment/)
- [duplex down payments](https://duplexchick.com/tag/duplex-down-payments/)
- [duplex downpayment](https://duplexchick.com/tag/duplex-downpayment/)
- [duplex estates](https://duplexchick.com/tag/duplex-estates/)
- [duplex eviction due to foreclosure](https://duplexchick.com/tag/duplex-eviction-due-to-foreclosure/)
- [duplex expenses](https://duplexchick.com/tag/duplex-expenses/)
- [duplex expert](https://duplexchick.com/tag/duplex-expert/)
- [duplex financing](https://duplexchick.com/tag/duplex-financing/)
- [duplex fires](https://duplexchick.com/tag/duplex-fires/)
- [duplex first time home buyer tax credit](https://duplexchick.com/tag/duplex-first-time-home-buyer-tax-credit/)
- [duplex for sale](https://duplexchick.com/tag/duplex-for-sale/)
- [duplex for sale by owner](https://duplexchick.com/tag/duplex-for-sale-by-owner/)
- [duplex for sale if you bridng me a buyer](https://duplexchick.com/tag/duplex-for-sale-if-you-bridng-me-a-buyer/)
- [duplex for sale mn](https://duplexchick.com/tag/duplex-for-sale-mn/)
- [duplex for sale signs](https://duplexchick.com/tag/duplex-for-sale-signs/)
- [duplex foreclosure](https://duplexchick.com/tag/duplex-foreclosure/)
- [duplex foreclosure sales](https://duplexchick.com/tag/duplex-foreclosure-sales/)
- [duplex foreclosure taxes](https://duplexchick.com/tag/duplex-foreclosure-taxes/)
- [duplex foreclosures](https://duplexchick.com/tag/duplex-foreclosures/)
- [duplex foreclosures and short sales](https://duplexchick.com/tag/duplex-foreclosures-and-short-sales/)
- [duplex foreclosures decline](https://duplexchick.com/tag/duplex-foreclosures-decline/)
- [duplex hauntings](https://duplexchick.com/tag/duplex-hauntings/)
- [duplex history](https://duplexchick.com/tag/duplex-history/)
- [duplex home](https://duplexchick.com/tag/duplex-home/)
- [duplex home improvement](https://duplexchick.com/tag/duplex-home-improvement/)
- [duplex homes](https://duplexchick.com/tag/duplex-homes/)
- [duplex house](https://duplexchick.com/tag/duplex-house/)
- [duplex house sales](https://duplexchick.com/tag/duplex-house-sales/)
- [duplex house short sales](https://duplexchick.com/tag/duplex-house-short-sales/)
- [duplex houses](https://duplexchick.com/tag/duplex-houses/)
- [duplex improvements](https://duplexchick.com/tag/duplex-improvements/)
- [duplex insurance](https://duplexchick.com/tag/duplex-insurance/)
- [duplex interest rates](https://duplexchick.com/tag/duplex-interest-rates/)
- [duplex investing](https://duplexchick.com/tag/duplex-investing/)
- [duplex investment](https://duplexchick.com/tag/duplex-investment/)
- [duplex investment minneapolis](https://duplexchick.com/tag/duplex-investment-minneapolis/)
- [duplex investments](https://duplexchick.com/tag/duplex-investments/)
- [duplex leases](https://duplexchick.com/tag/duplex-leases/)
- [duplex loan](https://duplexchick.com/tag/duplex-loan/)
- [duplex loan modification](https://duplexchick.com/tag/duplex-loan-modification/)
- [duplex loans](https://duplexchick.com/tag/duplex-loans/)
- [duplex maintenance](https://duplexchick.com/tag/duplex-maintenance/)
- [duplex market](https://duplexchick.com/tag/duplex-market/)
- [duplex market hit bottom](https://duplexchick.com/tag/duplex-market-hit-bottom/)
- [duplex market rebound](https://duplexchick.com/tag/duplex-market-rebound/)
- [duplex mortgage](https://duplexchick.com/tag/duplex-mortgage/)
- [duplex mortgage interest rates](https://duplexchick.com/tag/duplex-mortgage-interest-rates/)
- [duplex multiple offers](https://duplexchick.com/tag/duplex-multiple-offers/)
- [duplex owners tax write offs](https://duplexchick.com/tag/duplex-owners-tax-write-offs/)
- [duplex ownership](https://duplexchick.com/tag/duplex-ownership/)
- [duplex prices](https://duplexchick.com/tag/duplex-prices/)
- [duplex property management](https://duplexchick.com/tag/duplex-property-management/)
- [duplex qualify for first time home buyer](https://duplexchick.com/tag/duplex-qualify-for-first-time-home-buyer/)
- [duplex qualify for first time home buyer tax credit](https://duplexchick.com/tag/duplex-qualify-for-first-time-home-buyer-tax-credit/)
- [duplex question](https://duplexchick.com/tag/duplex-question/)
- [duplex realtor](https://duplexchick.com/tag/duplex-realtor/)
- [duplex realtors](https://duplexchick.com/tag/duplex-realtors/)
- [duplex rehabbing](https://duplexchick.com/tag/duplex-rehabbing/)
- [duplex remodel](https://duplexchick.com/tag/duplex-remodel/)
- [duplex rent](https://duplexchick.com/tag/duplex-rent/)
- [duplex rent impact on value](https://duplexchick.com/tag/duplex-rent-impact-on-value/)
- [duplex rental](https://duplexchick.com/tag/duplex-rental/)
- [duplex repair](https://duplexchick.com/tag/duplex-repair/)
- [duplex repairs](https://duplexchick.com/tag/duplex-repairs/)
- [duplex restoration](https://duplexchick.com/tag/duplex-restoration/)
- [duplex sale](https://duplexchick.com/tag/duplex-sale/)
- [duplex sale taxes](https://duplexchick.com/tag/duplex-sale-taxes/)
- [duplex sales](https://duplexchick.com/tag/duplex-sales/)
- [duplex sales in minneapolis](https://duplexchick.com/tag/duplex-sales-in-minneapolis/)
- [duplex sales minneapolis](https://duplexchick.com/tag/duplex-sales-minneapolis/)
- [duplex sales st. paul](https://duplexchick.com/tag/duplex-sales-st-paul/)
- [duplex sales tax](https://duplexchick.com/tag/duplex-sales-tax/)
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- [duplex title insurance](https://duplexchick.com/tag/duplex-title-insurance/)
- [duplex vacancies](https://duplexchick.com/tag/duplex-vacancies/)
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- [duplex value](https://duplexchick.com/tag/duplex-value/)
- [duplex values](https://duplexchick.com/tag/duplex-values/)
- [duplex vs. townhouse](https://duplexchick.com/tag/duplex-vs-townhouse/)
- [duplex worth less](https://duplexchick.com/tag/duplex-worth-less/)
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- [duplexes](https://duplexchick.com/tag/duplexes/)
- [duplexes as investments](https://duplexchick.com/tag/duplexes-as-investments/)
- [duplexes for sale](https://duplexchick.com/tag/duplexes-for-sale/)
- [duplexes on the market](https://duplexchick.com/tag/duplexes-on-the-market/)
- [duplexes sold](https://duplexchick.com/tag/duplexes-sold/)
- [duplexes sold in minneapolis](https://duplexchick.com/tag/duplexes-sold-in-minneapolis/)
- [easy way to rehab duplexes](https://duplexchick.com/tag/easy-way-to-rehab-duplexes/)
- [economic stimulus bill](https://duplexchick.com/tag/economic-stimulus-bill/)
- [environment](https://duplexchick.com/tag/environment/)
- [evicting section 8](https://duplexchick.com/tag/evicting-section-8/)
- [eviction action](https://duplexchick.com/tag/eviction-action/)
- [eviction from duplex](https://duplexchick.com/tag/eviction-from-duplex/)
- [eviction in winter](https://duplexchick.com/tag/eviction-in-winter/)
- [evictions](https://duplexchick.com/tag/evictions/)
- [extended stay rentals](https://duplexchick.com/tag/extended-stay-rentals/)
- [fair housing](https://duplexchick.com/tag/fair-housing/)
- [falling behind on payments](https://duplexchick.com/tag/falling-behind-on-payments/)
- [fannie mae](https://duplexchick.com/tag/fannie-mae/)
- [fannie mae appraisals](https://duplexchick.com/tag/fannie-mae-appraisals/)
- [fear of buying property](https://duplexchick.com/tag/fear-of-buying-property/)
- [fha](https://duplexchick.com/tag/fha/)
- [FHA 203(k) construction loan](https://duplexchick.com/tag/fha-203k-construction-loan/)
- [fha anti-flipping rule](https://duplexchick.com/tag/fha-anti-flipping-rule/)
- [fha appraisal](https://duplexchick.com/tag/fha-appraisal/)
- [fha down payments](https://duplexchick.com/tag/fha-down-payments/)
- [fha duplex appraisals](https://duplexchick.com/tag/fha-duplex-appraisals/)
- [fha duplex loan limits](https://duplexchick.com/tag/fha-duplex-loan-limits/)
- [fha financing](https://duplexchick.com/tag/fha-financing/)
- [fha financing duplexes](https://duplexchick.com/tag/fha-financing-duplexes/)
- [fha investment property loans](https://duplexchick.com/tag/fha-investment-property-loans/)
- [fha loan](https://duplexchick.com/tag/fha-loan/)
- [fha loan and duplex](https://duplexchick.com/tag/fha-loan-and-duplex/)
- [fha loan on investment property](https://duplexchick.com/tag/fha-loan-on-investment-property/)
- [fha loans and duplexes](https://duplexchick.com/tag/fha-loans-and-duplexes/)
- [fha loans on duplex](https://duplexchick.com/tag/fha-loans-on-duplex/)
- [fha rehabilitation loans](https://duplexchick.com/tag/fha-rehabilitation-loans/)
- [fha repairs](https://duplexchick.com/tag/fha-repairs/)
- [fha tax credit](https://duplexchick.com/tag/fha-tax-credit/)
- [fiancing a duplex](https://duplexchick.com/tag/fiancing-a-duplex/)
- [fill rental vacancies](https://duplexchick.com/tag/fill-rental-vacancies/)
- [filling rental vacancies](https://duplexchick.com/tag/filling-rental-vacancies/)
- [finance energy efficient improvements](https://duplexchick.com/tag/finance-energy-efficient-improvements/)
- [finance minneapolis duplex](https://duplexchick.com/tag/finance-minneapolis-duplex/)
- [financing a duplex](https://duplexchick.com/tag/financing-a-duplex/)
- [financing contingency](https://duplexchick.com/tag/financing-contingency/)
- [financing foreclosure repairs](https://duplexchick.com/tag/financing-foreclosure-repairs/)
- [find a duplex to buy](https://duplexchick.com/tag/find-a-duplex-to-buy/)
- [find contractors](https://duplexchick.com/tag/find-contractors/)
- [finding a realtor](https://duplexchick.com/tag/finding-a-realtor/)
- [finding tenants](https://duplexchick.com/tag/finding-tenants/)
- [fire escape](https://duplexchick.com/tag/fire-escape/)
- [first time duplex investor](https://duplexchick.com/tag/first-time-duplex-investor/)
- [first time home buyer tax credit](https://duplexchick.com/tag/first-time-home-buyer-tax-credit/)
- [first time home buyer tax credit and duplex](https://duplexchick.com/tag/first-time-home-buyer-tax-credit-and-duplex/)
- [first time home buyer tax credit extension](https://duplexchick.com/tag/first-time-home-buyer-tax-credit-extension/)
- [first time home buyer tax credt](https://duplexchick.com/tag/first-time-home-buyer-tax-credt/)
- [first time home buyers](https://duplexchick.com/tag/first-time-home-buyers/)
- [first time home buyers tax credit](https://duplexchick.com/tag/first-time-home-buyers-tax-credit/)
- [first time homebuyer tax credit](https://duplexchick.com/tag/first-time-homebuyer-tax-credit/)
- [fixer duplex](https://duplexchick.com/tag/fixer-duplex/)
- [fixing up duplexes](https://duplexchick.com/tag/fixing-up-duplexes/)
- [for sale by owner](https://duplexchick.com/tag/for-sale-by-owner/)
- [for sale by owner duplex](https://duplexchick.com/tag/for-sale-by-owner-duplex/)
- [foreclosed duplexes](https://duplexchick.com/tag/foreclosed-duplexes/)
- [foreclosure](https://duplexchick.com/tag/foreclosure/)
- [foreclosure and credit](https://duplexchick.com/tag/foreclosure-and-credit/)
- [foreclosure duplexes](https://duplexchick.com/tag/foreclosure-duplexes/)
- [foreclosure help](https://duplexchick.com/tag/foreclosure-help/)
- [foreclosure rehab](https://duplexchick.com/tag/foreclosure-rehab/)
- [foreclosure relief](https://duplexchick.com/tag/foreclosure-relief/)
- [foreclosure sales](https://duplexchick.com/tag/foreclosure-sales/)
- [foreclosure second mortgage](https://duplexchick.com/tag/foreclosure-second-mortgage/)
- [foreclosures](https://duplexchick.com/tag/foreclosures/)
- [fourplex](https://duplexchick.com/tag/fourplex/)
- [freddie mac](https://duplexchick.com/tag/freddie-mac/)
- [FSBO](https://duplexchick.com/tag/fsbo/)
- [genesis](https://duplexchick.com/tag/genesis/)
- [getting the most rent](https://duplexchick.com/tag/getting-the-most-rent/)
- [going green](https://duplexchick.com/tag/going-green/)
- [good deal on a duplex](https://duplexchick.com/tag/good-deal-on-a-duplex/)
- [good deals](https://duplexchick.com/tag/good-deals/)
- [good neighborhood](https://duplexchick.com/tag/good-neighborhood/)
- [good return on a duplex](https://duplexchick.com/tag/good-return-on-a-duplex/)
- [good time to sell a duplex](https://duplexchick.com/tag/good-time-to-sell-a-duplex/)
- [gov. tim pawlenty](https://duplexchick.com/tag/gov-tim-pawlenty/)
- [great deal on a duplex](https://duplexchick.com/tag/great-deal-on-a-duplex/)
- [great time to sell a duplex](https://duplexchick.com/tag/great-time-to-sell-a-duplex/)
- [great time to sell minneapolis investment property](https://duplexchick.com/tag/great-time-to-sell-minneapolis-investment-property/)
- [green home improvement](https://duplexchick.com/tag/green-home-improvement/)
- [gross rent multiplier](https://duplexchick.com/tag/gross-rent-multiplier/)
- [hamp](https://duplexchick.com/tag/hamp/)
- [heating bills](https://duplexchick.com/tag/heating-bills/)
- [heroes tax credit](https://duplexchick.com/tag/heroes-tax-credit/)
- [hire a property manager for a duplex](https://duplexchick.com/tag/hire-a-property-manager-for-a-duplex/)
- [holiday foreclosure freeze](https://duplexchick.com/tag/holiday-foreclosure-freeze/)
- [hombuyer tax credit](https://duplexchick.com/tag/hombuyer-tax-credit/)
- [home buyer tax credit](https://duplexchick.com/tag/home-buyer-tax-credit/)
- [home buyer tax credit expiration](https://duplexchick.com/tag/home-buyer-tax-credit-expiration/)
- [home equity line](https://duplexchick.com/tag/home-equity-line/)
- [home equity loans short sales](https://duplexchick.com/tag/home-equity-loans-short-sales/)
- [home improvement](https://duplexchick.com/tag/home-improvement/)
- [home inspection](https://duplexchick.com/tag/home-inspection/)
- [Home Repair](https://duplexchick.com/tag/home-repair/)
- [homebuyer tax credit](https://duplexchick.com/tag/homebuyer-tax-credit/)
- [house tax credit](https://duplexchick.com/tag/house-tax-credit/)
- [housing act](https://duplexchick.com/tag/housing-act/)
- [housing bailout](https://duplexchick.com/tag/housing-bailout/)
- [housing bill](https://duplexchick.com/tag/housing-bill/)
- [housing legislation](https://duplexchick.com/tag/housing-legislation/)
- [housing market](https://duplexchick.com/tag/housing-market/)
- [housing rebound](https://duplexchick.com/tag/housing-rebound/)
- [housing recovery](https://duplexchick.com/tag/housing-recovery/)
- [housing sales](https://duplexchick.com/tag/housing-sales/)
- [housing tax credit](https://duplexchick.com/tag/housing-tax-credit/)
- [housing voucher](https://duplexchick.com/tag/housing-voucher/)
- [how to be a landlord](https://duplexchick.com/tag/how-to-be-a-landlord/)
- [how to buy a duplex](https://duplexchick.com/tag/how-to-buy-a-duplex/)
- [how to determine duplex value](https://duplexchick.com/tag/how-to-determine-duplex-value/)
- [how to get $8000 tax credit for closing costs](https://duplexchick.com/tag/how-to-get-8000-tax-credit-for-closing-costs/)
- [how to invest in real estate](https://duplexchick.com/tag/how-to-invest-in-real-estate/)
- [improving a duplex](https://duplexchick.com/tag/improving-a-duplex/)
- [improving real estate market](https://duplexchick.com/tag/improving-real-estate-market/)
- [income property](https://duplexchick.com/tag/income-property/)
- [income property analysis](https://duplexchick.com/tag/income-property-analysis/)
- [income property specialist Realtors](https://duplexchick.com/tag/income-property-specialist-realtors/)
- [increase duplex cash flow](https://duplexchick.com/tag/increase-duplex-cash-flow/)
- [increase duplex rent](https://duplexchick.com/tag/increase-duplex-rent/)
- [increased housing inventory](https://duplexchick.com/tag/increased-housing-inventory/)
- [insolvency with short sales](https://duplexchick.com/tag/insolvency-with-short-sales/)
- [inspection](https://duplexchick.com/tag/inspection/)
- [interest rate on duplex](https://duplexchick.com/tag/interest-rate-on-duplex/)
- [interest rates](https://duplexchick.com/tag/interest-rates/)
- [interest rates on duplexes](https://duplexchick.com/tag/interest-rates-on-duplexes/)
- [internet duplex for sale](https://duplexchick.com/tag/internet-duplex-for-sale/)
- [internet lending](https://duplexchick.com/tag/internet-lending/)
- [invesment property debt forgiveness](https://duplexchick.com/tag/invesment-property-debt-forgiveness/)
- [invest in a duplex](https://duplexchick.com/tag/invest-in-a-duplex/)
- [invest in duplex foreclosures](https://duplexchick.com/tag/invest-in-duplex-foreclosures/)
- [invest in duplexes](https://duplexchick.com/tag/invest-in-duplexes/)
- [invest in minneapolis duplex](https://duplexchick.com/tag/invest-in-minneapolis-duplex/)
- [invest in multifamily](https://duplexchick.com/tag/invest-in-multifamily/)
- [invest in real estate](https://duplexchick.com/tag/invest-in-real-estate/)
- [invest in vacation rentals](https://duplexchick.com/tag/invest-in-vacation-rentals/)
- [investing in a duplex](https://duplexchick.com/tag/investing-in-a-duplex/)
- [investing in duplexes](https://duplexchick.com/tag/investing-in-duplexes/)
- [investing in real estate](https://duplexchick.com/tag/investing-in-real-estate/)
- [investment analysis](https://duplexchick.com/tag/investment-analysis/)
- [investment proeperty](https://duplexchick.com/tag/investment-proeperty/)
- [investment property](https://duplexchick.com/tag/investment-property/)
- [investment property analysis](https://duplexchick.com/tag/investment-property-analysis/)
- [investment property appreciation](https://duplexchick.com/tag/investment-property-appreciation/)
- [investment property apps](https://duplexchick.com/tag/investment-property-apps/)
- [investment property cash flow](https://duplexchick.com/tag/investment-property-cash-flow/)
- [investment property foreclosures](https://duplexchick.com/tag/investment-property-foreclosures/)
- [investment property how to](https://duplexchick.com/tag/investment-property-how-to/)
- [investment property limits](https://duplexchick.com/tag/investment-property-limits/)
- [investment property loans](https://duplexchick.com/tag/investment-property-loans/)
- [investment property management](https://duplexchick.com/tag/investment-property-management/)
- [investment property market](https://duplexchick.com/tag/investment-property-market/)
- [investment property mortgage debt forgiveness](https://duplexchick.com/tag/investment-property-mortgage-debt-forgiveness/)
- [investment property problems](https://duplexchick.com/tag/investment-property-problems/)
- [investment property realtor](https://duplexchick.com/tag/investment-property-realtor/)
- [investment property realtor twin cities](https://duplexchick.com/tag/investment-property-realtor-twin-cities/)
- [investment property resources](https://duplexchick.com/tag/investment-property-resources/)
- [investment property sales](https://duplexchick.com/tag/investment-property-sales/)
- [investment property seller financing](https://duplexchick.com/tag/investment-property-seller-financing/)
- [investment property short sale](https://duplexchick.com/tag/investment-property-short-sale/)
- [investment proptery](https://duplexchick.com/tag/investment-proptery/)
- [investment real estate](https://duplexchick.com/tag/investment-real-estate/)
- [investor loans](https://duplexchick.com/tag/investor-loans/)
- [irs](https://duplexchick.com/tag/irs/)
- [jake locker](https://duplexchick.com/tag/jake-locker/)
- [jon swire](https://duplexchick.com/tag/jon-swire/)
- [keep tenants from smoking](https://duplexchick.com/tag/keep-tenants-from-smoking/)
- [keller williams duplex agents](https://duplexchick.com/tag/keller-williams-duplex-agents/)
- [keller williams red day](https://duplexchick.com/tag/keller-williams-red-day/)
- [kenwood duplex](https://duplexchick.com/tag/kenwood-duplex/)
- [lake harriet duplex](https://duplexchick.com/tag/lake-harriet-duplex/)
- [land contract](https://duplexchick.com/tag/land-contract/)
- [landlord](https://duplexchick.com/tag/landlord/)
- [late fees](https://duplexchick.com/tag/late-fees/)
- [late rent fees](https://duplexchick.com/tag/late-rent-fees/)
- [laundry fee increases](https://duplexchick.com/tag/laundry-fee-increases/)
- [lead paint](https://duplexchick.com/tag/lead-paint/)
- [learn how to invest in real estate](https://duplexchick.com/tag/learn-how-to-invest-in-real-estate/)
- [learn real estate investment](https://duplexchick.com/tag/learn-real-estate-investment/)
- [leases when buying rental property](https://duplexchick.com/tag/leases-when-buying-rental-property/)
- [legal aspects of duplex ownership](https://duplexchick.com/tag/legal-aspects-of-duplex-ownership/)
- [linden hills duplex](https://duplexchick.com/tag/linden-hills-duplex/)
- [linden hills duplexes for sale](https://duplexchick.com/tag/linden-hills-duplexes-for-sale/)
- [list duplex](https://duplexchick.com/tag/list-duplex/)
- [listing agent](https://duplexchick.com/tag/listing-agent/)
- [live in a duplex](https://duplexchick.com/tag/live-in-a-duplex/)
- [loan modifications for investors](https://duplexchick.com/tag/loan-modifications-for-investors/)
- [loan on minneapolis duplex](https://duplexchick.com/tag/loan-on-minneapolis-duplex/)
- [loans for duplexes](https://duplexchick.com/tag/loans-for-duplexes/)
- [lock interest rates](https://duplexchick.com/tag/lock-interest-rates/)
- [low down payment duplex](https://duplexchick.com/tag/low-down-payment-duplex/)
- [lowball offer duplex](https://duplexchick.com/tag/lowball-offer-duplex/)
- [lowball offers](https://duplexchick.com/tag/lowball-offers/)
- [lower property taxes](https://duplexchick.com/tag/lower-property-taxes/)
- [making offers on short sales](https://duplexchick.com/tag/making-offers-on-short-sales/)
- [market](https://duplexchick.com/tag/market/)
- [market interpretation](https://duplexchick.com/tag/market-interpretation/)
- [maximizing return on duplex investment](https://duplexchick.com/tag/maximizing-return-on-duplex-investment/)
- [mid-century modern duplex](https://duplexchick.com/tag/mid-century-modern-duplex/)
- [minesota landlord crps](https://duplexchick.com/tag/minesota-landlord-crps/)
- [minimum downpayment on a duplex](https://duplexchick.com/tag/minimum-downpayment-on-a-duplex/)
- [minneapolis accessory dwelling units](https://duplexchick.com/tag/minneapolis-accessory-dwelling-units/)
- [minneapolis adu](https://duplexchick.com/tag/minneapolis-adu/)
- [minneapolis adus](https://duplexchick.com/tag/minneapolis-adus/)
- [minneapolis apartment vacancy rate](https://duplexchick.com/tag/minneapolis-apartment-vacancy-rate/)
- [minneapolis duplex](https://duplexchick.com/tag/minneapolis-duplex/)
- [minneapolis duplex accessory dwelling unit](https://duplexchick.com/tag/minneapolis-duplex-accessory-dwelling-unit/)
- [minneapolis duplex down payments](https://duplexchick.com/tag/minneapolis-duplex-down-payments/)
- [minneapolis duplex financing](https://duplexchick.com/tag/minneapolis-duplex-financing/)
- [minneapolis duplex for sale](https://duplexchick.com/tag/minneapolis-duplex-for-sale/)
- [minneapolis duplex for sale by owner](https://duplexchick.com/tag/minneapolis-duplex-for-sale-by-owner/)
- [minneapolis duplex foreclosure](https://duplexchick.com/tag/minneapolis-duplex-foreclosure/)
- [minneapolis duplex foreclosures](https://duplexchick.com/tag/minneapolis-duplex-foreclosures/)
- [minneapolis duplex home sales](https://duplexchick.com/tag/minneapolis-duplex-home-sales/)
- [minneapolis duplex investment](https://duplexchick.com/tag/minneapolis-duplex-investment/)
- [minneapolis duplex market](https://duplexchick.com/tag/minneapolis-duplex-market/)
- [minneapolis duplex prices](https://duplexchick.com/tag/minneapolis-duplex-prices/)
- [minneapolis duplex prices go up](https://duplexchick.com/tag/minneapolis-duplex-prices-go-up/)
- [minneapolis duplex Realtors](https://duplexchick.com/tag/minneapolis-duplex-realtors/)
- [minneapolis duplex repairs](https://duplexchick.com/tag/minneapolis-duplex-repairs/)
- [minneapolis duplex sales](https://duplexchick.com/tag/minneapolis-duplex-sales/)
- [minneapolis duplex specialist](https://duplexchick.com/tag/minneapolis-duplex-specialist/)
- [minneapolis duplex values](https://duplexchick.com/tag/minneapolis-duplex-values/)
- [minneapolis duplex worth](https://duplexchick.com/tag/minneapolis-duplex-worth/)
- [minneapolis duplexes](https://duplexchick.com/tag/minneapolis-duplexes/)
- [minneapolis duplexes for sale](https://duplexchick.com/tag/minneapolis-duplexes-for-sale/)
- [minneapolis duplexes for sale sale](https://duplexchick.com/tag/minneapolis-duplexes-for-sale-sale/)
- [minneapolis foreclosure duplexes](https://duplexchick.com/tag/minneapolis-foreclosure-duplexes/)
- [minneapolis foreclosures](https://duplexchick.com/tag/minneapolis-foreclosures/)
- [minneapolis home sales](https://duplexchick.com/tag/minneapolis-home-sales/)
- [minneapolis home values](https://duplexchick.com/tag/minneapolis-home-values/)
- [minneapolis housing market](https://duplexchick.com/tag/minneapolis-housing-market/)
- [minneapolis investment property](https://duplexchick.com/tag/minneapolis-investment-property/)
- [minneapolis investment property market](https://duplexchick.com/tag/minneapolis-investment-property-market/)
- [minneapolis investment property realtor](https://duplexchick.com/tag/minneapolis-investment-property-realtor/)
- [minneapolis investment realtor](https://duplexchick.com/tag/minneapolis-investment-realtor/)
- [minneapolis mid-century modern for sale](https://duplexchick.com/tag/minneapolis-mid-century-modern-for-sale/)
- [minneapolis mls districts](https://duplexchick.com/tag/minneapolis-mls-districts/)
- [minneapolis multi family](https://duplexchick.com/tag/minneapolis-multi-family/)
- [minneapolis multi-family market](https://duplexchick.com/tag/minneapolis-multi-family-market/)
- [minneapolis real estate](https://duplexchick.com/tag/minneapolis-real-estate/)
- [minneapolis real estate investment](https://duplexchick.com/tag/minneapolis-real-estate-investment/)
- [minneapolis real estate market](https://duplexchick.com/tag/minneapolis-real-estate-market/)
- [minneapolis real estate sales](https://duplexchick.com/tag/minneapolis-real-estate-sales/)
- [minneapolis rent vs. buy](https://duplexchick.com/tag/minneapolis-rent-vs-buy/)
- [minneapolis rental](https://duplexchick.com/tag/minneapolis-rental/)
- [minneapolis rental license](https://duplexchick.com/tag/minneapolis-rental-license/)
- [minneapolis short sale duplexes](https://duplexchick.com/tag/minneapolis-short-sale-duplexes/)
- [minneapolis vacancy rates](https://duplexchick.com/tag/minneapolis-vacancy-rates/)
- [minneapolis/st paul duplex](https://duplexchick.com/tag/minneapolisst-paul-duplex/)
- [minnesota duplex payment assistance](https://duplexchick.com/tag/minnesota-duplex-payment-assistance/)
- [minnesota duplex sales](https://duplexchick.com/tag/minnesota-duplex-sales/)
- [Minnesota duplexes](https://duplexchick.com/tag/minnesota-duplexes/)
- [minnesota foreclosed dupelxes](https://duplexchick.com/tag/minnesota-foreclosed-dupelxes/)
- [minnesota landlord forms](https://duplexchick.com/tag/minnesota-landlord-forms/)
- [Minnesota Nice](https://duplexchick.com/tag/minnesota-nice/)
- [minnesota real estate market](https://duplexchick.com/tag/minnesota-real-estate-market/)
- [minnesota rental license](https://duplexchick.com/tag/minnesota-rental-license/)
- [minnneapolis duplex](https://duplexchick.com/tag/minnneapolis-duplex/)
- [minnneapolis duplexes](https://duplexchick.com/tag/minnneapolis-duplexes/)
- [minnneapols/st paul duplex](https://duplexchick.com/tag/minnneapolsst-paul-duplex/)
- [minntwin cities real estate market](https://duplexchick.com/tag/minntwin-cities-real-estate-market/)
- [missed mortgage payments](https://duplexchick.com/tag/missed-mortgage-payments/)
- [missing appliances](https://duplexchick.com/tag/missing-appliances/)
- [mortgage crisis](https://duplexchick.com/tag/mortgage-crisis/)
- [mortgage debt forgiveness](https://duplexchick.com/tag/mortgage-debt-forgiveness/)
- [mortgage debt forgiveness act](https://duplexchick.com/tag/mortgage-debt-forgiveness-act/)
- [mortgage fraud](https://duplexchick.com/tag/mortgage-fraud/)
- [mortgage reform](https://duplexchick.com/tag/mortgage-reform/)
- [mortgage tax cred](https://duplexchick.com/tag/mortgage-tax-cred/)
- [mother-in -law apartment](https://duplexchick.com/tag/mother-in-law-apartment/)
- [move back to mpls](https://duplexchick.com/tag/move-back-to-mpls/)
- [move in to duplex](https://duplexchick.com/tag/move-in-to-duplex/)
- [move up tax credit](https://duplexchick.com/tag/move-up-tax-credit/)
- [moving to the Twin Cities](https://duplexchick.com/tag/moving-to-the-twin-cities/)
- [multi family first time home buyer tax credit](https://duplexchick.com/tag/multi-family-first-time-home-buyer-tax-credit/)
- [multi family property sales](https://duplexchick.com/tag/multi-family-property-sales/)
- [multi-family](https://duplexchick.com/tag/multi-family/)
- [multi-family foreclosures](https://duplexchick.com/tag/multi-family-foreclosures/)
- [multi-family housing](https://duplexchick.com/tag/multi-family-housing/)
- [multi-family housing investing](https://duplexchick.com/tag/multi-family-housing-investing/)
- [multi-family property](https://duplexchick.com/tag/multi-family-property/)
- [multi-family property and first time home buyer tax credit](https://duplexchick.com/tag/multi-family-property-and-first-time-home-buyer-tax-credit/)
- [Multi-Family Property Investing](https://duplexchick.com/tag/multi-family-property-investing/)
- [multi-family property investment](https://duplexchick.com/tag/multi-family-property-investment/)
- [multi-family qualify $8000 first time home buyer](https://duplexchick.com/tag/multi-family-qualify-8000-first-time-home-buyer/)
- [multi-family sales](https://duplexchick.com/tag/multi-family-sales/)
- [multi-family zoning](https://duplexchick.com/tag/multi-family-zoning/)
- [multifamily](https://duplexchick.com/tag/multifamily/)
- [multifamily for sale](https://duplexchick.com/tag/multifamily-for-sale/)
- [multifamily housing](https://duplexchick.com/tag/multifamily-housing/)
- [multifamily proeprty](https://duplexchick.com/tag/multifamily-proeprty/)
- [multifamily property](https://duplexchick.com/tag/multifamily-property/)
- [multifamily property investing](https://duplexchick.com/tag/multifamily-property-investing/)
- [multiple offers](https://duplexchick.com/tag/multiple-offers/)
- [mutifamily property](https://duplexchick.com/tag/mutifamily-property/)
- [mutli-family property](https://duplexchick.com/tag/mutli-family-property/)
- [national housing market](https://duplexchick.com/tag/national-housing-market/)
- [national statistics on duplex sales](https://duplexchick.com/tag/national-statistics-on-duplex-sales/)
- [negative equity](https://duplexchick.com/tag/negative-equity/)
- [nehemiah](https://duplexchick.com/tag/nehemiah/)
- [neighborhood crime statistics](https://duplexchick.com/tag/neighborhood-crime-statistics/)
- [new duplex loan amounts](https://duplexchick.com/tag/new-duplex-loan-amounts/)
- [new landlord](https://duplexchick.com/tag/new-landlord/)
- [nfl draft](https://duplexchick.com/tag/nfl-draft/)
- [no doc loans](https://duplexchick.com/tag/no-doc-loans/)
- [no money down](https://duplexchick.com/tag/no-money-down/)
- [no smoking in rental](https://duplexchick.com/tag/no-smoking-in-rental/)
- [non conforming unit](https://duplexchick.com/tag/non-conforming-unit/)
- [non mls duplexes for sale](https://duplexchick.com/tag/non-mls-duplexes-for-sale/)
- [non-conforming units](https://duplexchick.com/tag/non-conforming-units/)
- [notice for showings](https://duplexchick.com/tag/notice-for-showings/)
- [occupancy](https://duplexchick.com/tag/occupancy/)
- [occupancy rates](https://duplexchick.com/tag/occupancy-rates/)
- [offer on a duplex](https://duplexchick.com/tag/offer-on-a-duplex/)
- [offering less for a duplex](https://duplexchick.com/tag/offering-less-for-a-duplex/)
- [open house](https://duplexchick.com/tag/open-house/)
- [option arm](https://duplexchick.com/tag/option-arm/)
- [own vs rent](https://duplexchick.com/tag/own-vs-rent/)
- [owner financing on duplexes](https://duplexchick.com/tag/owner-financing-on-duplexes/)
- [owner occupancy](https://duplexchick.com/tag/owner-occupancy/)
- [owner occupy](https://duplexchick.com/tag/owner-occupy/)
- [owner occupy a duplex](https://duplexchick.com/tag/owner-occupy-a-duplex/)
- [owner occupy a minneapolis duplex](https://duplexchick.com/tag/owner-occupy-a-minneapolis-duplex/)
- [owner occupy duplex](https://duplexchick.com/tag/owner-occupy-duplex/)
- [owning a duplex](https://duplexchick.com/tag/owning-a-duplex/)
- [owning duplexes](https://duplexchick.com/tag/owning-duplexes/)
- [owning rental property](https://duplexchick.com/tag/owning-rental-property/)
- [pests](https://duplexchick.com/tag/pests/)
- [play cashflow minneapolis](https://duplexchick.com/tag/play-cashflow-minneapolis/)
- [positive cash flow](https://duplexchick.com/tag/positive-cash-flow/)
- [pricing a duplex](https://duplexchick.com/tag/pricing-a-duplex/)
- [pricing duplexes](https://duplexchick.com/tag/pricing-duplexes/)
- [pro forma](https://duplexchick.com/tag/pro-forma/)
- [procuring cause](https://duplexchick.com/tag/procuring-cause/)
- [property flipping](https://duplexchick.com/tag/property-flipping/)
- [property management](https://duplexchick.com/tag/property-management/)
- [property rehab](https://duplexchick.com/tag/property-rehab/)
- [property tax refund](https://duplexchick.com/tag/property-tax-refund/)
- [property taxes](https://duplexchick.com/tag/property-taxes/)
- [property worth](https://duplexchick.com/tag/property-worth/)
- [purchasing duplexes](https://duplexchick.com/tag/purchasing-duplexes/)
- [qualify for a short sale](https://duplexchick.com/tag/qualify-for-a-short-sale/)
- [quiet listing](https://duplexchick.com/tag/quiet-listing/)
- [radon test in duplex sale](https://duplexchick.com/tag/radon-test-in-duplex-sale/)
- [radon test in real estate](https://duplexchick.com/tag/radon-test-in-real-estate/)
- [real estate deals](https://duplexchick.com/tag/real-estate-deals/)
- [real estate invesment](https://duplexchick.com/tag/real-estate-invesment/)
- [real estate investing](https://duplexchick.com/tag/real-estate-investing/)
- [real estate investment](https://duplexchick.com/tag/real-estate-investment/)
- [real estate investment advice](https://duplexchick.com/tag/real-estate-investment-advice/)
- [real estate investment agents](https://duplexchick.com/tag/real-estate-investment-agents/)
- [real estate investment brokers](https://duplexchick.com/tag/real-estate-investment-brokers/)
- [real estate investment capital gains tax](https://duplexchick.com/tag/real-estate-investment-capital-gains-tax/)
- [real estate investment cycles](https://duplexchick.com/tag/real-estate-investment-cycles/)
- [real estate investment fears](https://duplexchick.com/tag/real-estate-investment-fears/)
- [real estate investment for beginners](https://duplexchick.com/tag/real-estate-investment-for-beginners/)
- [real estate investment property shift](https://duplexchick.com/tag/real-estate-investment-property-shift/)
- [real estate investment realtor](https://duplexchick.com/tag/real-estate-investment-realtor/)
- [real estate investors issue 1099 to vendors](https://duplexchick.com/tag/real-estate-investors-issue-1099-to-vendors/)
- [real estate license and investment property](https://duplexchick.com/tag/real-estate-license-and-investment-property/)
- [real estate market](https://duplexchick.com/tag/real-estate-market/)
- [real estate recovery](https://duplexchick.com/tag/real-estate-recovery/)
- [real estate return on investment](https://duplexchick.com/tag/real-estate-return-on-investment/)
- [real estate sales](https://duplexchick.com/tag/real-estate-sales/)
- [real estate tax credit](https://duplexchick.com/tag/real-estate-tax-credit/)
- [realtor](https://duplexchick.com/tag/realtor/)
- [realtor as a resource](https://duplexchick.com/tag/realtor-as-a-resource/)
- [realtor fees](https://duplexchick.com/tag/realtor-fees/)
- [realtor fees for buyers](https://duplexchick.com/tag/realtor-fees-for-buyers/)
- [realtor give up commission](https://duplexchick.com/tag/realtor-give-up-commission/)
- [realtor's commissions](https://duplexchick.com/tag/realtors-commissions/)
- [realtor's commissions in short sales](https://duplexchick.com/tag/realtors-commissions-in-short-sales/)
- [recovery of housing market](https://duplexchick.com/tag/recovery-of-housing-market/)
- [reduce commissions](https://duplexchick.com/tag/reduce-commissions/)
- [refinance duplex](https://duplexchick.com/tag/refinance-duplex/)
- [refinancing a duplex](https://duplexchick.com/tag/refinancing-a-duplex/)
- [rehab a duplex](https://duplexchick.com/tag/rehab-a-duplex/)
- [rehab duplex](https://duplexchick.com/tag/rehab-duplex/)
- [rehab duplexes](https://duplexchick.com/tag/rehab-duplexes/)
- [rehab investment property](https://duplexchick.com/tag/rehab-investment-property/)
- [rehabbed duplex](https://duplexchick.com/tag/rehabbed-duplex/)
- [rehabbing a duplex](https://duplexchick.com/tag/rehabbing-a-duplex/)
- [rehabbing a rental unit](https://duplexchick.com/tag/rehabbing-a-rental-unit/)
- [remodel a duplex](https://duplexchick.com/tag/remodel-a-duplex/)
- [rent](https://duplexchick.com/tag/rent/)
- [rent credits](https://duplexchick.com/tag/rent-credits/)
- [rent increases](https://duplexchick.com/tag/rent-increases/)
- [rent increases in minneapolis](https://duplexchick.com/tag/rent-increases-in-minneapolis/)
- [rent vs buy](https://duplexchick.com/tag/rent-vs-buy/)
- [rental application fees](https://duplexchick.com/tag/rental-application-fees/)
- [rental caps](https://duplexchick.com/tag/rental-caps/)
- [rental discounts](https://duplexchick.com/tag/rental-discounts/)
- [rental house](https://duplexchick.com/tag/rental-house/)
- [rental income](https://duplexchick.com/tag/rental-income/)
- [rental income and duplex loans](https://duplexchick.com/tag/rental-income-and-duplex-loans/)
- [rental license](https://duplexchick.com/tag/rental-license/)
- [rental property](https://duplexchick.com/tag/rental-property/)
- [rental property market](https://duplexchick.com/tag/rental-property-market/)
- [rental property ownership](https://duplexchick.com/tag/rental-property-ownership/)
- [rental property restricitons](https://duplexchick.com/tag/rental-property-restricitons/)
- [rental property tenants](https://duplexchick.com/tag/rental-property-tenants/)
- [rental repairs](https://duplexchick.com/tag/rental-repairs/)
- [renter's insurance](https://duplexchick.com/tag/renters-insurance/)
- [renters in foreclosures](https://duplexchick.com/tag/renters-in-foreclosures/)
- [renting a duplex](https://duplexchick.com/tag/renting-a-duplex/)
- [renting minneapolis duplex](https://duplexchick.com/tag/renting-minneapolis-duplex/)
- [renting to pets](https://duplexchick.com/tag/renting-to-pets/)
- [rents](https://duplexchick.com/tag/rents/)
- [reos](https://duplexchick.com/tag/reos/)
- [repeat buyer tax credit](https://duplexchick.com/tag/repeat-buyer-tax-credit/)
- [return on duplexes](https://duplexchick.com/tag/return-on-duplexes/)
- [return on investment](https://duplexchick.com/tag/return-on-investment/)
- [revive tax credit](https://duplexchick.com/tag/revive-tax-credit/)
- [rich dad poor dad](https://duplexchick.com/tag/rich-dad-poor-dad/)
- [rosemary thornton](https://duplexchick.com/tag/rosemary-thornton/)
- [save a commission](https://duplexchick.com/tag/save-a-commission/)
- [save a real estate commission](https://duplexchick.com/tag/save-a-real-estate-commission/)
- [screening duplex tenants](https://duplexchick.com/tag/screening-duplex-tenants/)
- [screening tenants](https://duplexchick.com/tag/screening-tenants/)
- [search duplexes for sale](https://duplexchick.com/tag/search-duplexes-for-sale/)
- [search mls for duplex](https://duplexchick.com/tag/search-mls-for-duplex/)
- [sears kit homes](https://duplexchick.com/tag/sears-kit-homes/)
- [second home as rental property](https://duplexchick.com/tag/second-home-as-rental-property/)
- [second time buyer tax credit](https://duplexchick.com/tag/second-time-buyer-tax-credit/)
- [section 8 qualificaton](https://duplexchick.com/tag/section-8-qualificaton/)
- [security deposit](https://duplexchick.com/tag/security-deposit/)
- [security deposits](https://duplexchick.com/tag/security-deposits/)
- [self directed ira duplex investment](https://duplexchick.com/tag/self-directed-ira-duplex-investment/)
- [self-directed ira](https://duplexchick.com/tag/self-directed-ira/)
- [sell a duplex](https://duplexchick.com/tag/sell-a-duplex/)
- [sell a duplex by owner](https://duplexchick.com/tag/sell-a-duplex-by-owner/)
- [sell a minneapolis duplex](https://duplexchick.com/tag/sell-a-minneapolis-duplex/)
- [sell a st. paul duplex](https://duplexchick.com/tag/sell-a-st-paul-duplex/)
- [sell duplex](https://duplexchick.com/tag/sell-duplex/)
- [sell duplex before foreclosure](https://duplexchick.com/tag/sell-duplex-before-foreclosure/)
- [sell duplex in the spring](https://duplexchick.com/tag/sell-duplex-in-the-spring/)
- [sell duplex minneapolis](https://duplexchick.com/tag/sell-duplex-minneapolis/)
- [sell duplex on a cd](https://duplexchick.com/tag/sell-duplex-on-a-cd/)
- [sell duplex short sales](https://duplexchick.com/tag/sell-duplex-short-sales/)
- [sell duplex st paul](https://duplexchick.com/tag/sell-duplex-st-paul/)
- [sell duplexes](https://duplexchick.com/tag/sell-duplexes/)
- [sell in the spring](https://duplexchick.com/tag/sell-in-the-spring/)
- [sell mineapolis duplex](https://duplexchick.com/tag/sell-mineapolis-duplex/)
- [sell minneapolis double bungalow](https://duplexchick.com/tag/sell-minneapolis-double-bungalow/)
- [sell minneapolis duplex](https://duplexchick.com/tag/sell-minneapolis-duplex/)
- [sell minneapolis duplexes](https://duplexchick.com/tag/sell-minneapolis-duplexes/)
- [sell minnepaolis duplexes](https://duplexchick.com/tag/sell-minnepaolis-duplexes/)
- [sell minnneapolis duplex](https://duplexchick.com/tag/sell-minnneapolis-duplex/)
- [sell multifamily](https://duplexchick.com/tag/sell-multifamily/)
- [sell my duplex](https://duplexchick.com/tag/sell-my-duplex/)
- [sell southwest minneapolis duplex](https://duplexchick.com/tag/sell-southwest-minneapolis-duplex/)
- [sell st paul duplex](https://duplexchick.com/tag/sell-st-paul-duplex/)
- [sell st paul duplexes](https://duplexchick.com/tag/sell-st-paul-duplexes/)
- [seller carry](https://duplexchick.com/tag/seller-carry/)
- [seller contributions toward duplex prepaids and closing costs](https://duplexchick.com/tag/seller-contributions-toward-duplex-prepaids-and-closing-costs/)
- [seller financing](https://duplexchick.com/tag/seller-financing/)
- [selling a cuplex](https://duplexchick.com/tag/selling-a-cuplex/)
- [Selling A Duplex](https://duplexchick.com/tag/selling-a-duplex/)
- [selling a duplex short sale](https://duplexchick.com/tag/selling-a-duplex-short-sale/)
- [selling a duplex with ghosts](https://duplexchick.com/tag/selling-a-duplex-with-ghosts/)
- [selling a minneapolis duplex](https://duplexchick.com/tag/selling-a-minneapolis-duplex/)
- [selling a twin cities duplex](https://duplexchick.com/tag/selling-a-twin-cities-duplex/)
- [selling a twin cities duplex in winter](https://duplexchick.com/tag/selling-a-twin-cities-duplex-in-winter/)
- [selling duplex](https://duplexchick.com/tag/selling-duplex/)
- [selling duplex foreclosure](https://duplexchick.com/tag/selling-duplex-foreclosure/)
- [selling duplex minneapolis](https://duplexchick.com/tag/selling-duplex-minneapolis/)
- [selling duplex non-mls](https://duplexchick.com/tag/selling-duplex-non-mls/)
- [selling duplex with a partner](https://duplexchick.com/tag/selling-duplex-with-a-partner/)
- [selling duplexes](https://duplexchick.com/tag/selling-duplexes/)
- [selling duplexes over holidays](https://duplexchick.com/tag/selling-duplexes-over-holidays/)
- [selling duplexes with contracts for deed](https://duplexchick.com/tag/selling-duplexes-with-contracts-for-deed/)
- [selling minneapolis duplex](https://duplexchick.com/tag/selling-minneapolis-duplex/)
- [selling minneapolis duplexes](https://duplexchick.com/tag/selling-minneapolis-duplexes/)
- [selling multifamily property](https://duplexchick.com/tag/selling-multifamily-property/)
- [selling st paul duplex](https://duplexchick.com/tag/selling-st-paul-duplex/)
- [shadow inventory](https://duplexchick.com/tag/shadow-inventory/)
- [sheriffs sale duplexes](https://duplexchick.com/tag/sheriffs-sale-duplexes/)
- [short or sell duplex](https://duplexchick.com/tag/short-or-sell-duplex/)
- [short sale](https://duplexchick.com/tag/short-sale/)
- [short sale duplex](https://duplexchick.com/tag/short-sale-duplex/)
- [short sale duplexes](https://duplexchick.com/tag/short-sale-duplexes/)
- [short sale insurance](https://duplexchick.com/tag/short-sale-insurance/)
- [short sales](https://duplexchick.com/tag/short-sales/)
- [short sell duplex](https://duplexchick.com/tag/short-sell-duplex/)
- [side by side duplexes](https://duplexchick.com/tag/side-by-side-duplexes/)
- [side x side duplex](https://duplexchick.com/tag/side-x-side-duplex/)
- [single family conversion to duplex](https://duplexchick.com/tag/single-family-conversion-to-duplex/)
- [single family home rentals](https://duplexchick.com/tag/single-family-home-rentals/)
- [slow real estate market](https://duplexchick.com/tag/slow-real-estate-market/)
- [small multi-family investing](https://duplexchick.com/tag/small-multi-family-investing/)
- [smoke detectors in rental unit](https://duplexchick.com/tag/smoke-detectors-in-rental-unit/)
- [sold duplexes](https://duplexchick.com/tag/sold-duplexes/)
- [sold minneapolis duplexes](https://duplexchick.com/tag/sold-minneapolis-duplexes/)
- [sold subject to inspection](https://duplexchick.com/tag/sold-subject-to-inspection/)
- [southwest minneapolis duplex](https://duplexchick.com/tag/southwest-minneapolis-duplex/)
- [southwest minneapolis duplexes for sale](https://duplexchick.com/tag/southwest-minneapolis-duplexes-for-sale/)
- [st paul](https://duplexchick.com/tag/st-paul/)
- [st paul duple for sale](https://duplexchick.com/tag/st-paul-duple-for-sale/)
- [st paul duplex](https://duplexchick.com/tag/st-paul-duplex/)
- [st paul duplex $8000 first time home buyer tax credit](https://duplexchick.com/tag/st-paul-duplex-8000-first-time-home-buyer-tax-credit/)
- [st paul duplex for sale](https://duplexchick.com/tag/st-paul-duplex-for-sale/)
- [st paul duplex for sale by owner](https://duplexchick.com/tag/st-paul-duplex-for-sale-by-owner/)
- [st paul duplex lisitngs](https://duplexchick.com/tag/st-paul-duplex-lisitngs/)
- [st paul duplex market](https://duplexchick.com/tag/st-paul-duplex-market/)
- [st paul duplex realtor](https://duplexchick.com/tag/st-paul-duplex-realtor/)
- [st paul duplex sales](https://duplexchick.com/tag/st-paul-duplex-sales/)
- [st paul duplexes](https://duplexchick.com/tag/st-paul-duplexes/)
- [st paul duplexes for sale](https://duplexchick.com/tag/st-paul-duplexes-for-sale/)
- [st paul foreclosures](https://duplexchick.com/tag/st-paul-foreclosures/)
- [st paul investment property](https://duplexchick.com/tag/st-paul-investment-property/)
- [st paul multi family](https://duplexchick.com/tag/st-paul-multi-family/)
- [st paul real estate](https://duplexchick.com/tag/st-paul-real-estate/)
- [st paul real estate market](https://duplexchick.com/tag/st-paul-real-estate-market/)
- [st paul rental](https://duplexchick.com/tag/st-paul-rental/)
- [st paul vacant building list](https://duplexchick.com/tag/st-paul-vacant-building-list/)
- [st paull duplex](https://duplexchick.com/tag/st-paull-duplex/)
- [stimulus bill](https://duplexchick.com/tag/stimulus-bill/)
- [stimulus package](https://duplexchick.com/tag/stimulus-package/)
- [store tenants abandoned property](https://duplexchick.com/tag/store-tenants-abandoned-property/)
- [storm damage](https://duplexchick.com/tag/storm-damage/)
- [strategic default](https://duplexchick.com/tag/strategic-default/)
- [sublet](https://duplexchick.com/tag/sublet/)
- [tax consequences of selling investment property](https://duplexchick.com/tag/tax-consequences-of-selling-investment-property/)
- [tax consequences of short sale](https://duplexchick.com/tag/tax-consequences-of-short-sale/)
- [tax consequences on selling a duplex](https://duplexchick.com/tag/tax-consequences-on-selling-a-duplex/)
- [tax credit as down payment](https://duplexchick.com/tag/tax-credit-as-down-payment/)
- [tax credit as downpayment](https://duplexchick.com/tag/tax-credit-as-downpayment/)
- [tax credit deadline extension](https://duplexchick.com/tag/tax-credit-deadline-extension/)
- [tax credit expansion](https://duplexchick.com/tag/tax-credit-expansion/)
- [tax credit for duplex](https://duplexchick.com/tag/tax-credit-for-duplex/)
- [tax credits](https://duplexchick.com/tag/tax-credits/)
- [tax credits for duplexes](https://duplexchick.com/tag/tax-credits-for-duplexes/)
- [tax deductions duplex](https://duplexchick.com/tag/tax-deductions-duplex/)
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- [tenants rights in duplexes for sale](https://duplexchick.com/tag/tenants-rights-in-duplexes-for-sale/)
- [the mary tyler moore show](https://duplexchick.com/tag/the-mary-tyler-moore-show/)
- [there's no free lunch in real estate](https://duplexchick.com/tag/theres-no-free-lunch-in-real-estate/)
- [timing the market](https://duplexchick.com/tag/timing-the-market/)
- [title work for duplex](https://duplexchick.com/tag/title-work-for-duplex/)
- [traditional sellers](https://duplexchick.com/tag/traditional-sellers/)
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- [truth in housing](https://duplexchick.com/tag/truth-in-housing/)
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- [twin cities duplex](https://duplexchick.com/tag/twin-cities-duplex/)
- [twin cities duplex sales](https://duplexchick.com/tag/twin-cities-duplex-sales/)
- [twin cities duplexes](https://duplexchick.com/tag/twin-cities-duplexes/)
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- [twin cities investment property](https://duplexchick.com/tag/twin-cities-investment-property/)
- [twin cities investment property market](https://duplexchick.com/tag/twin-cities-investment-property-market/)
- [twin cities multi family market](https://duplexchick.com/tag/twin-cities-multi-family-market/)
- [twin cities property taxes](https://duplexchick.com/tag/twin-cities-property-taxes/)
- [twin cities real estate](https://duplexchick.com/tag/twin-cities-real-estate/)
- [twin cities real estate market](https://duplexchick.com/tag/twin-cities-real-estate-market/)
- [twin cities real estate sales](https://duplexchick.com/tag/twin-cities-real-estate-sales/)
- [twin home](https://duplexchick.com/tag/twin-home/)
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- [update duplex](https://duplexchick.com/tag/update-duplex/)
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- [using rental income to qualify for a duplex loan](https://duplexchick.com/tag/using-rental-income-to-qualify-for-a-duplex-loan/)
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- [vacancy rates](https://duplexchick.com/tag/vacancy-rates/)
- [vacant unit in duplex when selling](https://duplexchick.com/tag/vacant-unit-in-duplex-when-selling/)
- [vacation property](https://duplexchick.com/tag/vacation-property/)
- [value of a duplex](https://duplexchick.com/tag/value-of-a-duplex/)
- [value of a neighborhood](https://duplexchick.com/tag/value-of-a-neighborhood/)
- [walk away from foreclosure with cash](https://duplexchick.com/tag/walk-away-from-foreclosure-with-cash/)
- [walkable minneapolis neighborhoods](https://duplexchick.com/tag/walkable-minneapolis-neighborhoods/)
- [wall street crash](https://duplexchick.com/tag/wall-street-crash/)
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- [what is a duplex worth](https://duplexchick.com/tag/what-is-a-duplex-worth/)
- [what's my duplex worth](https://duplexchick.com/tag/whats-my-duplex-worth/)
- [where to invest in real estate](https://duplexchick.com/tag/where-to-invest-in-real-estate/)
- [why a duplex doesn't sell](https://duplexchick.com/tag/why-a-duplex-doesnt-sell/)
- [winter evictions](https://duplexchick.com/tag/winter-evictions/)
- [work with Realtor](https://duplexchick.com/tag/work-with-realtor/)
- [working with a realtor](https://duplexchick.com/tag/working-with-a-realtor/)
- [working with tenants while selling a duplex](https://duplexchick.com/tag/working-with-tenants-while-selling-a-duplex/)
- [zoning](https://duplexchick.com/tag/zoning/)
- [2018 tax code duplex owners](https://duplexchick.com/tag/2018-tax-code-duplex-owners/)
- [2018 tax code rental property](https://duplexchick.com/tag/2018-tax-code-rental-property/)
- [buy a duplex contract for deed](https://duplexchick.com/tag/buy-a-duplex-contract-for-deed/)
- [buy a minneapolis duplex with a low down payment](https://duplexchick.com/tag/buy-a-minneapolis-duplex-with-a-low-down-payment/)
- [certificate of rent paid](https://duplexchick.com/tag/certificate-of-rent-paid/)
- [contract for deed duplex](https://duplexchick.com/tag/contract-for-deed-duplex/)
- [duplex investment property manager](https://duplexchick.com/tag/duplex-investment-property-manager/)
- [duplex landlord minnesota](https://duplexchick.com/tag/duplex-landlord-minnesota/)
- [duplex mortgage rates](https://duplexchick.com/tag/duplex-mortgage-rates/)
- [duplex tenant property tax credit](https://duplexchick.com/tag/duplex-tenant-property-tax-credit/)
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- [fha duplex inspection](https://duplexchick.com/tag/fha-duplex-inspection/)
- [fha duplex loan](https://duplexchick.com/tag/fha-duplex-loan/)
- [fha lending limit duplex](https://duplexchick.com/tag/fha-lending-limit-duplex/)
- [fha minneapolis duplex lending limits](https://duplexchick.com/tag/fha-minneapolis-duplex-lending-limits/)
- [get the most for your duplex](https://duplexchick.com/tag/get-the-most-for-your-duplex/)
- [hurricane harvey help](https://duplexchick.com/tag/hurricane-harvey-help/)
- [increase cash flow](https://duplexchick.com/tag/increase-cash-flow/)
- [increase duplex value](https://duplexchick.com/tag/increase-duplex-value/)
- [investment property interest rates](https://duplexchick.com/tag/investment-property-interest-rates/)
- [keeping good teantns](https://duplexchick.com/tag/keeping-good-teantns/)
- [keller williams huricane harvey](https://duplexchick.com/tag/keller-williams-huricane-harvey/)
- [legal stuff for mn landlords](https://duplexchick.com/tag/legal-stuff-for-mn-landlords/)
- [minneapolis affordable housing](https://duplexchick.com/tag/minneapolis-affordable-housing/)
- [minneapolis duplex airbnb](https://duplexchick.com/tag/minneapolis-duplex-airbnb/)
- [minneapolis duplex improvements](https://duplexchick.com/tag/minneapolis-duplex-improvements/)
- [minneapolis duplex ownership](https://duplexchick.com/tag/minneapolis-duplex-ownership/)
- [minneapolis duplex shortage](https://duplexchick.com/tag/minneapolis-duplex-shortage/)
- [minneapolis duplex value](https://duplexchick.com/tag/minneapolis-duplex-value/)
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- [minneapolis hurricane harvey](https://duplexchick.com/tag/minneapolis-hurricane-harvey/)
- [minneapolis rent control](https://duplexchick.com/tag/minneapolis-rent-control/)
- [minnesota certificate for rent paid](https://duplexchick.com/tag/minnesota-certificate-for-rent-paid/)
- [owner occupant duplex](https://duplexchick.com/tag/owner-occupant-duplex/)
- [real estate investment vs. the stock market](https://duplexchick.com/tag/real-estate-investment-vs-the-stock-market/)
- [remodel rental units](https://duplexchick.com/tag/remodel-rental-units/)
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- [short-term duplex rental](https://duplexchick.com/tag/short-term-duplex-rental/)
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- [first time real estate investor](https://duplexchick.com/tag/first-time-real-estate-investor/)
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- [minneapolis 2040 fourplex](https://duplexchick.com/tag/minneapolis-2040-fourplex/)
- [duplex estate plan](https://duplexchick.com/tag/duplex-estate-plan/)
- [probate duplexes](https://duplexchick.com/tag/probate-duplexes/)
- [minneapolis duplex voters](https://duplexchick.com/tag/minneapolis-duplex-voters/)
- [minneapolis tenant voting](https://duplexchick.com/tag/minneapolis-tenant-voting/)
- [minneapolis duplex cash flow](https://duplexchick.com/tag/minneapolis-duplex-cash-flow/)
- [minnesota crp](https://duplexchick.com/tag/minnesota-crp/)
- [minneapolis duplex tax forms](https://duplexchick.com/tag/minneapolis-duplex-tax-forms/)
- [minneapolis duplex energy efficiency](https://duplexchick.com/tag/minneapolis-duplex-energy-efficiency/)
- [minneapolis duplex property tax](https://duplexchick.com/tag/minneapolis-duplex-property-tax/)
- [hennepin county duplexes](https://duplexchick.com/tag/hennepin-county-duplexes/)
- [minneapolis landlord restriction](https://duplexchick.com/tag/minneapolis-landlord-restriction/)
- [minneapolis tenants rights](https://duplexchick.com/tag/minneapolis-tenants-rights/)
- [taxes selling investment property](https://duplexchick.com/tag/taxes-selling-investment-property/)
- [minneapolis adu restrictions](https://duplexchick.com/tag/minneapolis-adu-restrictions/)
- [add adu to duplex](https://duplexchick.com/tag/add-adu-to-duplex/)
- [minneapolis duplex rent](https://duplexchick.com/tag/minneapolis-duplex-rent/)
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- [tax consequences of selling a duplex](https://duplexchick.com/tag/tax-consequences-of-selling-a-duplex/)
- [minneapolis landlord](https://duplexchick.com/tag/minneapolis-landlord/)
- [short term minneapolis duplex rentals](https://duplexchick.com/tag/short-term-minneapolis-duplex-rentals/)
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- [fha lending limits duplex triplex fourplex](https://duplexchick.com/tag/fha-lending-limits-duplex-triplex-fourplex/)
- [BRRRR method Minneapolis duplex](https://duplexchick.com/tag/brrrr-method-minneapolis-duplex/)
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- [buy investment real estate](https://duplexchick.com/tag/buy-investment-real-estate/)
- [coronavirus landlord](https://duplexchick.com/tag/coronavirus-landlord/)
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- [minnesota property taxes](https://duplexchick.com/tag/minnesota-property-taxes/)
- [minneapolis rental property](https://duplexchick.com/tag/minneapolis-rental-property/)
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